Chocolate Finance
ファイナンス
iPhoneのみ対応
無料
iPhone
Happy money, happy you. Say hello to a new place for your spare cash.
Enjoy happy returns, daily – with no lock-ins and no hoops or complex criteria.
See your returns in the app every single day.
Available in Singapore, Hong Kong and the United Arab Emirates.
⍟ Earn daily returns
Singapore (SGD and USD)
SGD
- 2.2% p.a. on your first S$20k
- 1.9% p.a. on your next S$130k
- Up to 1.9% p.a. thereafter
USD
- 4.2% p.a. on your first US$20k
- 4.0% p.a. on your next US$130k
- Up to 4.0% p.a. thereafter
Hong Kong (HKD)
- 3.8% p.a. on your first HK$100k
- 3.5% p.a. on your next HK$200k
- Up to 3.5% p.a. thereafter
United Arab Emirates (AED and USD)
- 4.6% p.a. on your first AED 100k and US$25k, and up to 4.6% p.a. on any amount above that.
- Same rate for everyone. No salary transfer, no tiers, nothing to qualify for.
- Hold AED, US$ or both, and switch between them in the app.
⍟ Our promise
- Singapore: From now until 30 June 2027, if we don't achieve the above returns on your first S$150k and US$150k, we'll make up the difference – does it get any better than that?
- Hong Kong: From now until 30 June 2027, if we don't achieve the above returns on your first HK$300k, we'll make up the difference – are you smiling yet?
- United Arab Emirates: Returns are not guaranteed and may vary.
⍟ No lock-ins
- Singapore: Withdraw when you need it – no penalties.
- Hong Kong: Withdraw any time. Up to HK$50k per day: instant. Above HK$50k per day: usually 3 business days.
- United Arab Emirates: Withdraw any time. Start with any amount – no minimum, no maximum.
⍟ Fees
- Singapore and Hong Kong: No fees. We only make money when you make money. It's our number one priority.
- United Arab Emirates: No hidden fees and no monthly subscription fees.
⍟ Easy sign-up and user experience
Secure digital verification and a simple onboarding flow.
- Singapore: Verification via Singpass Myinfo is required.
- Hong Kong: Verification via iAM Smart or HKID is required.
- United Arab Emirates: Sign up in minutes, in English or Arabic.
⍟ Spend smarter with the Chocolate Visa Card (Singapore only)
- Enjoy zero FX fees on all overseas spend.
- Earn Max Miles on everyday spend, including bill payments.
- Miles Multiplier: higher average balances earn more miles per dollar spent.
⍟ Security and trust
Security is our top priority. We're licensed and regulated by:
- Singapore: The Monetary Authority of Singapore (CMS101452)
- Hong Kong: The Securities and Futures Commission (BSF252)
- United Arab Emirates: The Capital Market Authority (20200000382, 20200000381). Your funds are held in a segregated custody account with a licensed financial institution.
⍟ Get in touch
- Singapore: WhatsApp in-app or +65 9479 7979 (Mon–Sat, 9am–8pm)
- Hong Kong: WhatsApp in-app or +852 9298 0464 (Mon–Fri, 9am–6pm)
- United Arab Emirates: WhatsApp in-app or support.ae@chocolatefinance.com (Mon–Fri, 9am–5pm GST)
⍟ Licences and disclosures
Past performance is not indicative of future results. All investments involve risk, including the risk of loss.
- Singapore and Hong Kong: Chocolate Finance returns are currently supported by a promotional programme (Chocolate Top-Up Programme in Singapore, Chocolate Advantage Programme in Hong Kong), valid during the qualifying period and subject to terms and conditions. This does not constitute a guarantee of return or capital.
- Singapore: Chocolate Finance is a brand of Chocfin Pte Ltd and is regulated by the Monetary Authority of Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore.
- Hong Kong: Chocolate Finance is a brand of Chocolate Finance HK Limited and is regulated by the Securities and Futures Commission. This advertisement has not been reviewed by the Securities and Futures Commission.
- United Arab Emirates: Capital at risk. T&Cs apply. Full disclosures: chocolatefinance.com/ae-en
For more information, visit chocolatefinance.com. T&Cs and privacy policy are in the app.
評価とレビュー
Enjoy a smoother, more reliable experience with performance enhancements and bug fixes—update Chocolate Finance to the latest version today!
デベロッパである“Chocolate Pte. Ltd.”は、アプリのプライバシー慣行に、以下のデータの取り扱いが含まれる可能性があることを示しました。詳しくは、 デベロッパプライバシーポリシー を参照してください。
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ユーザに関連付けられたデータ
次のデータは収集され、ユーザの識別情報に関連付けられる場合があります。
- 財務情報
- 連絡先情報
- ユーザコンテンツ
- ID
- 使用状況データ
- その他のデータ
ユーザに関連付けられないデータ
次のデータは収集される場合がありますが、ユーザの識別情報には関連付けられません。
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アクセシビリティ
デベロッパは、このアプリがサポートしているアクセシビリティ機能をまだ示していません。 詳しい情報
情報
- 販売元
- Chocolate Pte. Ltd.
- サイズ
- 136.3 MB
- カテゴリ
- ファイナンス
- 互換性
iOS 15.0以降が必要です。
- iPhone
iOS 15.0以降が必要です。 - iPod touch
iOS 15.0以降が必要です。
- iPhone
- 言語
- 英語
- 年齢制限
4+
- 4+
- 著作権
- © 2026 Chocolate Finance. | All Rights Reserved
