RateReady
Finanzas
Gratis · Diseñada para iPad. No verificada para macOS.
What can I afford at today's rate?
RateReady is a passive home affordability tracker that shows your buying power on your Home Screen. No more manually checking mortgage rates or recalculating your budget—just glance at your widget to see what you can afford right now.
THE PROBLEM
Mortgage rates change constantly, and small rate movements can shift your buying power by tens of thousands of dollars. But staying on top of rate changes and recalculating your budget is tedious. Most people only check when they're actively house hunting, missing opportunities when rates dip.
THE SOLUTION
Set up your financial profile once and RateReady continuously calculates your maximum affordable home price based on current market rates. Your buying power lives on your Home Screen as a widget, updated daily.
KEY FEATURES
• Home Screen Widget — See your max home price at a glance without opening an app
• Set It and Forget It — Enter your details once. RateReady handles the rest.
• Track Your Equity — Add your current home to include equity in your buying power calculation
• Smart Notifications — Get alerted when your buying power shifts significantly
• What-If Scenarios — Explore how changes to income, down payment, credit score, or rates affect affordability
• Full Payment Breakdown — See how monthly payments split across principal, interest, taxes, insurance, PMI, and HOA
• Credit Score Adjustments — See personalized rates based on your credit tier
• 15 and 30-Year Loans — Compare loan terms to find what works for you
• State Tax Rates — Accurate property tax estimates for all 50 states
HOW IT WORKS
1. Enter your income, debts, down payment, and credit score
2. Add your current home (optional) to factor in equity
3. Add the widget to your Home Screen
4. Check your buying power anytime with a glance
YOUR DATA STAYS PRIVATE
All your financial information is stored locally on your device. Nothing is sent to external servers or shared with third parties. The only network requests are to fetch current mortgage rates and home valuations—no personal data is transmitted.
Whether you're saving for a down payment, waiting for rates to drop, or just curious about your buying power, RateReady keeps you informed without any ongoing effort.
Calificaciones y reseñas
- Esta app no ha recibido suficientes calificaciones ni reseñas para mostrar un resumen.
Improve onboarding process
El desarrollador (Greg McInnes) indicó que las prácticas de privacidad de la app pueden incluir el manejo de datos que se describe a continuación. Para obtener más detalles, consulta la política de privacidad del desarrollador .
No se recopilan datos
El desarrollador no recopila ningún dato en esta app.
Accesibilidad
El desarrollador aún no ha indicado cuáles funciones de accesibilidad admite esta app. Obtén detalles
Ficha técnica
- Vendedor
- Greg McInnes
- Tamaño
- 5 MB
- Categoría
- Finanzas
- Compatibilidad
Requiere iOS 17.1 o posterior.
- iPhone
Requiere iOS 17.1 o posterior. - iPad
Requiere iPadOS 17.1 o posterior. - Mac
Requiere macOS 14.1 o posterior y una Mac con el chip M1 de Apple o posterior. - Apple Vision
Requiere visionOS 1.0 o posterior.
- iPhone
- Idiomas
- Inglés
- Edad
4+
- 4+
- Copyright
- © 2025 Gregory McInnes