This release has the following: - Upgrades and improvements to backend - Added ability to set Priority Debt Payoff on Liabilities (sets first priority override in Debt Payoff) - Improvements in MOAC validation messages (requires only 1 active asset to run now, newly imported assets set to exclude by default) - Balance Sheet validation messaging (ie; Asset & Liability changes saved on exit) - Fixed MOAC display error if security had extreme high yield - Other minor bug fixes and performance updates - This will be our final release on mobile please save our web app at WealthBuilder.io

Added new Annual Dividend field for Securities (in Asset details) MOAC global settings are now independent from selected Balance Sheet

This release has the following: - Fixed issue related errors when deleting cloned Parent and sub Holdings accounts - Added link to Documentation (Docs) in profile menu - Added link to Progress % to Plan menu - Force Sync button added and now required to update Linked Accounts (Pro users only beta feature) - Various other UX/UI fixes and improvements

This release has the following: - Fixed issue related errors in Debt Payoff due to zero balance liabilities - Fixed issue related to errors in MOAC global settings when Earned Income not set to at least $1 - Fixed issue related to MOAC global settings not saving - Newly imported holdings will auto set to "Exclude from MOAC" to prevent MOAC from throwing errors - Improvements and bug fixes to Plaid holdings syncing and updating (Pro members only - beta) - Removed Daily & Weekly options from Additional Contribution settings in Asset Details to prevent MOAC errors - Auto focus added to OTP field at login for smoother login experience

This release has the following: - Some important performance and bug fixes related to brokerage holding account data sync (Pro members only - beta) - Minor design fixes

This release has some exciting new features: - New Holdings sub account feature added! - Lots of misc bug fixes and design improvements Improvements to Plaid account syncing (Pro members only currently): - Pro members can sync brokerage holdings (ie; stocks, bonds, etc) - Unlink Financial Institution button added - Ability to forced sync accounts that haven't updated - Sync status icons added to account name

This release has some minor bug fixes including: - Learn + menu added to mobile - Balance sheet selector on Dashboard page re added - Reinvest income: Into debt payoff UI adjustment - Removed "sync account" as option when adding new accounts on mobile (Pro subscribers please use web app for Plaid testing)

This release has some great new features! - Global nav for easier balance sheet switching and workflow - Option to funnel Asset cash flows into Debt Payoff acceleration via new “Reinvest Income: Into debt payoff” setting - Last updated time/date stamp and filtering on all Accounts - Various design improvements and bug fixes - Financial Institution account balance auto sync via Plaid (currently beta testing for Pro users only)

Version 5.0.6 is a minor update with the following features and improvements: - Stripe customer portal integration (user’s can update their billing from Profile are of app now) - MOAC allow for all assets to have "Exclude from further investment" - Ability to add $0 balance, $0 monthly, 0% interest payment for liabilities - Delete account feature (App Store requirement) - Misc design and performance improvements

Version 5.0.5 is a minor update with the following features and improvements: - MOAC drawer input order - Allow shares to go to the thousands place to account for fractional, change for 4 decimals (shares owned), 8 decimals (units owned) - Remove mouse movement, up/down arrows in number fields, auto format number fields - I am debt free keeps blurred background of chart - Assets: exclude from further MOAC investment

Version 5.0.4 is a minor update with the following performance and bug fixes: - UX update on Dashboard and BS to max width of 1225 - Moved primary goal text to green box - Persist the Sort order on BS - Block scrolling in number fields and apply auto commas on the BS page - Remove the word “Current” from the dashboard cards and onboarding pages - Fix debt payoff chart issues where chart was not loading when a Sort Payoff By selection was made - Fix Annual Contribution to be a dollar amount field instead of a percentage field - When left side menu is collapse, upon clicking the Planning icon, the menu will now open and the planning options expanded. - Added left side menu hover text for icons - Wired up Earned Income Optimization plan to the Implementation Progress

v5.0.3 is a minor update to fine tune some items from our last update! - Implementation progress checklist is now fully integrated - Balance added to MOAC charts - Support chat widget added to Support link (close via X) - Added "I am debt free!" checkbox option to Debt Payoff - Added option to delete account data - Various bug fixes, design updates and performance improvements

Huge new design update for WealthBuilder 5.0! - Complete UX/UI redesign and overhaul to make the app more fun to use YEAH!!! - New user onboarding, tutorials and checklist! - Increased ND1 Budgeting Custom Accounts to 10 - Fixed phone OTP issue (you can now use your phone to login again) - Update required message (you’ll see a message to update the app if you haven’t done so lately)

Add values to Primary investment strategy Update messaging when Debt Payoff calculator cannot run Increase times for toast messages Numeric only keyboard for OTP code entry Change avatar bug fixes Performance improvements

Minor bug fixes including Canada country code fix and ND1 Custom Accounts

Huge performance update for WealthBuilder 4.0! - New passwordless authentication via OTP (one-time password) - Entirely new backend (database, servers, endpoints) - Improved app performance and speed - Minor bug fixes - Next up, a freshly needed redesign ;-) - On first use, please confirm your email and phone. Then, you'll only need to login via OTP once in a while.

Huge performance update for WealthBuilder 4.0! - New passwordless authentication via OTP (one-time password) - Entirely new backend (database, servers, endpoints) - Improved app performance and speed - Minor bug fixes Next up, a freshly needed redesign ;-) On first use, please confirm your email and phone. Then, you'll only need to login via OTP once in a while.

- iPad mini now displays full dashboard view in horizontal mode - Inflation label and help notes added to MOAC Volatility/Drawdown field - Search and Sort options added to Accounts page

v3.9.2 - A minor update to fix some small bugs and display issues. Please see our last major v3.9 release with full SIM mode!

This is an EXCITING update for WealthBuilder! - SIMULATOR mode added! Run balance sheet experiments, hypothetical scenarios, projections, forecasts, A/B split tests and more! Compare hypothetical and real decision paths and their future impact against your current balance sheet. - Unearned Income from non compounding assets applied to Compound Return module - Net Income as substitute for Current Yield % (Real Estate rentals) - Zero Value Asset sub-category (Social Security, Disability, Pension, Annuity) - Annual Contribution field added to accounts (401k, IRA, HSA) - Updated “sell to cover” logic (annual withdrawal and tax payments)

This is an EXCITING update for WealthBuilder! - SIMULATOR mode added! Run balance sheet experiments, hypothetical scenarios, projections, forecasts, A/B split tests and more! Compare hypothetical and real decision paths and their future impact against your current balance sheet. - Unearned Income from non compounding assets applied to Compound Return module - Net Income as substitute for Current Yield % (Real Estate rentals) - Zero Value Asset sub-category (Social Security, Disability, Pension, Annuity) - Annual Contribution field added to accounts (401k, IRA, HSA) - Updated “sell to cover” logic (annual withdrawal and tax payments)

Some minor but important updates in this release: - Help icons with notes have been added to Balance Sheet of Accounts add/edit form and Compound Return form fields to make it easier to understand each setting and how it’s used! - Additional imbedded tutorials and instructions added - Compound Return (MOAC) now shows list of Accounts used in calculations with quick link to edit making it easier to add/remove accounts from projections, simulations and planning. - Semi-Annual option added to Distribution Frequency setting in Account edit form - you’re welcome Brendan ;-) 
- Various ongoing improvements to design, bug fixes, etc.

This is a MAJOR update for WealthBuilder! - Compound Return module (MOAC) added and now FULLY integrated into your balance sheet list of SAVED accounts with BURN UP chart on the Dashboard (plot your exact financial freedom date down to month/year) - You now have ability to run future cash flow, income and growth projections on ANY asset type (stocks, bonds, real estate, private lending notes, private businesses, savings accounts, portfolios, literally anything you can think of) as well as MULTIPLE asset types at once - Improvements to the Debt Payoff module as well as brand new BURN DOWN chart on the Dashboard (plot your exact debt freedom date down to month/year) - Improvements to Freedom & Lifestyle Number modules, Budgeting (ND1) and Capital Allocation (ND2) modules. - A brand new 4 panel Dashboard layout for web version of the app (PWA) - Ability to add up to 2 CUSTOM accounts to ND1 module - ND2 module now shows list of accounts used to calculate totals - LOTS of design and usability improvements including new Tutorials for each core module

Version 3.6 address a few important issues and improvements: - Improvements to side menu navigation from user profile pic - Change profile pic function now works on PWA (web app) - Asset & Liability account form controls and validations added, delete button added - Debt Payoff calculator improvements including form controls and validations - Compound Return Calculator fields added to Asset accounts - New Advanced Options features added to Compound Return Calculator (Annual Increase and Volatility/Drawdown)

Version 3.5 Addressing a few bugs related to our last release with brand new Wealth Dashboard features (see notes below): - Goals settings page bug fixed (some accounts) - Header display & status bar bug fixed (some devices) - The Side Menu now has a version number indicator