Lynk - Digital Payments

Name: Lynk - Digital Payments
Rating: 4.7 (5259 reviews)
Author: TFOB (2021) Limited

Finance

Only for iPhone

Free

5.3k Ratings
Age Rating

4+
In-App Controls
Chart

No. 13
Finance
Developer

TFOB (2021) Limited
Language

EN
English
Size

133.1
MB

iPhone

Lynk is Jamaica’s fastest-growing digital wallet, offering a fast, safe, and easy way to make cashless payments. Sign up in under 5 minutes using just your smartphone and a valid national ID—no bank account needed. Once you’re set up, you can send and receive money from friends and family for free, collect remittances, shop locally and internationally (online or in person), and cash out easily at NCB ABMs. Collect Western Union and MoneyGram remittances directly to your phone from anywhere in the world in just a few quick steps—any time of day. Open up a world of payments with the Lynk Visa virtual card, enabling secure online shopping worldwide. With advanced fraud protection and security built into every transaction, Lynk gives you a smarter, safer, cashless way to manage your money with confidence. Download Lynk today and start Lynking instantly. Why you’ll love Lynk: - No bank account required - Instant money transfers with no hidden fees - Fast, secure cashless payments - Sign up quickly in minutes - Shop online worldwide with your Lynk Visa virtual card - Collect MoneyGram and Western Union remittances 24/7 - Easy cash-out at NCB ABMs - Powerful security designed to protect every transaction

Ratings & Reviews

4.7

out of 5

5.3k Ratings

Pleased
26/10/2022
glamma_girlz_one
I was unsatisfied with the customer service offered at first but now I’m graceful , at first I was blocked because I used my personal information twice to create two accounts, but with separate emails. So I contacted customer care via email, they delayed until I contacted them via Instagram, I was then assisted perfectly. I would really recommend but please keep in mind that the message via their live chat could be disconnected if you take a while to respond. At a point I had mixed feelings about offering my personal information but then they informed me that my informations were confidential and they are currently working on having an official telephone service. After the convo , they then sent me an email with the live chat and they then fixed the issue completely.
Pleased
26/10/2022
glamma_girlz_one

I was unsatisfied with the customer service offered at first but now I’m graceful , at first I was blocked because I used my personal information twice to create two accounts, but with separate emails. So I contacted customer care via email, they delayed until I contacted them via Instagram, I was then assisted perfectly. I would really recommend but please keep in mind that the message via their live chat could be disconnected if you take a while to respond. At a point I had mixed feelings about offering my personal information but then they informed me that my informations were confidential and they are currently working on having an official telephone service. After the convo , they then sent me an email with the live chat and they then fixed the issue completely.
Lynk app is great for everyday use
16/12/2022
geo dinnall
The Lynk app is great, easy to use for everyday transaction, without having to walk around with too much cash all the time or having to join lines at the bank. and mostly the customer care service is really interactive I’ve had times when the timer on the machine ran out and I was still able to send the money and I didn’t get it eventually I did, the first time it took me a while and back and forth with the info they required but like I said, they did eventually however it did take longer than they had stated and so I’ve asked them to sort that out so if one was to make that error, they can be refunded by having an system or tech to process just that, so the process can be speed up.. my second error cashing out, I just contacted the support team, send the the info pertaining the error transaction. couple hours later the amount I’ve made an error with is back into my account.. so respect to the LYNK support team for listening and making it happen respect
Lynk app is great for everyday use
16/12/2022
geo dinnall

The Lynk app is great, easy to use for everyday transaction, without having to walk around with too much cash all the time or having to join lines at the bank. and mostly the customer care service is really interactive I’ve had times when the timer on the machine ran out and I was still able to send the money and I didn’t get it eventually I did, the first time it took me a while and back and forth with the info they required but like I said, they did eventually however it did take longer than they had stated and so I’ve asked them to sort that out so if one was to make that error, they can be refunded by having an system or tech to process just that, so the process can be speed up.. my second error cashing out, I just contacted the support team, send the the info pertaining the error transaction. couple hours later the amount I’ve made an error with is back into my account.. so respect to the LYNK support team for listening and making it happen respect
Love this app!
01/06/2025
Sheacoler
The only flaw this app has is the ATM interactions: The barcode ATM deposit/withdrawal feature always fail for me, resulting in my funds getting locked up for days before it gets deposited/reversed to the wallet. I wish there was an option to get a card linked to the wallet. Aside from that, bank transfers, converting JMD to CBDC, bill payments, data/credit top ups, funding the wallet via linked debit/credit cards, remittance services, sending JMD/CBDC to other wallets work perfectly! 4 stars because I have to resort to topping up the Lynk wallet via depositing the funds in another bank’s ATM, the using Lynk to withdraw funds from that card that’s linked. If I need to get money from the Lynk wallet, I have to send the funds to another bank, then use that bank’s ATM to withdraw the funds with that bank’s debit card. I think the Lynk team saw this coming, so they gave so many other options to fund the wallet. A Lynk debit card would really be nice to have.

Developer Response
Hi Sheacoler, thanks for taking the time to leave such a thorough review! We value your feedback and appreciate your enthusiasm! We are aware of the ATM issues.. We would love nothing more than to make this feature more reliable. We are relying on support from NCB to make this feature more robust in the future. In the meantime, as you highlighted, Lynk's versatility affords our users with many options to cash in and out. We also have other features in the pipeline that will give you even more ways make use of your Lynk wallet funds. Regarding your request for a Lynk Virtual Card...lets just say we wholeheartedly agree...Watch this space :) We are glad you see our vision Sheacoler. We hope you continue to champion Lynk to your friends and family so more and more Jamaicans can derive value from our app. Keep the Lynk!
Love this app!
01/06/2025
Sheacoler

The only flaw this app has is the ATM interactions: The barcode ATM deposit/withdrawal feature always fail for me, resulting in my funds getting locked up for days before it gets deposited/reversed to the wallet. I wish there was an option to get a card linked to the wallet. Aside from that, bank transfers, converting JMD to CBDC, bill payments, data/credit top ups, funding the wallet via linked debit/credit cards, remittance services, sending JMD/CBDC to other wallets work perfectly! 4 stars because I have to resort to topping up the Lynk wallet via depositing the funds in another bank’s ATM, the using Lynk to withdraw funds from that card that’s linked. If I need to get money from the Lynk wallet, I have to send the funds to another bank, then use that bank’s ATM to withdraw the funds with that bank’s debit card. I think the Lynk team saw this coming, so they gave so many other options to fund the wallet. A Lynk debit card would really be nice to have.
Developer Response 05/06/2025
Hi Sheacoler, thanks for taking the time to leave such a thorough review! We value your feedback and appreciate your enthusiasm! We are aware of the ATM issues.. We would love nothing more than to make this feature more reliable. We are relying on support from NCB to make this feature more robust in the future. In the meantime, as you highlighted, Lynk's versatility affords our users with many options to cash in and out. We also have other features in the pipeline that will give you even more ways make use of your Lynk wallet funds. Regarding your request for a Lynk Virtual Card...lets just say we wholeheartedly agree...Watch this space :) We are glad you see our vision Sheacoler. We hope you continue to champion Lynk to your friends and family so more and more Jamaicans can derive value from our app. Keep the Lynk!
My experience about lynk
27/05/2022
iam nevi
I think lynk is the best personally lynk is a great app despite all the trouble and challenges other people might experience the reason why most people think lynk is a scam is because of the whole lot of verification but what the people needs to understand is that all the verification are to make sure your not trying to hack the system and other think I like is when lynk is about to pay you get your money instant and is also easier way to travel with money safety so if you go to a store and the store has lynk you can just lynk the money over in a instant it's reaches .Even when you do referral and to cash out the money on Ncb or any other bank account it's instantly the money is sentLynk is the best digital wallet there is to travel with money safety

Developer Response
Thank you for your positive feedback! We're glad to hear that you find Lynk useful and appreciate the security measures we've put in place. Your support and understanding mean a lot to us. Stay tuned, we have lots of new features coming soon. Let's keep the lynk!
My experience about lynk
27/05/2022
iam nevi

I think lynk is the best personally lynk is a great app despite all the trouble and challenges other people might experience the reason why most people think lynk is a scam is because of the whole lot of verification but what the people needs to understand is that all the verification are to make sure your not trying to hack the system and other think I like is when lynk is about to pay you get your money instant and is also easier way to travel with money safety so if you go to a store and the store has lynk you can just lynk the money over in a instant it's reaches .Even when you do referral and to cash out the money on Ncb or any other bank account it's instantly the money is sentLynk is the best digital wallet there is to travel with money safety
Developer Response 04/06/2024
Thank you for your positive feedback! We're glad to hear that you find Lynk useful and appreciate the security measures we've put in place. Your support and understanding mean a lot to us. Stay tuned, we have lots of new features coming soon. Let's keep the lynk!

Critical bug fixes and stability improvements Performance enhancements for a faster, more efficient app experience

Version 60.1 14 Oct

Data Linked to You

The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics

Privacy practices may vary based, for example, on the features you use or your age. Learn More

Accessibility

Information

Seller: TFOB 2021 Limited
Size: 133.1 MB
Category: Finance
Compatibility: Requires iOS 15.6 or later.

iPhone
Requires iOS 15.6 or later.

iPod touch
Requires iOS 15.6 or later.

Apple Vision
Requires visionOS 1.0 or later.
Languages: English
Age Rating: 4+

4+

This app is rated 4+ with content restrictions.

Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.
Learn More

In-App Controls
Age Assurance

Privacy Policy

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Lynk - Digital Payments

Ratings & Reviews

Pleased

Lynk app is great for everyday use

Love this app!

My experience about lynk

What’s New

App Privacy

Data Linked to You

Data Not Linked to You

Accessibility

Information

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