This version includes a database upgrade. If sync is enabled on multiple devices, they will automatically switch to offline mode. Please manually update all devices to the latest version, then restore the latest data from the cloud. FIX － Bonus reward calculation － Category name edits not being saved correctly － Monthly-based rewards appearing multiple times in the statistics section － Other minor issues and improve user experience IMPROVE － Each item in multiple loan/repayment records is now displayed in its original currency － Basic rewards are now auto-applied for invoice linking

NEW － When recording on Apple Watch, the Name, Store, and Tag fields now support suggestion lists in addition to manual input FIX － Abnormal behavior after switching accounts while recording － Keyboard not dismissing after closing the recording page － Project information with accumulated previous budgets not shown on the Home screen － Incorrect statistics when rewards based on billing cycles are postponed － Incorrect statistics when monthly bonus rewards overlap with the original billing cycle － Bonus reward calculation for split-category records － Original transfer records being deleted when a copied transfer is changed to another type (e.g., expense) － Category reports not displaying correctly when accessed from the overview section of statistics reports － Other minor issues and improve user experience IMPROVE － Minimum spend threshold calculation for fixed-amount rewards when calculated by billing cycle or by month － Foreign transaction fee tags not being auto-applied when a foreign currency is specified in recording mode － Currency conversion for clear multiple target records when changing currency － Add a hint indicating invoices with a business tax ID are not eligible for prize redemption

FIX － Manually assigned monthly-based rewards not calculated according to the selected basis － Incorrect exchange rate display for custom currencies when recording transactions － Layout issues in account transaction details when there are no record － Report ranges that include future dates are limited to a maximum of five years ahead － Incorrect up/down indicator symbols in chart statistics on the iPad home page － Specified currency not applied when recording transactions via URL schemes － Invoice scanning issues on iPhone 12 Pro / Pro Max － Date validation during CSV import － Other minor issues and improve user experience IMPROVE －Support changing the category for foreign transaction fees － Reduced lag on the consecutive transaction recording

NEW － Added a search bar to the account selection page when recording transactions FIX － Single-entry reward cap calculation － Monthly rewards not displayed based on the activity start date － Reports missing statistics related to foreign transaction fees － Incorrect unreconciled credit card status in Notification Center － Incomplete display of split-category records in account and project search results － Incorrect results in comparison reports － Invoice dates should not be updated for already linked invoices － Bonus reward detail records are not sorted by record date － Balance adjustment statistics in name report － Bonus rewards were not created when creating from template shortcuts － Date format for CSV import － Transfer records in CSV import － Other minor issues and improve user experience IMPROVE － Bonus reward list now shows activity start and end periods － Smoother left/right swipe transitions on the account transaction details and account info pages － Smoother left/right swipe transitions across tabs (Overview, Details, Categories) in statistics reports

This version includes a database upgrade. If sync is enabled on multiple devices, they will automatically switch to offline mode. Please manually update all devices to the latest version, then restore the latest data from the cloud. NEW － Added foreign transaction fees to account settings. You can specify the fee percentage, calculation method, and whether the fee should be refunded when a transaction is refunded. － When foreign transaction fees are enabled and you switch to a foreign currency while recording a transaction, a fee tag will be automatically added, and a fee record will be created after saving. You can also manually add or remove the tag. － The color of the foreign transaction fee tag during recording follows the fee category color. You can adjust it in system category settings. － For installment transactions with a foreign transaction fee tag, the fee is calculated based on the total amount and recorded on the first installment date only. － Monthly-based rewards now support a reward calculation basis: Spending Date / Posting Date. For cases where a transaction is not included in the current billing cycle but the reward should still be counted, you can set the basis to Spending Date. － Added a Reward Suggestion toggle in Recording Preferences. When enabled, the app suggests the last-used reward tag based on the selected category; otherwise, it only auto-fills rewards marked as basic rewards. － The bonus reward list is divided into In Progress, Not Started, and Completed sections. FIX － Accounts, projects, and reports could get stuck in an infinite loading state. － Reward calculation methods. － Incomplete display of reward statistics in the bonus reward section on the account transaction details page. － Currency presentation in bonus reward details. － Confirmation of achieving the minimum cumulative spend requirement for bonus rewards. － Other minor issues and improve user experience. IMPROVE － The targets section in Notification Center will still appear even when the total amount of target is zero.

NEW － Income, transfer, receivable, and payable categories now support merging － Monthly rewards are now calculated based on the spending date － You can now reorder sub-categories when recording a collection － Comparison reports now allow you to reorder items FIX － Corrected threshold validation for minimum cumulative spend within billing periods － Reward date for specified activity period － Recalculating rewards － Shared reward cap in reward widget － Trigger threshold currency now matches the original payment account’s currency － Incomplete list for deposit rewards － Category reports sometimes displayed empty results － Other minor issues and improve user experience

NEW － Bonus reward calculation periods now include Monthly and Activity Period options, in addition to the original billing cycle. You can adjust these flexibly based on your credit card reward rules. － Bonus reward posting time can now be configured as After Transaction, By Posting Date, After Period Ends, and Set Manually, offering full control over when rewards are recorded. － Bonus rewards now support activation thresholds, including Minimum Cumulative Spend, Minimum Spend per Entry, and Minimum Entry Count. This allows rewards to be issued only after certain conditions are met — for example: “Earn $50 cashback when your total spending reaches $500 within the first 3 months after card activation.” － Bonus reward calculation now supports per-transaction reward calculation, in addition to the original total-based calculation with rounding or truncation methods. － Bonus rewards now support per-transaction reward caps in addition to total reward caps. － Bonus reward settings now include a toggle for Basic Reward. When enabled, any new transaction will automatically be tagged with the selected reward tag. － “Up to Now” reports now support calculating the period starting from the earliest record. FIX －Calculations for reward combined caps. － Collection reward tag updates － Discount name entry couldn't exit the input field － Blank account list when selecting account during bookkeeping － Report data not updating immediately after modifying foreign exchange rates － Turning off credit card payment reminders － Overpaid credit card payments incorrectly allocated to sub-accounts － Record currency list shifting incorrectly when the keyboard appears － Incorrect sign values when editing bonus reward records － Project field not being imported correctly in CSV import － Category identification issues during CSV import for duplicate category names － Balance adjustment handling during CSV import － Unable to scan deleted invoices － Other minor issues and improve user experience IMPROVE － The clear button in the notes field no longer overlaps text － Support for manually creating recurring reward records － Search page now supports keyword search for main account names － Batch-edit reward list now displays items based on the selected account － When deleting a bonus reward, related reward tags on transactions are removed automatically － Hidden projects are excluded from project suggestions during bookkeeping － Recording mode now automatically updates invalid accounts, projects, and categories － Bonus reward widget layout adjustments

NEW － Price adjustment announcement FIX － Add original expense project option for reward project settings － Arithmetic operations with decimals on number pad － Suggested names on iPad not correctly applied when tapped － Export image from record details page not responding － Project settings with a weekly settlement cycle were being reset － Hidden credit card bill reminders not triggering auto payment － Incorrect exchange rate for same-currency credit card payments － Voided carrier invoices were being downloaded repeatedly － Other minor issues and improve user experience IMPROVE － Statistical projects can no longer be excluded from report project conditions

FIX － Opening an un-downloaded invoice detail incorrectly marks it as void － Custom decimal places for crypto being reset － Suggested names on iPad not correctly applied － Wrong currency when applying transfer templates － Preferences not fully restored when recovering the latest cloud backup － Pending installment records not appearing under installment account － Other minor issues and improve user experience IMPROVE － Foreign exchange currencies support custom decimal places － Added a clear button for notes

NEW － URL Scheme now supports account balance adjustments FIX － Reward calculation － The search field sometimes doesn’t respond to the first text input －Other minor issues and improve user experience IMPROVE － On Apple Watch, amount entry and more info are combined on the same page

FIX － Default decimal place for foreign currencies － Edit foreign currency conversion amount of collection － Name and store suggestions not appearing correctly during transaction entry － Account list on the entry page not closing properly after adding a new account － Sign display issue when editing reward refund amount － Other minor issues and improve user experience IMPROVE － Content search on spilt categories － Reward calculations follow each currency’s decimal places, applying proper rounding or ceiling rules － When opening carrier invoice details, the app will check for voided status

This version includes a database upgrade. If multiple devices have syncing enabled, they will automatically enter offline mode. Please manually update to the latest version and then restore the latest cloud data. FIX － Corrected incorrect exchange rates for foreign currency transfers － Bill deduction calculations － Daily reminder settings not saving properly － Invoice linking to split categories － Other minor issues and improve user experience IMPROVE － General installments now support multi-account records － Tag suggestion list should not scroll back to the top when selecting during transaction entry － Updating names, stores, or tags will also update related projects and reports － Default category for new records added from invoice linking suggested based on invoice date

NEW － Custom currencies support changing the base currency for proportional setup － Installment event list shows account and target information FIX － App crash when modifying collection name or store － Installment event calculations － Invoice detail merge settings not applied correctly － Modifying future installment events should not carry over original invoice info － Modifying transaction caused the original manually assigned rewards to be separated － Other minor issues and improve user experience IMPROVE － Display format of date options － Tag suggestion list should not scroll to the front when selecting during transaction entry － After deleting manually assigned rewards, it can be retrieved again － Ensure devices entering offline mode are prompted whether to restore the latest cloud data when database is updated

NEW － Add font size settings － Add date format settings － Add combined account total calculation settings － Add account group total calculation settings － Add reminder entry time settings －Add post-update behavior settings for collectio name / store － Add Shortcut recording mode － Currency supports editing symbols － Crypto currencies support custom decimal places FIX － Prevent empty account lists on iPad － Numeric input not updating correctly during transfers － Modifying future installments incorrectly updated exchange rates of previous transactions － Fixed receivables/payables account not being created properly － Hidden payment notifications not removed － Installment grace periods cannot be equal to or exceed total installment periods － First installment amount adjustment not saved correctly － Offline mode did not sync backup index to the cloud － Report shows no data and cannot switch to other tabs － Cannot tap the Done button properly on the entry page － Start date for "up to now" report cannot be later than today － Other minor issues and improve user experience IMPROVE － Adapted for iPhone 17 devices － Added hierarchy in preferences to simplify top-level display － Group project transaction details by date for statistics － Automatically switch light / dark theme based on system settings － Support white theme in Basic Plan － Support auto switch theme in Basic Plan － Split-category refunds allow individual adjustment of sub-item refund amounts － Optimized reload speed on search page after updating records － Account overview removes hidden sub-accounts － Bonus rewards displayed in account even without transaction records for easier reference － Timezone change detection mechanism| － CSV export file name now include date and time information － Dropbox now supports backing up files larger than 150MB

NEW － Added more selectable ranges for account overview charts FIX － Name and store suggestions not appearing correctly when recording transactions － Switch currency scroll offset issue during transaction entry in iOS 26 － Transfer currency not displayed correctly in account details － Changing account icon from file image for receivables / payables account had no effect － On iPad, name suggestions won’t show if category not selected when recording transactions － First repayment date of payable installment displayed incorrectly － Credit card auto payment － Other minor issues and improve user experience IMPROVE － Added workflow to create account groups from account settings

NEW － Watch recording supports name, store, tags, rewards, and note － Receivables / Payables can be removed from Notification Center FIX － Added recurring projects could not be selected for past months － Balance trend chart data incorrect for general main accounts including foreign currencies － Credit accounts including bill deductions are calculated incorrectly in statistics － Installment events cannot have zero periods － Other minor issues and improve user experience IMPROVE － iPad animation lag after saving a record － Add accumulate previous remaining budget option in subcategory budget settings － CSV import treats accounts with the same name but different currencies as the same one － Validate that CSV-imported transfer records have matching from/to dates and times － Default project assigned when selecting a category excludes deleted projects － Memory management on search page

NEW － Export images from records with attachments － Added a summary tab for account, project, and account group statistical reports FIX － Split-category tags not applied to subcategories － Account overview chart data not updating in real time － Payment in reconciliation mode did not deduct the already paid amount － Summary in project comparison report calculated twice － Infinite loading when switching to future budgets － Other minor issues and improve user experience IMPROVE － Increase candidate record range for invoice linking － Real-time saving of reconciliation mode results － Support keyword filtering for fee and discount names － Optimized category suggestions for new entry － Password protection did not fully cover the home screen at launch － When adding a new sub-category, category comparison reports will automatically update conditions － Fixed time display jumping issue on iPad when editing transactions

FIX － Split-categories not updated when changing account’s main currency and related transactions － Fee or discount amounts not updating immediately during transfers － Invoice scanning focus issue － Other minor issues and improve user experience IMPROVE － Added “Photo Entry” and “Image Entry” shortcuts in the long-press menu of the home “＋” button － Accumulated budget totals with decimals will now always round down

NEW － Ask if you want to update all related records to the new currency when changing the account’s main currency FIX － Transfer updates store should not trigger a pop-up alert － Accumulated previous budget amount in budget settings － General account transaction balance on iPad not updating immediately － Decimal number input issues － Transaction preview note not fully displayed － Incorrect sign for fees － Incorrect display of foreign currency amounts in repayment history － Bonus rewards are calculated based on the settlement date and retain decimal values － Project comparison reports calculation － Updating split-category name fails when switching to subcategories － Postponing recurring transfer event － Editing recurring receivable events causes a crash － Other minor issues and improve user experience IMPROVE － Pressing Enter after manually entering a date or time to complete on iPad － Project list display － Recording supports zero amount fees or discounts － URL Scheme supports creating records with zero amount － CSV import now supports up to 3,000 characters in record notes

NEW － Widget now supports custom color modes － Shake device on the home screen to jump to today － Reports support filtering by record time or post time FIX －Account group balances not updating in real time － Incorrect sign when editing refund amounts － Removed deleted project statistics from home page － Template shortcut did not trigger auto deposit － Unable to change time when editing balance adjustment － Category search results not displayed properly － Payable amount in repayment history should not include fees and discounts － Dropbox auto backup not working － Comparison report not opening properly － Other minor issues and improve user experience IMPROVE － Transfers on home screen now use category color － Select all on numeric input will replace the entire text － Prompt for follow-up action after modifying store with split-category records － Amount input replaces original number when editing － Equal button not shown when calculating with numeric keyboard － History numbers above numeric keyboard not shown in correct order － Numeric input inserts at current cursor position － Apple Watch data transfer mechanism － Optimized account balance caching － Memory allocation － Background thread performance － Reduced interface lag during operations

NEW － Show suggested related amounts when entering transaction amount FIX － Related suggestions not updating when entering tags － Account balance not updating immediately after modifying record date － Incorrect sign when editing refund amount － Fee and discount names not displayed properly when editing a record － Category list not displayed correctly when recording on Apple Watch － Incorrect sign for receivables when using Quick Template on Apple Watch － Other minor issues and improve user experience IMPROVE － Swipe down on record page to dismiss numeric keyboard － Adjusted timing for displaying the password protection screen － Record account list now applies privacy settings from account overview － Removed hidden projects from the project list

FIX － Reward tags were not displaying correctly during bookkeeping － Unable to expand account list under grouped accounts in the account overview － Incorrect count of accounts included in each group － Incorrect display of reconciliation status of payment notification － Other minor issues and improve user experience － Fee / discount input is saved even when canceled on the entry page － Image and speech entries cannot be changed to recurring or installment events － iOS 26 billing period slider behavior － Other minor issues and improve user experience IMPROVE － Faster display of numeric keyboard when adding a record － Optimized performance lag in account overview on certain devices － Support text selection in transaction preview note － Improved layout for transaction details － Modify split-category name with option to update only unnamed records － Repayment accounts for receivables/payables follow the previous record by default － Fixed text clipping issues when using Display Zoom with larger text settings － Interest statistics for installment event exclude fees － Handled invalid QR codes for invoice scan

NEW － Support collapsible sections in project overview FIX － Duplicate entries appearing in name, store, and tag settings － Crash when using Quick Template in iPad － Calculation issues with number formats using comma as decimal separator － Other minor issues and improve user experience IMPROVE － Performance improvements on devices prone to lag or stuttering － Notification Center badge now includes receivables / payables item count － Main account balance now includes sub-accounts with balance excluded － Group account balances now include accounts with balance excluded － Date picker truncation issue on iPhone SE

FIX － Restore subscription error handling － Name, store, and tag lookups not appearing immediately on the entry page － Comparison report headers not scrolling with content on iOS 26 － Infinite loading on the Projects page － Incorrect sign when editing refund amounts － Tap misalignment on interval names in the report analysis page － Unable to switch foreign currency amounts in record details － Photo cropping drag / offset issue － Installment refund calculation for receivables － Missing bouns reward records in CSV export － Incorrect date / time when adding entries via URL Scheme － Various bug fixes and performance improvements IMPROVE － Descending sort for transaction report － Copy feature now supported in the Basic plan

NEW － Optimized for iPad － Quick Tracking with Shortcuts － Enhanced Statistical Reports － Comparison Reports Analysis － Multi-Invoice Linking － Multiple invoic－ linking － Entry Mode － Full-screen Calendar Mode － Sign in with Apple ID － Support for Top 100+ Crypto Rates － Over 30 Updates and Optimizations