Every tap, already logged.
Pay with Apple Pay and the charge is in Tael before your phone is back in your pocket. The merchant, the amount, the card. You did not open the app.
In Hong Kong that includes Octopus — the MTR, the 7-Eleven counter, the ferry.
No bank login. No account. No setup evening. Two minutes once, then it runs without you.
For money Tael cannot see — cash, a market stall, a transfer — one press of the Action button, Siri or a widget logs it.
YOU TEACH IT ONCE, IT STOPS ASKING
Label a shop one time and a rule is written. Every later charge from it files itself.
Rules are rules, not guesses. You can read every one in plain language, and nothing runs until you say yes.
You could do all this in a spreadsheet. People do, for about three weeks. This is the version that survives a busy fortnight.
IT TRACKS WHAT YOU ACTUALLY THINK ABOUT
Not Shopping. Not Miscellaneous. The Japan trip. The kitchen renovation. Sundays with your dad. How good it felt.
One purchase can belong to several at once — that supermarket run was part groceries, part the dinner party, part the trip — so you never have to pick.
SO YOU CAN FINALLY ANSWER
- What the whole trip cost, flights to the 1am souvenir
- Whether this client is worth it, once the lunches and the software are in
- What the hobby actually costs over a year, and whether you'd miss it
- Which purchases you're still glad about
Not after a weekend of reconciling. On a Tuesday, in four seconds.
NOBODY SEES THIS BUT YOU
Your transactions, merchants, amounts, cards, notes and rules never leave your iPhone. No server holds your ledger and no cloud model reads it. Backup goes to your own iCloud, and only if you turn it on.
Tael fetches exchange rates and sends anonymous usage counts — never an amount, a merchant or a card.
Which is why you'll actually record that the dinner was a 3 out of 10, or that you're still annoyed about the jacket. That's the honest version, and it's the one worth having.
WHAT'S IN IT
- Automatic logging from Apple Pay, and Octopus in Hong Kong
- Quick logs from the Action button, Siri, widgets and Shortcuts
- Rules suggested from your corrections, or written by you
- Dimensions: your own lenses, as many as a purchase needs
- Budgets, splits, and repeats that log themselves
- Pay in yen, log in yen: 159 currencies, one ledger
- Export to Excel, CSV, or Markdown written for an AI assistant
- App lock, privacy screen, optional iCloud backup
- Works offline, always
WHO IT'S FOR
People who tap to pay many times a day and want to know where the money went without doing bookkeeping.
Not for people who want an app to drain a bank feed and budget for them with no involvement. Tael asks a little of you early on, and gives a lot back later.
Tael is free, with no ads. Tael Pro is one payment, for life — there is no subscription. See the app for what it unlocks.
Requires iPhone, iOS 18.4 or later. Automatic logging depends on Apple Wallet and Shortcuts.
Apple Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Tael Terms of Use: https://usetael.com/terms
Privacy Policy: https://usetael.com/privacy
評価とレビュー
このアプリは、概要を表示するには評価件数やレビュー件数が不十分です。
Bring your history with you
Moving from Money Manager? Go to Settings › Import, pick your backup file, and your categories, budgets and every income and expense come across. Amounts convert to your currency, and anything already in Tael is skipped. Tael backup files load from the same page.
Redeem a code for Tael Pro
Have a code? Redeem it from Settings or from the Pro screen.
Smoother and faster
- The calendar keeps its shape while you search, and swiping between months is smoother.
- The Spent card shows your daily pace again.
- Large ledgers, thousands of transactions, scroll and load much faster.
- The spending chart reads more clearly over long periods.
- iCloud backups are more reliable.
- Settings › Privacy has a new switch for sharing usage data.
Fixes
- Wallet payments written with spaces in the amount (like 1 600,00) now log correctly.
