Lumi: Bills & Spending Log

Payday Budget & Cash Flow

Free · In-App Purchases · Designed for iPad

Lumi is built for people who've tried spreadsheets and manual tracking and know: a system only works when it doesn't get in the way. —————————————————————— AUTOMATIC LOGGING Set up a Shortcut once. Pay with Apple Pay — one tap, and the expense is logged. No manual entry, no opening the app. Works in the moment: at the checkout, in a cab, at a café. Back Tap — double-tap the back of your iPhone and Lumi instantly opens in recording mode. No searching for the app, no unlocking the screen, no scrolling through widgets. Especially handy when your hands are full or there's no time to spare. —————————————————————— SPENDING FORECAST Lumi shows not just where your money went, but where you'll be at month-end. The forecast updates with every entry and compares your current spending pace to your history. If expenses are climbing faster than usual, Lumi warns you in advance. —————————————————————— RECEIPT SCANNER Point your camera at a receipt — Lumi automatically reads the amount, date, and merchant. No manual input. —————————————————————— CATEGORY BUDGETS Set limits by category: groceries, subscriptions, restaurants. Live progress bars show the real picture at a glance. Lumi alerts you before a limit is reached. —————————————————————— GOALS & SAVINGS Create a goal — a holiday, an emergency fund, new kit. Lumi tracks progress and calculates the projected achievement date. —————————————————————— SUBSCRIPTIONS & RECURRING PAYMENTS All recurring expenses in one place. Payment reminders — so nothing catches you off guard. —————————————————————— DETAILS THAT MATTER Multi-currency with live rates. Home Screen widgets. iCloud sync. Works offline. Available in English, German, Spanish, Romanian, Ukrainian, Russian, and more. —————————————————————— LUMI PREMIUM — FREE TRIAL Shortcut for auto-logging via Apple Pay Back Tap for instant recording without opening the app Unlimited AI receipt scanning Month-end spending forecast Unlimited budgets and savings goals Subscription tracking PDF export Multi-currency Start free. No payment details required. —————————————————————— You already know how to budget. Lumi makes it faster and more accurate than any spreadsheet. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

  • 4.6
    out of 5
    31 Ratings

Archive — Lumi now keeps saved copies of your data on this phone. Open Settings → Archive to see what's inside and bring back anything that's missing. Complete data export — exports now include everything: accounts, savings, recurring payments and groups, with columns in your language. Your language, everywhere — widgets, Siri and Apple Pay shortcuts, and system prompts now speak your language too. Apple Pay on iOS 27 — a new shortcut and setup video for iOS 27, so expenses keep importing automatically. Clearer error messages — when something goes wrong, Lumi tells you what happened and what to do next. Halloween look — a spooky icon for the season, plus Lumi news on Telegram (link in Settings).

The developer, Andrii Hermanov, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary based, for example, on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Provider
    Andrii Hermanov
    Size
    80.4 MB
    Category
    Finance
    Compatibility
    Requires iOS 15.1 or later.
    • iPhone
      Requires iOS 15.1 or later.
    • iPad
      Requires iPadOS 15.1 or later.
    • iPod touch
      Requires iOS 15.1 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English and 9 more
    • English, Georgian, German, Italian, Japanese, Polish, Romanian, Russian, Spanish, Ukrainian
    Age Rating
    4+
    In-App Purchases
    Yes
    • Monthly USD 5.99
    • Annual USD 39.99
    • Annual USD 29.99
    • Family Yearly USD 69.99
    • Family Monthly USD 7.99
    • Lifetime USD 79.99
    Copyright
    © Andrii Hermanov