Welcome to ALAT, Africa’s first fully digital bank and home to millions of Nigerians who trust ALAT for swift, seamless, reliable, convenient and secure banking tailored to their daily needs, designed for their financial success and fortified to ensure financial security.
Here what can do on ALAT:
- Enjoy Travel Bookings, Deals, Discounts & Rewards, affordable Insurance plans, low-interest loans, personal and group savings options, affordable healthcare & more.
- Effortlessly log in using Touch ID, Face ID, or unique password.
- Take control of your finances by scheduling bills and monitoring pending payments, checking balances, tracking your expenses, gaining insight into your spending habits and more!
- Set up Direct Debits and Standing Orders without stress.
- Seamlessly transfer money and make payments locally & internationally.
- Receive money both in Naira and foreign currency from any part of the world.
- Stay informed and up to date on all account activity with instant notifications.
- Set up your PIN or reset PIN whenever needed.
- Request a new card, report lost or stolen cards, freeze cards, and order replacements with ease.
- Quickly locate and review transactions and account statements.
- Keep your contact details updated without stress; and more!
OUR JOURNEY
Since its release in 2017, ALAT has expanded its range of solutions to cater to the evolving needs of every user, empowering you with an encompassing banking experience that extends across diverse aspects of need.
EXPLORE:
1. Deals & Discounts from your favourite top brands; enjoy much more for less!
2. Seamless creation and management of multiple accounts including your ALAT Account, Domiciliary Account, Royal Kiddies Account (for children ages 0-12), ALAT Xplore (Teens 13-17), Current Account & Domiciliary Account(s).
3. Easy low-interest loans tailored to your needs.
Terms & conditions apply.
4. Flexible electricity, cable & other bill payments and never miss a due date!
5. Personal and Group Savings on ALAT Goals. Saving alone or with others has never been easier!
6. Virtual & physical debit, credit, utility & other cards with convenience and security, online or in-store.
7. Local & international flights via “Travels”, and affordable insurance plans via “Insurance”!
8. Customised Customer Support.
Protection
The security of your funds and data are top priority so we use the high-level encryption to protect your personal and financial information.
Here are some extra layers of security we apply:
1. Insuring your money
Every Deposit made on ALAT is insured by the Nigeria Deposit Insurance Corporation (NDIC).
2. Transaction Screening
We use our proprietary systems and international databases to detect and prevent sanction violations, money laundering and fraud in transactions.
3. Security Certifications
WEMABANK is certified by PCIDSS to ensure the security of users' card-related transactions against data theft and fraud. We have also received formal recognition from the National Information Technology Development Agency (NITDA) for our compliance with the Nigeria Data Protection Regulation (NDPR) data protection and privacy laws.
4. Fraud Protection
In addition to our automated systems, ALAT’s Compliance, Transaction Monitoring, Issue Resolution, and Fraud Prevention Teams, work full-time to intercept suspicious transactions, freeze suspected fraudsters’ accounts, carry out further investigations and follow up with reports.
CONTACT US!
We are always excited to hear from you. For feedback, questions, or concerns, reach us via:
1. Helpline: 07000PURPLE (07000787753)
2. Email: purpleconnect@wemabank.com
3. Website: https://wemabank.com/
To stay informed and never miss an update, follow us on Facebook, Twitter & Instagram: @wemabank & @alat_ng; TikTok: @wemabank
This banking app has truly transformed my financial management experience! The user interface is incredibly intuitive, making navigation a breeze even for those who aren't tech-savvy. I love how I can easily check my balance, transfer funds, and pay bills all in one place. The security features provide peace of mind, and I appreciate the quick customer support whenever I have questions. Plus, the budgeting tools are a fantastic addition that help me keep track of my spending and savings goals. Overall, this app is a game-changer for anyone looking to manage their finances effectively and efficiently!
Very unfortunate mobile banking app ever
fergaze
Wema bank is the most useless bank in the earth. May I never involve in using this banking system again once i am able to transfer my money out and resolve my zenith bank error issues Wema is the father of useless. Foolish people for a whole month you can’t do anything meaningful with this app, useless failure, transferring network zero. Just imagine that at the process of transferring progress this useless and nothing mobile banking will just cut you off within a split second and loose your money even without proofs to trace your transactions, no evidence and the money just gone like that foolish and the most miserable banking system in the earth. How long should we keep waiting for you guys to upgrade still you guys are far way behind development and advancement nonsense.The uselessness of this app rating it 1 star is huge regret I hate this bank and I will ensure before this month end both my business account I will close them down . This app Will lead you loosing money and without proofs that you send the money. You’re sending money at the same time to app will just close and you will be debited without proofs for your transfer claims I regretted referring people to this useless and nothingness bank. On behalf of my fellow friends using this mobile banking app the ambulance department we say wow wow wow
I’m honestly disappointed
cheche xoxo
I’m rating 1 because I won’t be able to post this review without rating but if left for me I wouldn’t even rate this app at allll changed my phone recently and automatically moved all my apps to my new device and I’ve been trying to login to my app for long because I want to start making use of the account properly but you guys have refused to switch my device I’ve been trying to switch my devices for long now and it’s still not working I’ve called you guys to work on it sent emails even after deleting the app several times as instructed even after trying to link my bvn as instructed you guys won’t let me Access the app I even tried to transfer and link my bvn via website and still was able to do it please you guys should do something about this even been trying to upload all the documents you asked me to upload but after uploading and I come back to check if my restriction which you put on my account has been lifted it’ll still be the same I’ve uploaded my bvn nin international passport serval times just so you guys can lift the restriction but you guys will still not lift it I’ve email you guys several times no response I’ve called you’ll tell me you’ll work on it I guess it’s better I leave this here so that you guys can see it please work on your app
Don’t open account!!!
broomvsmop
Using this bank has genuinely been one of the worst experiences of my entire life. If the amount that is sent to an account is too much for the tier of savings account shouldn’t the normal thing be to revert the money. No you guys keep it and not allow the owner of the money to use it which is honestly the most stupid thing I ever heard, that could be the owner only money you don’t know you just lock it. You guys are telling me my address verification failed. How? All of the documents that I sent and gave. Is that not supposed the verify my address. Do you guys have time to be driving there. What nonsense. And on top of that you are just taking 50 naira from my money for stupid master card maintenance. I don’t understand. Master card that I am not allowed to use. This is an awful bank. I can’t wait to be able to drop y’all. Open my account because that excuse of address verification failed makes literally zero sense.
What’s New on ALAT 5.0.5
FGN Bonds
Customers can now browse, purchase, and manage Nigerian government and corporate bonds directly within the app.
Euro Bond Investment
Eligible customers can now access and invest in dollar-denominated Eurobonds seamlessly on ALAT.
Travel eSIM
Stay connected while travelling by purchasing and activating international data eSIMs directly from the app.
NYSC Loan
Serving corps members can now access quick and convenient loans tailored specifically for their needs.
Revamped Onboarding Experience
Enjoy a faster and simpler account opening process, now with an instant free virtual card available immediately after signup.
Automatic TIN Retrieval
Your Tax Identification Number (TIN) can now be automatically fetched during onboarding for a smoother setup experience.
Update your ALAT app to enjoy these exciting new features and improvements.
Version 5.0.5
The developer, Wema Bank Plc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contact Info
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Wema Bank Plc
Size
226.4 MB
Category
Finance
Compatibility
Requires iOS 13.0 or later.
iPhone Requires iOS 13.0 or later.
iPod touch Requires iOS 13.0 or later.
Apple Vision Requires visionOS 1.0 or later.
Location
This app may use your location even when it is not open, which can decrease device battery life.