PickCard: Which Card Today
Card timing, bills & spending
Only for iPhone
Free · In-App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
New: back up and restore your cards, start your month on payday, and the newest bank balance always wins. Still no bank login, and everything stays on your iPhone.
PickCard helps you choose which credit card to use today, keep an eye on bills, and see where your spending went.
WHICH CARD TODAY?
Add each card’s statement day and payment due rule. PickCard compares the time you have to pay for a purchase made today. Set the credit limit and available credit so it can also check that a card has room above your chosen reserve. Open Why this card to see the comparison.
BILLS AND SPENDING
See upcoming statements, due dates, expected subscriptions and loan instalments in the calendar. Record purchases, payments and balances, review Activity and your recap, and track debit accounts and cash in hand. Balances are estimates based on the records you add; update them whenever you need to.
CAPTURE ON YOUR TERMS
Share a bank message with PickCard, pass messages through an automation you set up in Shortcuts, or add entries manually. Review captured entries and teach PickCard a message format. Message formats vary by bank and country; manual entry remains available. PickCard does not connect to your bank account or require a bank login.
ON YOUR IPHONE
Your cards, shared messages and financial records stay on your iPhone. Use the app lock to protect access, choose whether widgets show amounts, and export or erase your local data from Settings. Restoring an Apple purchase restores access, not your financial records on another device.
14 DAYS FREE, THEN ONE PAYMENT
Start the free 14-day trial after setup to use every feature. It lasts 14 full days from the original Apple purchase date. No subscription, automatic renewal or automatic charge. You can choose the separate PickCard Lifetime purchase to unlock every feature with one payment; Apple shows your price before you buy. Family Sharing is not included.
After the trial, your existing cards, loans, leases, balances and history stay readable. Adding or editing records, new message capture and full features require the one-time unlock. Balances remain estimates from saved records; new messages received through sharing or Shortcuts are not stored after expiry. Existing bill and statement reminders, Export, owner-confirmed Erase and app security remain available. Messages saved before expiry are kept. Restore purchases is available on the unlock screen and in Settings > PickCard Plus. Reinstalling or erasing local data does not restart the same Apple Account trial.
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
• Back up and restore. Settings → Restore from a backup puts an export back, on this iPhone or a new one. Nothing is sent anywhere: the file is read on your phone.
• Your month, your way. Settings → Month starts on lets your month run from payday to payday, in Activity, the recap and the tab bar. The calendar and your statement cycles keep their own dates.
• The latest balance wins. When two bank messages from the same day state a balance, PickCard now shows the later one. Known message formats also tells you when a format was taught without its balance.
• Change the date of anything you added by hand, right from the entry.
• Entries you add by hand get their category straight away, and medicine purchases go under Health.
• The Cards tab always opens on your wallet.
• Smaller fixes, including the month labels on the setup timeline.
The developer, Thilina Abeyrathna, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- Thilina Abeyrathna
- Size
- 12.3 MB
- Category
- Finance
- Compatibility
Requires iOS 18.0 or later.
- iPhone
Requires iOS 18.0 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- PickCard Lifetime USD 4.99
- 14-day Trial USD 0.00
- Copyright
- © 2026 Thilina Abeyrathna