OyenKu: Net Worth Tracker
Track what you own and owe
Only for iPhone
Free · In-App Purchases
iPhone
OyenKu is the simplest way to know your net worth — built around how Malaysians actually hold their money.
Add what you own and what you owe: your bank accounts, EPF, ASB, Tabung Haji, gold, property, your car loan, credit cards. OyenKu turns it into one number, and Oyen the ginger cat cheers you on, month by month.
YOUR WHOLE PICTURE, IN ONE NUMBER
• Built for Malaysia: EPF Persaraan, Sejahtera and Fleksibel, ASB, Tabung Haji, SSPN, PTPTN, gold, unit trusts, robo-advisors and more. Pick a suggestion and the category fills itself in.
• Assets and debts side by side: home loans, car loans, ASB financing, credit cards and Buy Now, Pay Later, so the number is honest.
• Accounts in other currencies: SGD, USD, AUD and more, converted at the latest available reference rate, with totals in ringgit.
• Hide balances with one tap when someone's looking over your shoulder.
TRACK IT, MONTH BY MONTH
• Update your balances once a month; OyenKu keeps your history so you can see how your net worth changed.
• Set a net worth target and watch the progress bar fill.
• Calculators: net worth target, compound growth, retirement and debt payoff — simple estimates to help you plan.
• Share a cute progress image, with or without the amounts.
FOR YOUR FAMILY
• Emergency & Estate PDF: a password-protected PDF listing your accounts, balances, insurance and takaful policies, and where your documents are — for your executor or next of kin.
• A Malaysian checklist for EPF nominations, ASB, insurance, eGUMIS and estate administration.
• A yearly reminder to search eGUMIS for unclaimed money in your name.
YOURS, PRIVATELY
Your data stays on your device. No account or bank connection required.
• Everything is stored encrypted on your phone. We never see your balances.
• App Lock with Face ID, Touch ID or your passcode — free for everyone.
• Password-protected backups to move to a new phone.
• No ads. No tracking.
FREE TO START
Track up to 5 accounts for free. OyenKu Pro adds unlimited accounts, your full history, every category month by month, Excel downloads, a net worth target and the Emergency & Estate PDF. Choose yearly (with a free trial) or a one-time Lifetime purchase. If Pro ends, your data stays yours.
Planning estimates only — not financial advice. OyenKu is independent and not affiliated with or endorsed by EPF (KWSP), PNB/ASNB, Lembaga Tabung Haji, JANM or any government agency.
Support: https://oyenku.com/support
Privacy: https://oyenku.com/privacy
Terms: https://oyenku.com/terms
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
• Fixed deposit reminders: add the maturity date to an FD and OyenKu reminds you before it matures — on the day, 1 day, 1 week or 1 month before. The reminder shows the account name, never the amount.
• See each account as RM or as a % of your total assets or debts.
• Typing a note no longer hides the Save button behind the keyboard.
• Oyen now appears in every message and question.
• Small fixes and improvements.
The developer, Sarveka Labs Sdn. Bhd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- SARVEKA LABS SDN. BHD.
- Size
- 59.6 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later.
- iPhone
- Languages
- English and Malay
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- OyenKu Pro (Lifetime) RM49.90
- OyenKu Pro (Yearly) RM19.90
- Copyright
- © 2026 Sarveka Labs Sdn. Bhd.