
Refyne
Finanza
Gratis · Progettata per iPad
Refyne is one of India’s most trusted Financial Wellness platforms. Refyne has a wide range of products including UPI Scan and Pay, Salary On-Demand, Digital Gold and Insurance and is a One-Stop Shop for all your financial needs.
Refyne Offers:
* Refyne Pay - Scan Merchant QR Code and make UPI payments directly from your Salary On-Demand or Bank Account
* Salary On-Demand - Access funds up to 1.5x of salary
* Refyne PRO - Subscription model which allows unlimited free transactions
* Money Guru - Access expert financial tips and tools like Tax & Home Loan Calculator, PF tracker, Credit score check and more
* Gold Savings - Save in 24K Digital Gold starting from ₹10, 99.5% Pure Gold with doorstep delivery of physical gold
Refyne takes the SMS Read, Write and Receive Permission from the user to complete the SIM Binding (Device Binding) as a security measure for creating UPI Accounts for Scan and Pay. These permissions are mandatory as per the guidelines laid down by the National Payments Corporation of India (NPCI) related to UPI Account creation and payments.
Refyne has partnered with RBI-authorised NBFCs -
* Sunita Finlease Ltd. (https://www.sunitafinance.com/loan-service-provider-digital-lending-apps)
* Refyne Finance Private Limited (https://www.refynefinance.com/our-digital-partners)
Important Things to Note About Refyne Salary On-Demand -
* Loan Amount: Rs 1,000 to Rs 10,00,000
* Minimum Annual Percentage Rate (APR): 8%,
* Maximum Annual Percentage Rate: 36% (reducing balance)
* Minimum repayment period: 90 days, Maximum repayment period: 24 months
* Processing Fees: Max (₹350 + GST, Up to 1%-7% of loan amount plus GST)
* Prepayment Fees: Zero
* Late fee: Zero
Below is an example of the fee breakup for a Salary On-Demand transaction:
* Loan Amount: ₹10,000
* Minimum repayment period: 3 months
* Maximum repayment period: 12 months
* Interest rate: 0% (for the first 3 months), 4th month onward, 16% p.a. reducing
* Processing fee: ₹99
* GST on processing fee: ₹18
* Total interest: ₹678 (calculated from 4th to 12th month, in total 9 months)
* APR: 16%
* Disbursed amount: ₹9,883
* Total loan repayment amount: ₹10,678
Our policies & services are fully regulated & 100% compliant with NPCI and RBI guidelines.
Eligibility Criteria:
* Indian nationality
* Applicant's age should be 21 & above
* Only for employees of partnered companies. This is a closed marketplace and is not intended for public use.
* The user must be an active employee of the partner company for at least three months and have signed employment agreement forms with their employer.
Documents Required:
* PAN
* Aadhaar
* Employment details
How to use Refyne App:
* Sign up with your number or work email
* Complete the KYC process
* Create UPI Account to enable UPI Scan and Pay to make translations using Salary On-Demand or from Bank Account
* Enter the Amount to be withdrawn
* Automatic deduction takes place as per the agreed repayment schedule
Privacy Policy: https://www.refyne.co.in/privacy
Terms & Conditions: https://www.refyne.co.in/terms
In case of any query, reach us at :
support@refyne.co.in OR 080-64899999
Address: Prestige Pegasus, Sarjapur - Marathahalli Rd, Ambalipura, Haralur, Bengaluru, Karnataka 560103
Disclaimer: The application is SSL-certified, and all transactions are 100% safe and secure.
Valutazioni e recensioni
L’app non ha ricevuto un numero sufficiente di valutazioni o recensioni per poter mostrare una panoramica.
We are always in process of enhancing Refyne with the latest features for our users. Please expect to see some bug fixes and performance improvements in this release. Do keep your updates turned on to not miss any of our features!
With this release, we bring to you a gamified Refyne experience. Check it out!
Lo sviluppatore, Refyne Tech Private Limited, ha indicato che le procedure per la tutela della privacy dell’app potrebbero includere il trattamento dei dati descritto di seguito. Per scoprire di più, consulta l’informativa sulla privacy dello sviluppatore .
Dati utilizzati per monitorarti
I seguenti dati possono essere utilizzati per monitorarti nelle app e nei siti web di proprietà di altre aziende:
- Identificativi
Dati collegati a te
I seguenti dati possono essere raccolti e collegati alla tua identità:
- Informazioni di contatto
- Identificativi
Dati non collegati a te
I seguenti dati possono essere raccolti ma non vengono collegati alla tua identità:
- Posizione
- Contenuti dell’utente
- Dati sull’utilizzo
- Diagnosi
Accessibilità
Lo sviluppatore non ha ancora indicato le funzioni di accessibilità supportate dall’app. Scopri di più
Informazioni
- Dimensioni
- 93,4 MB
- Categoria
- Finanza
- Compatibilità
Richiede iOS 15.6 o versioni successive.
- iPhone
Richiede iOS 15.6 o versioni successive. - iPad
Richiede iPadOS 15.6 o versioni successive. - iPod touch
Richiede iOS 15.6 o versioni successive. - Mac
Richiede macOS 12.5 o versioni successive e un Mac con chip Apple M1 o versioni successive. - Apple Vision
Richiede visionOS 1.0 o versioni successive.
- Lingue
- Inglese
- Età
4+
- 4+
- Fornitore
Refyne Tech Private Limited
- Refyne Tech Private Limited non si identifica come operatore commerciale per questa app. Se ti trovi all’interno dello Spazio economico europeo, i diritti dei consumatori non si applicano agli accordi tra te e il fornitore.
- Copyright
- © 2021 Refyne Tech Private Limited