RateReady
Finanza
Gratis · Progettata per iPad. Non verificata per macOS.
What can I afford at today's rate?
RateReady is a passive home affordability tracker that shows your buying power on your Home Screen. No more manually checking mortgage rates or recalculating your budget—just glance at your widget to see what you can afford right now.
THE PROBLEM
Mortgage rates change constantly, and small rate movements can shift your buying power by tens of thousands of dollars. But staying on top of rate changes and recalculating your budget is tedious. Most people only check when they're actively house hunting, missing opportunities when rates dip.
THE SOLUTION
Set up your financial profile once and RateReady continuously calculates your maximum affordable home price based on current market rates. Your buying power lives on your Home Screen as a widget, updated daily.
KEY FEATURES
• Home Screen Widget — See your max home price at a glance without opening an app
• Set It and Forget It — Enter your details once. RateReady handles the rest.
• Track Your Equity — Add your current home to include equity in your buying power calculation
• Smart Notifications — Get alerted when your buying power shifts significantly
• What-If Scenarios — Explore how changes to income, down payment, credit score, or rates affect affordability
• Full Payment Breakdown — See how monthly payments split across principal, interest, taxes, insurance, PMI, and HOA
• Credit Score Adjustments — See personalized rates based on your credit tier
• 15 and 30-Year Loans — Compare loan terms to find what works for you
• State Tax Rates — Accurate property tax estimates for all 50 states
HOW IT WORKS
1. Enter your income, debts, down payment, and credit score
2. Add your current home (optional) to factor in equity
3. Add the widget to your Home Screen
4. Check your buying power anytime with a glance
YOUR DATA STAYS PRIVATE
All your financial information is stored locally on your device. Nothing is sent to external servers or shared with third parties. The only network requests are to fetch current mortgage rates and home valuations—no personal data is transmitted.
Whether you're saving for a down payment, waiting for rates to drop, or just curious about your buying power, RateReady keeps you informed without any ongoing effort.
Valutazioni e recensioni
- L’app non ha ricevuto un numero sufficiente di valutazioni o recensioni per poter mostrare una panoramica.
Improve onboarding process
Lo sviluppatore, Greg McInnes, ha indicato che le procedure per la tutela della privacy dell’app potrebbero includere il trattamento dei dati descritto di seguito. Per scoprire di più, consulta l’informativa sulla privacy dello sviluppatore .
Dati non raccolti
Lo sviluppatore non raccoglie alcun dato da quest’app.
Accessibilità
Lo sviluppatore non ha ancora indicato le funzioni di accessibilità supportate dall’app. Scopri di più
Informazioni
- Dimensioni
- 5 MB
- Categoria
- Finanza
- Compatibilità
Richiede iOS 17.1 o versioni successive.
- iPhone
Richiede iOS 17.1 o versioni successive. - iPad
Richiede iPadOS 17.1 o versioni successive. - Mac
Richiede macOS 14.1 o versioni successive e un Mac con chip Apple M1 o versioni successive. - Apple Vision
Richiede visionOS 1.0 o versioni successive.
- iPhone
- Lingue
- Inglese
- Età
4+
- 4+
- Fornitore
Greg McInnes
- Greg McInnes non si identifica come operatore commerciale per questa app. Se ti trovi all’interno dello Spazio economico europeo, i diritti dei consumatori non si applicano agli accordi tra te e il fornitore.
- Copyright
- © 2025 Gregory McInnes