What’s New in This Version We’re excited to introduce major improvements to make managing your finances even easier. New & Improved * New unified Caltrix Circle experience for managing shared expenses and group finances. * Enhanced Personal Finance Dashboard with clearer insights and smarter summaries. * Improved budgeting, cash flow, and monthly financial reports. * Better bill reminders and upcoming payment tracking. * Improved account, card, loan, receivable, and payable management. * Faster performance and smoother navigation throughout the app. * Enhanced security, reliability, and data consistency. * Numerous bug fixes and stability improvements. Thank you for using Caltrix UAE! We’re continuously improving the app to help you manage your finances with confidence.

What’s New in This Version • New Split Fairly experience for managing shared expenses with friends and groups. • Improved Money Circle and Money Pool workflows. • Faster app launch and significantly improved performance. • Optimized app size with reduced memory usage. • Enhanced navigation and smoother scrolling across the app. • Improved reminders and financial tracking reliability. • Better iPhone safe-area handling and keyboard behavior. • Updated camera and photo permissions for improved compatibility. • Numerous bug fixes, stability improvements, and UI refinements for a smoother experience.

Caltrix UAE 2.1 introduces Split Circle, a new way to track shared expenses and settlements with friends, family and groups. This update also adds a new Circles Hub for Money Circle, Money Pool and Split Circle, improves Finance Suite navigation, enhances safe-area support for modern iPhones, and includes stability and UI refinements.

• New Circle Hub to easily access both Money Circle and Money Pool from one place. • Improved navigation and screen consistency across the app. • Enhanced safe-area support for newer iPhone models and Dynamic Island devices. • Refined layouts across calculators, finance tools and settings screens. • Updated terminology and descriptions for clearer group savings experiences. • Performance improvements, UI polish and bug fixes.

What’s New in 1.4 • Introducing Money Circle for shared goals and group expense tracking • New Smart Decision Engine for rent, loan, and affordability insights • Premium subscriptions with restore purchases support • Faster reports, reminders, and recurring payment tools • Performance improvements and UI refinements across the app

What’s New in Version 1.3 • Introducing Circle — achieve financial goals together with partners and friends • Track shared savings goals and contributions collaboratively • Improved budgeting and finance tracking experience • Enhanced calculator performance and UI refinements • Bug fixes and overall stability improvements

Version 1.2 is a major update focused on smarter finance tracking, better collaboration, and a more personalized experience. FINANCE & ACCOUNTS - Inline account creation — add accounts without leaving the dashboard - Accounts refresh automatically after new entries - Improved AED amount alignment throughout the app FRIENDS & IOU - Add friends by email with inline validation - Reuse existing contacts automatically - Invite status tracking with resend option - IOU data management with clear all records LANGUAGE & PERSONALISATION - EN/AR language setting now syncs across all your devices - Language preference saved to your profile — switches automatically on login - Removed redundant language toggles for a cleaner interface SETTINGS & PROFILE - Emirates and profile language saved to your account - Streamlined onboarding — fewer unnecessary fields BUG FIXES & PERFORMANCE - Fixed duplicate authentication triggers - Resolved duplicate profile row issues - General stability and performance improvements

Personal finance management is now more complete and effortless with the addition of Credit Card and Loan payment tracking. You can easily record, manage, and keep track of all your payments in one place. We’ve also refined the overall experience to feel smoother, more intuitive, and easier to navigate — giving you greater clarity and confidence in managing your finances.