Debtflake
Finanzas
Gratis · Compras dentro de la app · Diseñado para iPad. No verificado para macOS.
Debtflake helps you see exactly when you'll be debt-free and get there faster.
Add your credit cards, loans, and student debt. Choose a payoff strategy. Watch the month-by-month plan appear instantly. No accounts, no ads, no data sent anywhere. Everything stays on your device.
PAYOFF STRATEGIES
Snowball - Pay smallest balance first. Build momentum with quick wins.
Avalanche - Pay highest interest first. Save the most money mathematically.
Manual - You decide the order. Drag to reorder your debts your way.
AI DEBT COACH (on-device)
Powered by Apple Intelligence - no API key, no internet, completely private. Ask your AI coach anything: which debt to tackle first, how to free up extra money, or just get a motivational boost when you need it most.
TOOLS & FEATURES
Interest Meter — See interest ticking up in real time since you opened the app
What If Simulator — See how $50 or $500 extra/month changes your debt-free date
Bi-weekly payments — Pay half every 2 weeks for 1 free extra payment per year
Bonus Allocator — Got a windfall? Distribute it across debts for maximum impact
Refinancing Analyzer — Is that refinance offer actually worth it? Find out in seconds
Net Worth Tracker — Assets minus liabilities, with debt-to-income ratio
Strategy Comparison — Snowball vs Avalanche side by side
Debt Consolidation — Merge multiple debts into one to simplify your payoff
Monthly Check-in — Update balances each month, track your streak
Achievements — 13 badges to earn as you make progress
Balance Chart — Visual trajectory to your debt-free date
Share Progress — Generate a beautiful card to share your journey
CSV Import / Export — Bring your own data or back it up
Face ID / Touch ID lock — Keep your financial data private
Goal Date — Set a target date and see if you're on track
PRIVACY FIRST
Debtflake stores all your data on your device and syncs privately via iCloud. Nothing is ever sold or shared. There are no accounts to create.
Debtflake Pro ($4.99 one-time) unlocks unlimited debts, strategy comparison, manual ordering, and CSV export. No subscription. Ever.
Debtflake is for personal budgeting purposes only. It does not constitute professional financial, legal, or tax advice. All calculations are estimates.
Calificaciones y reseñas
- Esta app no ha recibido suficientes calificaciones ni reseñas para mostrar un resumen.
• New animated intro screen with app highlights
• Improved purchase flow — now shows real price from App Store and handles restore purchases correctly
• Removed demo mode — the app now launches directly for a cleaner experience
• Bug fixes and performance improvements
El desarrollador (Efe Can Erdik) indicó que las prácticas de privacidad de la app pueden incluir el manejo de datos que se describe a continuación. Para obtener más detalles, consulta la política de privacidad del desarrollador .
No se recopilan datos
El desarrollador no recopila ningún dato en esta app.
Accesibilidad
El desarrollador aún no ha indicado cuáles funciones de accesibilidad admite esta app. Obtén detalles
Ficha técnica
- Vendedor
- Efe Can Erdik
- Tamaño
- 5.2 MB
- Categoría
- Finanzas
- Compatibilidad
Requiere iOS 26.5 o posterior.
- iPhone
Requiere iOS 26.5 o posterior. - iPad
Requiere iPadOS 26.5 o posterior. - Mac
Requiere macOS 26.5 o posterior y una Mac con el chip M1 de Apple o posterior. - Apple Vision
Requiere visionOS 26.5 o posterior.
- iPhone
- Idiomas
Español y 4 más
- Español, Alemán, Francés, Inglés, Turco
- Edad
4+
- 4+
- Compras dentro de la app
Sí
- Debtflake Pro $99.00
- Copyright
- © 2026 Efe Can Erdik