StepDebt – Step Tracker
Step tracking with debt & bank
Only for iPhone
Free · In-App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Missed your step goal? StepDebt turns it into step debt — and lets you bank extra steps on good days. A smarter way to stay consistent.
StepDebt: a smarter way to stay consistent with walking.
Most step trackers punish you for missing a day.
StepDebt does the opposite.
Instead of breaking streaks, StepDebt introduces a simple idea: step debt and step banking.
Miss your daily step goal?
Those steps go into debt.
Walk more than your goal another day?
You pay it back, or even bank steps for later.
No guilt. No streak anxiety. Just long-term consistency.
How it works
- Set a daily step goal
- Walk as usual. StepDebt tracks your steps automatically
- Miss your goal → steps become debt
- Exceed your goal → surplus steps go into your bank
- Your balance updates daily, like a fitness balance sheet
You’re no longer judged day by day — you’re rewarded over time.
Why StepDebt is different
- No broken streaks
- No pressure to be perfect
- Designed for real life, not ideal days
- Motivates consistency, not extremes
Whether you’re starting fresh or rebuilding a habit, StepDebt helps you stay on track without burnout.
Features
- Daily step tracking
- Step debt & banking system
- Clean, minimalist design
- Offline-first. All data stored locally
- No accounts, no ads, no tracking
- Privacy-friendly by default
Perfect for you if…
- You want to walk more, consistently
- You’ve struggled with streak-based apps
- You like simple systems that actually stick
- You care about privacy and focus
StepDebt turns walking into a habit you can sustain.
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
- Added missing in app purchase
The developer, SAMUEL HORN, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- SAMUEL HORN
- Size
- 13.3 MB
- Category
- Health & Fitness
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- StepDebt PRO $2.99
- Copyright
- © 2025 Samuel Horn af Rantzien