Hang Seng Personal Banking
금융
iPhone 전용
무료
Bringing you comprehensive mobile banking features and services to meet your personal banking needs, such as account opening, payment, personal finance and investment in an easy and safe way. Download it now!
Everyday banking made simple
• Open a bank account at ease with your mobile
• Check all your account balances in one go
• Make real-time transfer and pay bills easily via FPS
• Log on securely and verify transactions using Mobile Security Key and Biometric Authentication
• Deposit Hong Kong Dollar cheques without going to the branch or cheque deposit machines
• Save time and get cash securely with our App instead of physical ATM card at Hang Seng or HSBC ATMs
Enhanced banking experience personalised to you
• Personalise your own user interface to access frequently-used functions faster
• Receive personalised push notification updates for your account activities such as FPS inward payment and credit card payment due reminder
• Get a ticket before arriving at our branch for counter services to save waiting time
• Get support 24/7 for all your banking queries with our Live Chat and Virtual Assistant HARO
Access to banking products with ease
• View the latest market information on securities, FX / precious metal and funds to help you make informed financial decisions
• Invest at ease in securities, funds, bonds and more with our user-friendly interface
• Manage your credit cards in one place, where you can repay credit card, check rewards, view e-Statements and apply for instalment loan
• Place time deposits, buy / sell foreign currencies quickly and conveniently
FPS (Faster Payment System) is a real-time payment platform provided by Hong Kong interbank Clearing Limited.
This App is provided by Hang Seng Bank Limited (“Bank” or “we”). The Bank is regulated and authorised to carry out banking activities in Hong Kong SAR. The products and services represented within this App are intended for Hong Kong customers.
This App is not intended for distribution, download or use by any person in any jurisdiction, country or region where the distribution, download or use of this material is restricted and would not be permitted by law or regulation. If you are outside of Hong Kong, we may not be authorised to offer or provide you with the products and services available through this App in the country or region you are located or resident in.
Hang Seng of 83 Des Voeux Road, Central, Hong Kong is incorporated in Hong Kong with limited liability and is a licensed bank regulated by the Hong Kong Monetary Authority.
Please be aware that Hang Seng isn’t authorised or licensed in any other jurisdiction for the provision of the services and/or products available through this App.
This App shouldn’t be considered as communicating any invitation or inducement to engage in banking, lending, investment or insurance activity or any offer, solicitation or recommendation to buy and sell securities or other instruments or to buy insurance outside Hong Kong. The information provided through this App is not intended for use by persons located in or resident in jurisdictions where the distribution of such material may be considered marketing or promotional and where that activity is restricted.
더 보기 But please stop doing useless changes, I don’t wanna go and teach the elderlies in how to use once every month
But please stop doing useless changes, I don’t wanna go and teach the elderlies in how to use once every month
This latest version includes:
• The service hours for Time Deposits from Mon to Fri have been extended to 8:00 a.m. - 8:30 p.m.
• You can now verify via the Hang Seng Mobile App when adding a card to Apple Wallet.
• Eligible customers can get instant approval for a credit limit increase to enjoy more spending flexibility.
To borrow or not to borrow? Borrow only if you can repay! Terms & Conditions apply.
26.25 9월 25일
This latest version includes:
• Report a lost or damaged ATM card and request a replacement in-app.
• Explore "Invest Reward" lucky draws for a chance to win prizes.
• Deposit overview: View savings, current, and time deposit balances by currency in one place.
Investment involves risk. Terms & Conditions apply.
26.22 8월 28일
This latest version includes:
• The new Home Screen brings "My Portfolio" to the forefront and with personalised "Smart Tips" and "Reminders".
• The "Wealth Overview" analyses your assets to help you explore suitable wealth products.
• You can now compare your fund's past performance against a market benchmark.
• We’ve clarified the labels and definitions for "Ledger Balance" and "Available Balance" for easier cash flow management.
Investment involves risk. Terms & Conditions apply.
26.20 8월 7일
This latest version includes:
• The new Home Screen brings "My Portfolio" to the forefront and with personalised "Smart Tips" and "Reminders".
• The "Wealth Overview" analyses your assets to help you explore suitable wealth products.
• You can now compare your fund's past performance against a market benchmark.
• We’ve clarified the labels and definitions for "Ledger Balance" and "Available Balance" for easier cash flow management.
Investment involves risk. Terms & Conditions apply.
26.19 7월 25일
This latest version includes:
• You can soon enjoy free QR payments at Alipay+ merchants in mainland China and over 55 countries/regions with JustPay.
• Plan for your future with Goal Planner: Set up and edit goals, link accounts, and track your progress anytime.
• Convert large spending into installments from your recent credit card transactions.
• Bind the Hang Seng Mobile App to a new device more conveniently by scanning the QR code from the old device.
To borrow or not to borrow? Borrow only if you can repay. T&Cs apply.
26.14 7월 3일
This latest version includes:
• MMPOWER and Travel+ card customers can now view their spending progress for the +FUN Dollars Reward Programme in +FUN Centre.
• Customers can now easily enable time deposit renewal and maturity notifications after completing a time deposit transaction.
• Customers can now view their total portfolio at-a-glance across all accounts, distributed by product type and currency under “Investment” > “Wealth” > “View portfolio analysis”.
To borrow or not to borrow? Borrow only if you can repay. Investment involves risk. T&Cs apply.
26.11 6월 7일
This latest version includes:
• MMPOWER and Travel+ card customers can now view their spending progress for the +FUN Dollars Reward Programme in +FUN Centre.
• Customers can now easily enable time deposit renewal and maturity notifications after completing a time deposit transaction.
• Customers can now view their total portfolio at-a-glance across all accounts, distributed by product type and currency under “Investment” > “Wealth” > “View portfolio analysis”.
To borrow or not to borrow? Borrow only if you can repay. Investment involves risk. T&Cs apply.
26.10 5월 29일
This latest version includes:
• We've simplified the push notification settings, so you can manage what to receive more easily
• Coming soon: Customers from mainland China who are located in Hong Kong will be able to open a Hang Seng bank account in our app, without visiting a branch
• Coming soon: Customers will be able to view their total portfolio at-a-glance across all accounts, distributed by product type and currency under "Investment"> "Wealth" > "View portfolio analysis"
Investment involves risk. Foreign exchange involves exchange rate risk. T&Cs apply.
26.8 4월 22일
This latest version includes:
• Customers from mainland China who are located in Hong Kong can now open a Hang Seng bank account in our app, without visiting a branch.
• We simplified the push notification settings to allow you to manage what to receive more easily.
• Customers can now view their total portfolio at-a-glance across all accounts, distributed by product type and currency under “Investment” > “Wealth” > “View portfolio analysis”.
Investment involves risk. Foreign exchange involves exchange rate risk. T&Cs apply.
26.7 4월 17일
This latest version includes:
• Customers can now search funds by their top underlying stocks or bonds, view the portfolio weight, historical price and dividends paid. They can also select up to 3 funds or benchmark indices for comparison to identify the most promising fund.
• Customers can now view paper gold price trends for up to the past three years on the Paper Gold landing page to track market movements at any time and seize investment opportunities.
• Customers can now verify their identity at an ATM as an alternative if identity verification fails when binding their device with their HKID.
• Customers who opened an account with an Exit Entry Permit for Travelling to and from Hong Kong and Macao (EEP) can now register for Personal e-Banking or bind the Hang Seng Mobile App on a new device by verifying their identity with a valid EEP.
Investment involves risk. T&Cs apply.
26.6 3월 27일
We are constantly making improvements to give you a smoother, safer and simpler mobile banking experience.
26.5 2월 27일
This latest version includes:
• HKD passbook savings account users can view transactions from the past 2 years and request up to 7 years of savings account history reports. Stay updated on your account status anytime, anywhere. The revamped interface makes it easier for users to understand their transaction history.
T&Cs apply.
26.4 1월 30일
This latest version includes:
• Customers can now view Hang Seng Insurance’s policy packs under "My Insurance" > "Policy details" to manage their policies more flexibly.
T&Cs apply.
26.2 1월 11일
We are constantly making improvements to give you a smoother, safer and simpler mobile banking experience.
25.8 2025. 12. 19.
This latest version includes:
Customers can view their goal progress anytime via “Visit Goal Planner” in “My Investment”.
Investment involves risk. T&Cs apply
25.7 2025. 12. 05.
This latest version includes:
• Customers can register for "Cross-Border View and Transfer" in Hang Seng Mobile App. After successful registration, you can check your account and submit transfer instructions between Hang Seng accounts in Hong Kong and mainland China anytime, anywhere.
• Customers can apply for a damaged credit card replacement via “My Credit Cards” > "Manage Card".
• Life insurance policyholders can change their policy's payment frequency and account at any time, making it more convenient for customers to manage their policy
• Customers can now apply for home insurance faster with pre-filled details and get comprehensive protection for your home contents and valuables.
• Customers can now update their residential address in real-time.
• The service agreement pages have been relocated to the "Settings & Security" section
To borrow or not to borrow? Borrow only if you can repay. T&Cs apply
25.4 2025. 11. 25.
This latest version includes:
• Customers can register for "Cross-Border View and Transfer" in Hang Seng Mobile App. After successful registration, you can check your account and submit transfer instructions between Hang Seng accounts in Hong Kong and mainland China anytime, anywhere.
• Customers can apply for a damaged credit card replacement via “My Credit Cards” > "Manage Card".
• Life insurance policyholders can change their policy's payment frequency and account at any time, making it more convenient for customers to manage their policy
• Customers can now apply for home insurance faster with pre-filled details and get comprehensive protection for your home contents and valuables.
• Customers can now update their residential address in real-time.
• The service agreement pages have been relocated to the "Settings & Security" section
To borrow or not to borrow? Borrow only if you can repay. T&Cs apply
25.3 2025. 11. 21.
This latest version includes:
• Introducing JustPay, a new way to pay. Customers can now switch to JustPay with one tap and send money to family and friends with voice recordings, themed animations and messages.
• Debit cardholders can now instantly view pending and posted transactions of corresponding primary and supplementary cards on My Debit / ATM Cards page, making it easier to keep track of card transactions and manage your card in a one-stop hub.
• Instant fund disbursement is now available on approved personal loan applications for immediate access to cash.
• Money Safe service, to help keep your money extra secure, is now available.
To borrow or not to borrow? Borrow only if you can repay. T&Cs apply.
25.2 2025. 10. 31.
This latest version includes:
• Introducing JustPay, a new way to pay. Customers can now switch to JustPay with one tap and send money to family and friends with voice recordings, themed animations and messages.
• Debit cardholders can now instantly view pending and posted transactions of corresponding primary and supplementary cards on My Debit / ATM Cards page, making it easier to keep track of card transactions and manage your card in a one-stop hub.
• Instant fund disbursement is now available on approved personal loan applications for immediate access to cash.
• The Security Tips pages have been relocated to the "Settings & Security" section, which is now accessible in Simple Mode for a smoother and safer experience.
To borrow or not to borrow? Borrow only if you can repay. T&Cs apply.
24.4 2025. 10. 22.
This latest version includes:
• Introducing JustPay, a new way to pay. Customers can now switch to JustPay with one tap and send money to family and friends with voice recordings, themed animations and messages.
• Debit cardholders can now instantly view pending and posted transactions of corresponding primary and supplementary cards on My Debit / ATM Cards page, making it easier to keep track of card transactions and manage your card in a one-stop hub.
• Instant fund disbursement is now available on approved personal loan applications for immediate access to cash.
• The Security Tips pages have been relocated to the "Settings & Security" section, which is now accessible in Simple Mode for a smoother and safer experience.
To borrow or not to borrow? Borrow only if you can repay. T&Cs apply.
24.3 2025. 10. 17.
This latest version includes:
• Paper gold trading service is now available
• Customers can now set up regular HKD transfers to bank accounts for free through our new recurring transfer service.
• On the “My Credit Cards” page: After a successful credit card repayment, the current statement balance will be updated instantly, helping you verify your outstanding balance. Additionally, customers can access more transaction details such as merchant name, foreign exchange rate and spending category, helping you manage your transactions more effectively and quickly identify unauthorised charges.
• Customers can personalise online banking experience by getting timely account settings reminders and being suggested for the remaining settings based on the progress to enhance the profile for a safer and smoother experience.
• Customers can now deactivate online high-risk services related to transfer.
To borrow or not to borrow? Borrow only if you can repay. Investment involves risk. Foreign exchange involves exchange rate risk. T&Cs apply.
24.1 2025. 09. 25.
This latest version includes:
• Paper gold trading service is now available
• Customers can now set up regular HKD transfers to bank accounts for free through our new recurring transfer service.
• On the “My Credit Cards” page: After a successful credit card repayment, the current statement balance will be updated instantly, helping you verify your outstanding balance. Additionally, customers can access more transaction details such as merchant name, foreign exchange rate and spending category, helping you manage your transactions more effectively and quickly identify unauthorised charges.
• Customers can personalise online banking experience by getting timely account settings reminders and being suggested for the remaining settings based on the progress to enhance the profile for a safer and smoother experience.
• Customers can now deactivate online high-risk services related to transfer.
To borrow or not to borrow? Borrow only if you can repay. Investment involves risk. Foreign exchange involves exchange rate risk. T&Cs apply.
24.0 2025. 09. 19.
This latest version includes:
• “Explore Funds" journey has been newly upgraded with exclusive market insights and featured funds to keep customers closely connected to the market, allowing them to identify their ideal fund more easily and adjust the investment strategy.
• +FUN Shop is now available via +FUN Centre. Customers can redeem eCoupons / vouchers to make every dollar count.
• Customers can now transfer funds to Canada without fees, along with the UK, US, AU, NZ and 50 other designated countries and regions, with funds arriving as fast as the same day.
To borrow or not to borrow? Borrow only if you can repay. Investment involves risk. Foreign exchange involves exchange rate risk. T&Cs apply.
23.5 2025. 08. 22.
We are constantly making improvements to give you a smoother, safer and simpler mobile banking experience.
23.4 2025. 07. 26.
This latest version includes:
• Enhanced scam report alert display with anti-scam messages to strengthen customer protection against fraud and scams.
• Customers can now get an enhanced travel insurance plan, featuring better coverage for both single trips and annual plans.
T&Cs apply.
23.3 2025. 07. 19.
This latest version includes:
• The service hours for Time Deposits from Mon to Fri have been extended to 8:00 a.m. - 8:30 p.m.
• You can now verify via the Hang Seng Mobile App when adding a card to Apple Wallet.
• Eligible customers can get instant approval for a credit limit increase to enjoy more spending flexibility.
To borrow or not to borrow? Borrow only if you can repay! Terms & Conditions apply.
더 보기 버전 26.25 9월 25일
사용자를 추적하는 데 사용되는 데이터 다음 데이터는 다른 회사가 소유한 앱 및 웹사이트를 통해 사용자를 추적하는 데 사용될 수 있습니다.
사용자에게 연결된 데이터 다음 데이터가 수집되어 신원에 연결될 수 있습니다.
구입 항목 재무 정보 위치 연락처 정보 사용자 콘텐츠 검색 기록 식별자 사용 데이터 민감 정보 기타 데이터 사용자에게 연결되지 않은 데이터 다음 데이터가 수집될 수 있지만 신원에는 연결되지 않습니다.
연락처 정보 식별자 사용 데이터 진단 기타 데이터