Monemon
Money habits that stick
Only for iPhone
Free
iPhone
Let Monemon help you improve your daily financial behaviour.
Monemon is daily finances for GenZ, combining an IBAN payment account, Mastercard debit card, and Apple Wallet / Google Wallet support with smart tools that help you understand your spending and improve your habits.
With Weekly Wrapped, Savings Buddy, and personalised weekly challenges, Monemon helps you spot money leaks, build better routines, and save for your next goal – whether that’s a trip, a new bike, or just more breathing room in your budget.
Why Monemon?
Most banking apps only show you what you spent.
Monemon helps you understand your habits – and what to do next. It turns everyday spending from simple data rows into a clear overview and offers suggestions for improvements.
Improve your spending habits weekly
Monemon’s weekly challenges are based on your spending patterns and recommend small practical changes to your daily routines – like skipping a couple of unnecessary coffee runs – so you can keep more money in your pocket without changing your whole lifestyle.
Understand where your money goes
With Weekly Wrapped, you get a fun summary of the previous week’s spending, including praise for smart decisions and playful roasting for the splurges. It’s a more engaging way to stay aware of your financial habits than trying to make sense of the endless rows on your account statement (don't worry, we've got those as well for hard core fans).
Get a budget that fits your real life
Monemon's Savings Buddy uses a few quick profiling questions to build you a personalised monthly budget. You get relevant spending categories, a savings goal, and a simple overview of whether you’re on track or overspending.
Save for goals that matter to you
Whether you want to build a holiday fund, save for a new bike, or create a little emergency buffer, Monemon helps you turn small weekly improvements into visible progress toward your future goals.
Built for Gen-Z everyday spending
Monemon makes your everyday money management more understandable, more personal, and easier to keep up with. You can handle all your daily finances and payments with Monemon's IBAN payment account, Mastercard debit card, and access to Apple Wallet and Google Wallet. On top of that, Monemon also helps you to understand your weekly spending habits, spot where you can cut back, build a personalised budget, and stay on track with your savings goals – so you can manage all your everyday finances in one app.
Download Monemon and start building smarter money habits – one week at a time.
Monemon AS is a financial service provider. Check the terms before you sign anything and get in touch if you need help. More info at www.monemon.com.
Ratings & Reviews
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MOWO removed
Onboarding rework
The developer, Monemon AS, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Usage Data
- Diagnostics
- Surroundings
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Size
- 118.3 MB
- Category
- Finance
- Compatibility
Requires iOS 15.5 or later.
- iPhone
Requires iOS 15.5 or later. - iPod touch
Requires iOS 15.5 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Provider
Monemon AS
- Monemon AS has identified itself as a trader for this app and confirmed that this product or service complies with European Union law.
- DUNS Number
565737511 - Address
Telliskivi tn 60a/8
10412 Tallinn
Estonia - Phone Number
+372 6764941 - Email
contact@monemon.com
- Copyright
- © Monemon AS 2026
