PlanOnce

Buy Once. No Bank. No Fees.

Free · In-App Purchases · Designed for iPad. Not verified for macOS.

Zero-based budgeting without the monthly fee. Give every dollar a job, track spending in 3 taps, and keep your data on your device. One price. Yours forever. Stop paying monthly to manage your own money. PlanOnce gives you zero-based budgeting for a single one-time price — no subscription, no bank login, no data leaving your device. Give every dollar a job. Assign your income to categories, track what you spend, and know exactly where your money goes — all without handing your bank credentials to a third party. ZERO-BASED BUDGETING MADE SIMPLE • Assign every dollar of income to a category until you reach zero • See at a glance which categories have room and which are over • Roll unused funds forward to next month automatically FAST MANUAL ENTRY • Log a purchase in three taps — category, amount, done • No waiting for bank sync to catch up or reconnect • Works offline, anywhere, any time YOUR DATA, YOUR DEVICE • No bank login required — ever • No cloud account, no sign-up, no tracking • Everything is stored locally on your iPhone SWITCH WITHOUT STARTING OVER • Import your categories and transactions from a YNAB CSV export • Keep your category and transaction records intact • Pick up right where you left off PLANONCE PRO Budgeting basics are free. A single one-time purchase unlocks unlimited categories, unlimited accounts, unlimited goals, and CSV import from YNAB. Pay once — it's yours forever.

Ratings & Reviews

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- Category balances now roll over to the next month, so savings build up the way zero-based budgeting intends - Fixed account balances drifting when editing, moving, or deleting transactions (including imported transfers) - CSV import: legitimate same-day duplicate rows are now imported; re-importing the same file stays safe - Amount entry now understands your region's decimal format (e.g. 12,34) - More room on the free tier: up to 15 categories and 5 groups - Faster budget and transaction screens with large histories - Clearer messages during purchase approval (Ask to Buy)

Version 1.0.1

The developer, Akira Taniwaki, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary based, for example, on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Provider
    • Akira Taniwaki
    Size
    • 1.4 MB
    Category
    • Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • iPad
      Requires iPadOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English and 2 more
    • English, German, Japanese
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    • © 2026 Akira Taniwaki
  • Privacy Policy

    • More by Akira Taniwaki