
Bonds: Simplified
Finance
$9.99 · Designed for iPad
Professional bond analytics in your pocket. Price bonds, model MBS prepayments, compare scenarios, and analyze callable securities with real-time Treasury rates.
Transform your fixed income analysis with professional-grade bond calculations in a stunning, redesigned interface. Bonds: Simplified delivers quality analytics directly to your iPhone, avoiding expensive services.
COMPLETELY REDESIGNED EXPERIENCE
• Beautiful, modern interface built with Apple's latest design principles
• Intuitive navigation with enhanced visual clarity
• Streamlined workflows that make complex calculations accessible
• All your favorite features improved and easier to use
ADVANCED MBS ANALYTICS
Get insight into mortgage-backed securities that usually cost a lot more:
• Comprehensive MBS parameter configuration with instant calculation results
• Input pricing and see spreads and key performance metrics
• Side-by-side prepayment sensitivity tables supporting both PSA and CPR methodologies
• Prepayment modeling with sensitivity ranging from -300 to +300 basis points
• Dynamic rate shock analysis comparing baseline speeds across interest rate environments
• Horizon yield curve interpolation with customizable time horizons and rate movements
• Rich graphical representations of periodic balances and projected income streams
• Detailed amortization schedules showing scheduled principal, unscheduled principal, and period-by-period prepayment speeds
ACCESSIBLE MARKET DATA
• Pull US Treasury yield curve updates through modern API for accurate spread analysis
• Seamless integration of current market rates into your calculations
• Historical rate tracking for trend analysis
• Change heat map over dynamic dates
COMPREHENSIVE BOND TOOLS
• New! Fixed-rate bullet bond calculator for traditional bond analysis
• Multi-scenario comparison capabilities
• Stress testing across various rate environments
EDUCATIONAL RESOURCES
Understanding the mechanics behind fixed income valuation is crucial. Bonds: Simplified not only performs the calculations but helps you understand the underlying assumptions and methodologies, making you a more informed analyst. Added the beginning of a much larger interactive learning library with interactive education as a driving focus.
COMING SOON
Continuous development brings new analytical capabilities based on user feedback, ensuring the app evolves with your professional needs.
PERFECT FOR:
• Fixed income analysts and portfolio managers
• Financial advisors working with bond portfolios
• Real estate professionals analyzing mortgage securities
• Students and professionals learning fixed income markets
• Anyone requiring professional bond analytics without institutional costs
Bonds: Simplified democratizes professional fixed income analysis with the reliability and accuracy you demand.
Important: All calculations and valuations are estimates for analytical purposes and should not be relied upon for actual investment transactions. Please consult with qualified financial professionals for investment decisions.
Ratings & Reviews
This app has not received enough ratings or reviews to display an overview.
Compare MBS bonds side-by-side and analyze prepayments like never before
NEW: MBS BOND COMPARISON
Compare two mortgage-backed securities simultaneously with fully configurable parameters. A unified rate slider shows how both bonds respond to interest rate changes, with instant delta calculations for price, yield, WAL, and duration.
REDESIGNED PREPAYMENT ANALYSIS
A streamlined interface brings rate shocks, horizon analysis, and scenario comparisons together in one view. Quick navigation lets you jump between sections, and smarter PSA bounds ensure realistic modeling.
DELTA COMPARISON MODE
New toggle between absolute and percentage changes when comparing rate shock scenarios. See exactly how metrics shift across different rate environments.
ENHANCED ACCESSIBILITY
Comprehensive VoiceOver support throughout the app. Every chart, table, and interactive element now provides rich descriptions, making professional bond analytics accessible to everyone.
FASTER & MORE RELIABLE
Optimized calculations with better memory management. Rate data refreshes intelligently while keeping yield curves current.
The developer, Steven Townsend, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- Steven Townsend
- Size
- 6.5 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - iPad
Requires iPadOS 26.0 or later. - Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later.
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2025 Steven Townsend
