RateReady
理財
免費 · 專為 iPad 設計。尚未針對 macOS 驗證。
What can I afford at today's rate?
RateReady is a passive home affordability tracker that shows your buying power on your Home Screen. No more manually checking mortgage rates or recalculating your budget—just glance at your widget to see what you can afford right now.
THE PROBLEM
Mortgage rates change constantly, and small rate movements can shift your buying power by tens of thousands of dollars. But staying on top of rate changes and recalculating your budget is tedious. Most people only check when they're actively house hunting, missing opportunities when rates dip.
THE SOLUTION
Set up your financial profile once and RateReady continuously calculates your maximum affordable home price based on current market rates. Your buying power lives on your Home Screen as a widget, updated daily.
KEY FEATURES
• Home Screen Widget — See your max home price at a glance without opening an app
• Set It and Forget It — Enter your details once. RateReady handles the rest.
• Track Your Equity — Add your current home to include equity in your buying power calculation
• Smart Notifications — Get alerted when your buying power shifts significantly
• What-If Scenarios — Explore how changes to income, down payment, credit score, or rates affect affordability
• Full Payment Breakdown — See how monthly payments split across principal, interest, taxes, insurance, PMI, and HOA
• Credit Score Adjustments — See personalized rates based on your credit tier
• 15 and 30-Year Loans — Compare loan terms to find what works for you
• State Tax Rates — Accurate property tax estimates for all 50 states
HOW IT WORKS
1. Enter your income, debts, down payment, and credit score
2. Add your current home (optional) to factor in equity
3. Add the widget to your Home Screen
4. Check your buying power anytime with a glance
YOUR DATA STAYS PRIVATE
All your financial information is stored locally on your device. Nothing is sent to external servers or shared with third parties. The only network requests are to fetch current mortgage rates and home valuations—no personal data is transmitted.
Whether you're saving for a down payment, waiting for rates to drop, or just curious about your buying power, RateReady keeps you informed without any ongoing effort.
評分與評論
- 此App未收到足夠的評分或評論以顯示概況。
Improve onboarding process
開發者Greg McInnes表明App的私隱慣例或包括下列資料的處理。詳情請參閲 開發者的私隱政策 。
不收集資料
開發者不會從此 App 收集任何資料。
輔助使用
開發者尚未表示此 App 支援哪些輔助使用功能。 進一步了解
資料
- 供應商
- Greg McInnes
- 大小
- 5 MB
- 類別
- 理財
- 相容性
須使用 iOS 17.1 或以上版本。
- iPhone
須使用 iOS 17.1 或以上版本。 - iPad
須使用 iPadOS 17.1 或以上版本。 - Mac
須使用 macOS 14.1 或以上版本及配備 Apple M1 或以上版本晶片的 Mac。 - Apple Vision
須使用 visionOS 1.0 或以上版本。
- iPhone
- 語言
- 英文
- 年齡分級
4+
- 4+
- 版權
- © 2025 Gregory McInnes