Halo - Budget & Bills Tracker
Budget,Bills,&Expenses Tracker
Only for iPhone
USD 2.99
Halo writes your money down for you.
NO MORE TYPING
Tap to pay and the expense is already logged: right card, right category, no typing. Deposits, withdrawals, and bills payment can log themselves too, with a one-time setup. You open Halo to see where you stand, not to do data entry.
ONE CLEAR NUMBER
Your net worth across accounts, cards, investments and loans, with today's change. Daily snapshots show where it's heading.
FOR PEOPLE WHO SHARE MONEY
Create a circle with your partner, family or friends. Everyone sees the same accounts, bills and splits, who paid what and who still owes, and you can save toward something together. One invite link, no sign-ups.
FOR PEOPLE WITH BILLS AND CARDS
Bills, subscriptions, installments and card due dates in one list, with reminders that stop once you've paid. Card balances checked against your statements. Cashback tracked.
FOR PEOPLE WHO SPLIT THE BILL
Split dinner, a trip, a group gift. Log in the trip's currency, see your share only, and send one summary card to the group chat.
FOR INVESTORS
Live prices for PH and US stocks and crypto, with all-time and today's gain, and portfolio updates from a screenshot.
BUILT FOR THE REAL WORLD
30 currencies with your bank's actual rate. Budgets per category with alerts. Home screen widgets. Voice and Shortcuts logging. 11 languages.
PHP · USD · EUR · GBP · JPY · KRW · CNY · HKD · TWD · SGD · MYR · IDR · THB · VND · BND · INR · AUD · NZD · CAD · MXN · NIO · CRC · PLN · AED · SAR · QAR · KWD · BHD · OMR · LBP
Switch your base currency anytime and every number recalculates. Transfers between currencies keep the rate your bank actually gave you.
YOURS, ON YOUR PHONE
No account, no server, no ads. Everything stays on your device. Shared circles sync through your own iCloud, where nobody else, including us, can see it. Backups and one-tap repair keep your data safe.
Halo is a personal tool. It never connects to your bank.
more Halo 2.0
-Circles are for money with the people you share it with. Partners, family or friends see the same accounts, bills and splits, with one invite link and no sign-ups.
-Auto-Log deposits and withdrawals. Set it up once; Halo does the rest.
-One number for all your budgets, and a clearer view of past months.
-Overpaid a card? Halo now shows it the way your bank does.
-Pick your accent colour. Settings regrouped so everything is easier to find.
-Fixes and polish throughout.
2.0 19 hr ago
-UI/UX improvements across the app
-minor bug fixes in certain investment page transactions
1.97 6 days ago
-Multiple updates for investors using the investments page
-bug fixes and UI improvements throughout the app.
1.96 12 Oct
- Splits where someone else paid — your share is logged, what you owe is tracked until you repay.
- Cashback tracking for your credit cards.
- Card statements that match your bank: pay the statement due, enter the bank's total when needed.
- Update your portfolio from screenshots.
- Loan and card due dates in the Bills widget.
- Fixes and refinements throughout.
1.95 3 Oct
Halò now speaks 10 more languages
Spanish, Japanese, Korean, Indonesian, Malay, Traditional Chinese, French, German, Italian and Portuguese. Halò follows your iPhone's language automatically — or pick one just for Halò in Settings › Apps › Halò › Language.
Loan payment reminders
Give any loan a due day and Halò reminds you before it. Record a payment during the month and that month's reminder is skipped — no nagging for something you've already paid. Loans now show on the Home banner and the calendar too.
Your bank's exchange rate, not the market's
Transferring between accounts in different currencies? Tap the amount your bank actually credited, or type its rate, and Halò keeps that instead of the market rate. It remembers your last rate for next time and shows you what the difference cost.
Manage Groups
Add, reorder, rename and delete account groups in one place, with a hint line that tells you what each control does.
Credit card balance check
If a card's balance ever drifts from its charges and payments, tap "Why?" to see exactly which record explains the difference — or hide the notice if you're happy with it.
Apple Pay setup on iOS 27
The setup guide now shows the iOS 27 Shortcuts flow alongside iOS 26, so every step matches what's on your screen.
A number of fixes and refinements throughout - subcategory widget consumption bug fixed.
1.94 26 Sept
Import from Screenshots to add your Grab and Uber rides, orders and tips in one go
Trip budgets with alerts
Credit card balances are now verified against charges and payments, with one-tap Recalculate
Home banner shows the statement amount due, not the running balance
Brunei dollar added, plus rounding and backup fixes
1.93 11 Sept
This update makes bills, cards, and goals work the way you actually pay for things.
Card due dates — set a payment due date on each credit card, separate from the statement date, with reminders that follow it. Due dates show on your calendar with the exact statement amount.
Partial bill payments — pay part of a bill now and the rest later. The bill stays due (with its reminder) until the full amount is covered, and shows exactly how much is left.
Installment auto-charge — installments linked to a card can now post their monthly charge automatically. No bills, no reminders, no taps.
Budget alerts — get notified when a category (or subcategory) reaches your chosen percentage of its budget.
Turn an expense into a split — paid for the group? Convert any logged expense into a bill split in two taps. Your totals drop to your share; the rest becomes receivables.
Goal withdrawals — borrow from a savings goal and watch progress recover when you pay it back, or withdraw everything without losing the goal.
Plus: more accurate budget numbers for non-PHP currencies, month-accurate budget cycles, and important stability fixes for deleting and editing expenses.
1.92 30 Aug
- Total Balance now shows your actual cash — money owed to you from
bill splits is listed separately as a receivable, so your savings
never look bigger than they are.
- New "Savings + Owed" home card for those who want the combined
number back — pick your view in Customize Home Screen.
- Every home screen card now explains exactly what it counts.
- Subscriptions and bills can no longer double-track the same
payment — the two toggles are now either/or, with clearer hints.
Fixes:
- Category pickers in bill splits and trip expenses no longer show
income categories.
- Subcategories are now reachable and neatly grouped in the import
and Quick Log category pickers.
- Editing a bill split keeps categories tidy — subcategories stay
under their parent.
1.91.2 24 Aug
Fixed an issue where subcategories couldn't be selected in bill splits, plus stability improvements.
Subscriptions guarded to not recreate a bill in parallel to avoid double count for autocharged subscriptions.
1.91.1 22 Aug
Subcategories are here. You can now break big categories like Food into smaller ones like Groceries, Dining Out, or Coffee, so your spending finally tells the full story.
-Create your own subcategories, or start with the ready-made set and edit them freely.
-Set a budget for a subcategory. It stays within its parent's limit, so your totals always make sense.
-Tap a category in Analytics to see exactly where the money went inside it.
-Moving an old category under a new parent brings all its past expenses along. No retyping, no cleanup.
-Need to sort years of expenses in one go? Select several transactions and recategorize them together.
-Bills can carry subcategories too, and updating a bill's category updates all its past payments.
-Credit cards get some love: filter charges by statement cycle, and open the new monthly chart to see whether you're charging more or less than last month.
-Expenses logged through Apple Pay can now land straight into a subcategory, and a new insight shows how much of your spending arrives that way.
-Plus smaller fixes and polish throughout, including friendlier decimal input for every keyboard.
1.91 20 Aug
Bug fixes and performance improvements
1.90.4 14 Aug
-Fixed a rare issue where an automatically logged expense could record an incorrect amount. The app now detects the problem and lets you know, instead of logging a wrong number.
-Amounts can be typed with either a comma or a dot as the decimal separator — matching your keyboard, wherever you are.
-Budget Overview can now show the amount remaining per category — tap the toggle on the card to switch.
-Credit cards over their limit now show how much the limit was exceeded, instead of zero available credit.
-Cancelled credit cards can now be archived — the card leaves your active lists while every charge and expense is kept. Restore it anytime.
-Minor fixes and improvements.
1.90.3 14 Aug
Fixed an issue where the paying account wasn't shown when editing some automatically logged expenses. Existing entries are corrected automatically.
Improved the reliability of charts in Analytics.
Clearing data now creates an extra safety copy beforehand, for added peace of mind.
Minor fixes and performance improvements.
1.90.2 6 Aug
>Two new supported currencies: Costa Rican Colón (CRC) and Polish Złoty (PLN)
>New in-app guides for automatic expense logging with Apple Pay — when you pay with your iPhone, Halo records the expense for you. Find the two-minute setup in Settings, and tips in the Savings and Liabilities page guides
>Minor interface cleanups
1.90.1 4 Aug
-Trips now have their own currency: expenses logged during a trip are recorded in that currency and organized under the trip automatically
-Three new supported currencies: Mexican Peso (MXN), Nicaraguan Cordoba (NIO), and Lebanese Pound (LBP)
-The Expenses calendar now shows money in and out of your accounts — deposits, withdrawals, and card payments — with a filter for inflows, outflows, or both
-Transaction times can now be edited
-Savings page reorganized: balance trend chart up top, with cash flow and total balance below
-The assets share card now shows your 90-day balance progression
-Smoother app start-up and cleaner transaction badges
-Halo now checks your data's health when the app opens and offers a guided one-tap repair if anything needs fixing, keeping a full safety copy first
-Bills with end dates now wrap up exactly on schedule
1.90 29 Jul
Bug fixes and stability improvements.
1.89.1 12 Jul
Covering edge cases of some reported missing transactions and stability updates.
1.89 5 Jul
Stability and minor UI improvements
1.88 4 Jul
This update is all about data reliability and recovery.
- Fixed: the app could fail to open after updating
- Fixed: your data could appear missing or empty after an update — Halò now finds and loads your records automatically
- Fixed: records you added could silently disappear after reopening the app
- Restoring a backup is now more reliable and no longer creates duplicate records
- If a previous update left two copies of your data on your device, both are now kept safe and Halò shows you how to recover them
- Automatic daily backups are more resilient, and Halò tells you if one couldn't be completed
- Quick Log shortcuts show a clearer message when the app needs to be opened once after updating
If you've ever seen missing records or couldn't open the app, this update is for you. If anything still looks wrong, email halo.app.contact@gmail.com — your data can very likely be recovered.
1.87 2 Jul
Bug fix and performance improvements.
Catches bug loop where app opens temporarily and closes on its own.
1.86.2 30 Jun
Stability improvements and more intuitive recover options
1.86.1 25 Jun
Halo is a PERSONAL finance tracking tool. Make it more personal and yours with more personalization options:
-new home screen cards and sections available
-order and visibility control over all sections
Calendar Improvements
-total per day now visible when day is selected
Exchange rate service improvement
-live fetch of exchange rate data improved to not interfere with app performance.
Stability and Performance Improvements
-we still received reports of app reset and crashes for certain iOS versions and phone models. This new version addresses the reported ones so far.
-adjustment to restore from backup functionality to include initial balances loaded from edit.
1.86 23 Jun
UI Improvements
-Monthly amount can be entered manually in installments
-Zero charge/new installments can be edited
-Currency fall back rates updated for offline use of multi-currency figures
1.85 19 Jun
-Critical fix for app crashes in certain iOS versions.
-Minor bug fix on savings goals contribution day picker.
-Stability improvements and more recovery options for users reporting app crashes.
1.84.1 18 Jun
SAVINGS PAGE IMPROVEMENTS
-Deposits and transfers can be tagged to "income" categories.
-Savings goals are now available. Tag any deposit or transfer to a savings goal.
-Reorder accounts within a group.
SPLITS IMPROVEMENTS
-Only your share of the splits get deducted from your net worth.
-Your share for all splits now visible in splits page
LIABILITIES IMPROVEMENTS
-Users can enter custom month options
-Completed installments and loans can now be archived
OTHER IMPROVEMENTS
-Bill end date can now be set.
-Calendar view now starts on Sundays.
-Expense categories can now be reordered.
-New currencies supported: Omani Riyal(OMR), Qatari Riyal(QAR), Indian Rupee(INR).
-UI optimizations and rearrangements.
Bug fixes:
-Clear button in expenses search bar now fixed.
-Installments now do not appear in calendar view beyond their installment period.
-credit cards and other liabilities does not appear for some users when they add new ones, now fixed.
1.84 16 Jun
Halo 2.0
-Circles are for money with the people you share it with. Partners, family or friends see the same accounts, bills and splits, with one invite link and no sign-ups.
-Auto-Log deposits and withdrawals. Set it up once; Halo does the rest.
-One number for all your budgets, and a clearer view of past months.
-Overpaid a card? Halo now shows it the way your bank does.
-Pick your accent colour. Settings regrouped so everything is easier to find.
-Fixes and polish throughout.
more Version 2.0 19 hr ago
Data Not Collected The developer does not collect any data from this app.