Retirement Cashflow Calculator 4+
Ravinath Aekambaram
專為 iPad 設計
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- 免費
螢幕截圖
描述
Enhance financial acumen to understand and calculate resources needed during retirement years. Utilize this simple tool to model and evaluate resource contribution towards retirement and available cashflows during retirement. Obtain visibility on "NestEgg" size, periodic flows towards contribution or withdrawal, return rates during saving and retirement periods and time periods for saving and retirement.
Retirement planning involves two phases – (a) Accumulation and (b) Distribution, as provided in different tabs in App. To compute available “NestEgg” for retirement, one must provide (1) current age and retirement-start-age, (2) amount set aside today (if any) for retirement (3) periodic contribution amount and (4) expected returns. As you observed, there are five data elements. You can provide any four and calculate value for fifth item (Note: the input field for data item to be calculated must be completely deleted. Field must display default prompt). For every calculation (when you press “Calculate” button), “Contribution schedule” is updated. It has period (T), periodic contribution amount (outward Cashflow), future value of this cashflow at retirement time (FV) and value of “NestEgg” at end of current period (PeriodEnd).
Once “NestEgg” calculated, it is automatically updated in “Distribution” screen. In this screen, one must provide (1) expected number of periods in retirement, (2) desired amount to consume per period and (3) return rate during retirement years. Given this information, app computes for any residual amount left and updates “Withdrawal Schedule”. This schedule has retirement periods (T), periodic withdrawal amount (consumption Cashflow), present value of this amount at the start of retirement (PV) and available amount at the end of respective period (PeriodEnd). As discussed earlier, providing four data items will calculate the fifth item in this screen.
“Graph” tab provides visualization of available resources in “Accumulation” and “Distribution” stages. On horizontal axis, time progresses from current age to end of retirement stage. Available “NestEgg” amount is displayed on vertical axis.
Notes:
1. “Reset” will empty all input fields.
2. All periods are “yearly”.
最新功能
版本 1.1.1
Resolved minor interface issues.
App 私隱
開發者表明Ravinath Aekambaram的私隱慣例或包括下列資料的處理。詳情請參閱開發者的私隱政策。
不收集資料
開發者不會從此 App 收集任何資料。
私隱慣例或因使用的功能或年齡等因素而異。進一步了解
資料
- 供應商
- Ravinath Aekambaram
- 大小
- 1.4 MB
- 類別
- 理財
- 兼容性
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- iPhone
- 須使用 iOS 15.2 或以上版本。
- iPad
- 須使用 iPadOS 15.2 或以上版本。
- iPod touch
- 須使用 iOS 15.2 或以上版本。
- Mac
- 須使用 macOS 12.1 或以上版本及配備 Apple M1 或以上版本晶片的 Mac。
- Apple Vision
- 須使用 visionOS 1.0 或以上版本。
- 語言
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英文
- 年齡
- 4+
- Copyright
- © 2022 RA Advisory LLC
- 價格
- 免費