URetireWise
Finanzas
Gratis · Diseñada para iPad. No verificada para macOS.
Plan your retirement with confidence using the proven 5-year bucket strategy — the same drawdown framework used by professional financial planners.
WHAT IS THE BUCKET STRATEGY?
Instead of withdrawing randomly from one pool, your retirement savings are split into three buckets:
• Cash (0–5 yrs): Covers near-term spending so you never sell investments in a down market
• Bonds (5–15 yrs): Lower-risk growth to refill the cash bucket over time
• Equity (15+ yrs): Long-term growth engine that powers your later retirement years
Every 5 years, the bonds and equity buckets automatically refill your cash bucket — smoothing out market volatility over a multi-decade retirement.
KEY FEATURES
• Set your retirement age, portfolio size, annual spending, rental income, and Social Security benefit
• Visualize your portfolio growth across all three buckets from retirement to age 99
• See exactly when your cash refills happen and how Social Security changes your income picture
• Inflation-adjusted projections using the Fisher equation
• Year-by-year breakdown table with income, spending, and portfolio totals
DESIGNED FOR SIMPLICITY
• No account required — everything stays on your device
• No ads, no subscriptions, no in-app purchases
• Dark mode, built natively for iPhone
IMPORTANT DISCLAIMER
Retirement Bucket Planner is an educational planning tool, not financial advice. Projections are hypothetical illustrations based on your inputs and historical averages. Actual returns, inflation, and life events will differ. Please consult a qualified financial advisor before making retirement decisions.
Calificaciones y reseñas
- Esta app no ha recibido suficientes calificaciones ni reseñas para mostrar un resumen.
El desarrollador (mrunalini budumuru) indicó que las prácticas de privacidad de la app pueden incluir el manejo de datos que se describe a continuación. Para obtener más detalles, consulta la política de privacidad del desarrollador .
No se recopilan datos
El desarrollador no recopila ningún dato en esta app.
Accesibilidad
El desarrollador aún no ha indicado cuáles funciones de accesibilidad admite esta app. Obtén detalles
Ficha técnica
- Vendedor
- mrunalini budumuru
- Tamaño
- 1.8 MB
- Categoría
- Finanzas
- Compatibilidad
Requiere iOS 17.0 o posterior.
- iPhone
Requiere iOS 17.0 o posterior. - iPad
Requiere iPadOS 17.0 o posterior. - Mac
Requiere macOS 14.0 o posterior y una Mac con el chip M1 de Apple o posterior. - Apple Vision
Requiere visionOS 1.0 o posterior.
- iPhone
- Idiomas
- Inglés
- Edad
4+
- 4+
- Copyright
- © 2026 - everythingswift