Qonto makes day-to-day banking easier for SMEs and freelancers, thanks to an online business account combined with invoicing, bookkeeping and spend management tools. With an innovative product, highly responsive 24/7 customer service and clear pricing, Qonto has become the European leader in its category.
Master your daily finances with a powerful business account
• Local IBANS
• Payment cards: spend up to €200,000/month. No hidden costs. Pay online or in-store, at home and abroad: whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.
• Transfers: flexible payment methods - from instant SEPA to speedy international transfers - so you can pay and get paid faster.
• Get paid anywhere: accept payments in-store, on the move with Tap to Pay on iPhone, or online with Payment links. Enjoy faster access to funds with zero friction.
• Transactions: unlimited history and real-time notifications.
• Financing: simplified access to integrated financing options: apply in minutes for our partners financing deals or ease your supplier payments with our in-house financing offer, Pay later.
Unchain your growth with a suite of financial tools
• Invoice management: centralize invoices & receipts in one place; get paid fast and pay your suppliers even faster.
• Spend management: control team spending with budgets, automatic receipt collection & tailored access.
• Bookkeeping: collaborate seamlessly with your accountant by connecting them to our suite of tools; get a full, real-time cash flow overview.
• Cash flow management: track the journey of every euro, forecast cash gaps in the weeks ahead, and see VAT updates in real time; let your unified dashboard translate scattered financial data into an actionable business roadmap.
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See what our customers have to say about us at https://www.trustpilot.com/review/qonto.com
Olinda Head Office is registered at 18 Rue De Navarin, 75009, Paris, France.
Très simple d’utilisation. Une vision sur mes comptes en temps réel. Ravie !
Developer Response
Bonjour, Nous sommes vraiment heureux que vous aimiez utiliser Qonto. Si vous avez des questions, faites-le nous savoir ! 🤗
Worst Customer Service
vasanag
Stay away!
Developer Response
Hello vasanag, We are sorry to read your review and opinion about us. We would love to discuss with you and understand your situation. Meanwhile, "vasanag" does not correspond to any of our client. Thus, we kindly ask you to contact us at careteam@qonto.com, please. We would be happy to discuss with you and find a solution. Have a nice day.
Good start
ElbstrandHH
The app has good functionality especially in the admin panel. Great work. Missing supplier invoice function on iPhone version, and the scan AI and OCR could generally be better (eg Spendesk is much better)
Developer Response
Hello ElbstrandHH, thank you very much for your feedback. We will take it into consideration for future developments. Please don't hesitate to contact us via happyclients@qonto.com for any request. Have a great day! 🤩
Attention à leur fausse gentillesse
giovannicurcio
Toujours très gentils mais pas opérationnel de tout. Leur gentillesse cache une incapacité totale à résoudre quelconque problème ainsi que des coûts énormes des services proposés. Attention aux virement car qonto n’a pas une traçabilité claire.
Developer Response
Bonjour Giovanni, nous lisons votre commentaire avec attention et sommes navrés de lire votre expérience avec nos services. Afin de mieux comprendre votre situation nous vous contactons le plus rapidement possible. A très vite, Elvire - Qonto Care Team
No major changes this time around - your Qonto app is getting an upgrade to make managing your finances easier, whether you’re solo or part of a team.
Version 20260701.2
The developer, Qonto, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Contact Info
User Content
Identifiers
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More