Light Loan Calculator
Interest Rate Calculator
Free · In‑App Purchases · Designed for iPad
This app is a convenient and professional free loan annual percentage rate (APR) calculator (IRR calculator).
It serves users' personal financial management needs and aims to help users accurately understand and manage their borrowing costs.
This app is suitable for various types of loans, including mortgages, car loans, online loans, credit card loans, credit loans, consumer loans, home renovation loans, housing provident fund loans, various commercial and financial loans, as well as quick loans, microloans, and other loan products provided by legitimate online lending platforms. The app supports calculations for multiple repayment methods, including equal principal and interest, lump-sum repayment, interest-only repayment, and more.
The core advantage of this app lies in its ability to clearly and professionally display the IRR (Internal Rate of Return), giving users an accurate understanding of their actual loan interest rate, helping them avoid being misled by opaque interest rates.
In terms of operation, this app offers a simple and clear interface. For different types of loans such as short-term loans, long-term loans, large loans, small loans, mortgage loans, cash loans, etc., users can quickly calculate the actual annualized interest rate by entering parameters such as loan amount, loan term, fees, and repayment methods into the “My Calculator” feature. Additionally, the app further calculates the repayment schedule, including the repayment time and amount for each installment, and provides a list for users.
This app is not only a useful repayment calculator but also a powerful assistant for users to efficiently manage their finances. With this app, users can clearly understand their repayment plan's total cycle, each installment amount, and the actual annualized interest rate, helping them stay informed and in control.
Easily handle online loans without being misled. We look forward to your use and feedback.
Ratings & Reviews
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1.Support iOS 26.0.
The developer, 乃 樊, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- 乃 樊
- Size
- 11.7 MB
- Category
- Finance
- Compatibility
Requires iOS 12.0 or later.
- iPhone
Requires iOS 12.0 or later. - iPad
Requires iPadOS 12.0 or later. - iPod touch
Requires iOS 12.0 or later. - Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English and Simplified Chinese
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Remove ads. ¥500
- Copyright
- © Kaiyuan Tongbao