Penicent
Bill Payments, swift transact
Free · Designed for iPad. Not verified for macOS.
PENICENT
Global payments & Financial Tools in one App
Penicent helps individuals and businesses move money globally, manage finances, and access modern payment tools — all from one seamless app. Products available depend on where you live. Check Penicent.com or download the app to see what's available for you.
Send money internationally, manage multiple currencies, make secure payments, receive payments like a local, pay bills (airtime, data, TV, electricity, etc.) and stay in control of your finances with a fast, transparent, and easy-to-use experience designed for today’s connected world.
SEND & RECEIVE MONEY GLOBALLY
Move money across borders quickly and conveniently.
- Send and receive international payments
- Fast transfers with transparent pricing
- Hold and manage multiple currencies
- Easy payments for friends, family, freelancers, and businesses
- Real-time payment updates and notifications
Why users love Penicent:
- Save money on international transfer fees
- Avoid delays from traditional banking systems
- Access global payments from your phone
- Simple experience designed for modern users
- Regular cash back on every transactions
- Earn With Me, giving users opportunities to invite others, and get rewarded.
SMART MONEY MANAGEMENT
Everything you need to manage your finances in one place.
- Track spending and transactions instantly
- Organise payments and subscriptions
- Create savings goals and budgets
- Secure virtual payment cards
- Simple and intuitive financial tools
Benefits:
- Better visibility into your money
- Smarter spending insights
- Faster financial decisions
- More control over everyday finances
BUILT FOR MODERN BUSINESSES
Powerful tools to help businesses operate globally.
- Receive payments from customers worldwide
- Simplify cross-border business payments
- Manage payouts and team expenses
- Access payment integrations and developer tools
- Designed for startups, creators, freelancers, and global teams
Business advantages:
- Reach customers internationally
- Reduce payment friction across borders
- Streamline operations and collections
- Scale globally from one platform
SECURITY YOU CAN TRUST
Penicent uses advanced security technology and trusted financial infrastructure partners to help keep your account and transactions secure.
- Encrypted transactions and data protection
- Identity verification and fraud prevention
- Biometric login support
- 24/7 in-app support
Peace of mind:
- Secure access to your account
- Protected transactions and payments
- Reliable infrastructure and monitoring
FINANCE WITHOUT LIMITS
Whether you’re sending money internationally, managing business payments, or handling everyday finances, Penicent gives you modern financial tools designed for a global world. With Penicent, you can:
- Move money faster & earn rewards
- Simplify international payments
- Manage finances from anywhere
- Support global business growth
- Access modern financial tools in one app
Download Penicent today
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
Little style fixes
The developer, Penicent, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- PAYGITAL GATEWAY SERVICES LTD
- Size
- 55.4 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
13+
- 13+
- Copyright
- © Penicent 2026