Cowrywise: Save & Invest Money 4+

Manage Finances & Mutual Funds

CowryWise Inc

Designed for iPad

    • Free



Cowrywise is the only SEC-licensed wealth management app you really need.

Cowrywise is a wealth management app, licensed by the SEC, that enables you to plan, save and invest money easily. With direct access to the largest pool of mutual funds in Nigeria, you can build your savings and investment portfolios, manage your money securely, and build a better financial future.

With the Cowrywise app, you can:

Save for short-term and long-term goals:
● Start automated savings with as low as ₦1,000 per day, week, or month with our Periodic Savings Plan
● Use our Life Goals Plan to stay disciplined and save for long-term goals like education, housing, retirement, a wedding, or your business
● Make one-time deposits anytime with your spare change
● Earn stronger interest rates than you’ll find at any banks in Nigeria
● Save as a group to reach your goals faster with Circles
● Prepare for unforeseen emergencies by creating a personalized Emergency Fund

Invest and grow your wealth faster:
● Invest in any of our mutual funds that match your financial goals and risk appetite
● Work with our professional advisors to develop your investment goals and find the right plan for you
● Diversify your portfolio by investing in mutual funds from top investment firms in Nigeria

Turn your phone into a digital wallet with Stash:
● Store money in Stash within the Cowrywise app - it’s much easier than cash!
● Top up your Cowrywise savings and investment accounts from Stash
● Pay and receive money from other Cowrywise users seamlessly, for free

Feel safe when you trust us with your money:
● We are licensed by the Securities and Exchange Commission (SEC).
● Your savings are invested in low-risk financial instruments and are held by Meristem Trustees Limited, also registered with the SEC. This means your money is professionally managed and secured.
● We do not store your card information or personal data. We work with an independent PCI-DSS-compliant payment processor to handle all customer card details.

Never feel like you’re doing it alone:
● We offer 24/7 support through the app, phone, email, Facebook, Instagram, and Twitter. Whether you need help with set-up or want to talk to an advisor about the investment plans, we’re always here to help!

Don’t wait another minute to take control of your financial future. Start planning for short-term goals, long-term goals, and even emergencies now by creating savings and investment plans with Cowrywise.

What’s New

Version 8.1.5

• An extra layer of security for your funds
• Improved stability and performance

Ratings and Reviews

4.5 out of 5
6.2K Ratings

6.2K Ratings

Lilmanny99 ,

We should be able to hide our account balance

When I mean hide our account balance simply means they should be the feature where we could be able to hide our account balance,I have use lot of savings app and they have that feature where you can be able to hide your account balance but in situations of this cowrywise app we can’t hide our account balance once I just open my app my balance just popped up please look into that love you guys ❤️🥺🎉

Developer Response ,

Hi Lilmanny99, we now have this feature available on the Cowrywise app 🎉. If you're using the most recent version, you should see the option to hide your balance on the home screen. Let us know if you have any questions or comments. Cheers!

Ghosts' ,

Just a kid.

Please don’t change, I can’t remember how I met you, I think I’ve spent 2 years here, any the only complaint I had, was resolved barely 24 hours.. God bless the customer service.
Secondly I’ve acquired an A’Level and I’m headed for a BSc by January, just me and God through my Cowrywise. I feel intimidated sometimes when my friends are buying things I can afford but I can’t buy. Well they pikin wey get one clothe no dey follow other kids play inside rain. God bless whoever’s idea this is, God bless the management, I dedicate my success story to you. Love you all and hope to achieve more with you.

Developer Response ,

Hi Ghosts', thank you so much for the review. We love you too and are cheering you on!

kellypreshhhhhh ,


Hello good evening please i hope you respond into this on time it’s not a review tho and the app is really great but i have been trying to contact your team since but i couldn’t please i would love if you people look into this or better yet explain it
I want to edit my plans but it keeps telling me that i put in my payment system like the debit card thing mind you i have already started saving already with bank transfer and i can’t find any options to click on

Developer Response ,

Hi Kellypresh, thank you for reaching out. Please note that you need a card to automate your savings. You can only use bank transfers for one-time top-ups.

If you need further assistance with this, please call us on 09030000857 so we can assist you.

App Privacy

The developer, CowryWise Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Contacts

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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