Dot Personal Banking App 4+

Do banking with Dot

Dot Microfinance Bank Limited

    • 3.7 • 63 Ratings
    • Free

iPhone Screenshots


Welcome to Dot Microfinance Bank, where managing your money is easy. Our mission is to provide financial services to everyone through technology, making banking a positive experience. With Dot, you'll discover a whole new way to handle your finances.

Key Features:

Quick account setup: Open a functional bank account within minutes, right from your phone. Send and receive money instantly, pay bills, purchase airtime, and earn points you can convert to cash, all from your mobile device.

Reliable debit card: Say goodbye to failed transactions. Easily request, activate, and control your debit card from the app.

Take your bank with you: Dot ensures safe and stress-free access to your money on the go. Handle everyday banking tasks while you're on the move.

Sign up today and enjoy a range of financial benefits.

What you'll enjoy:

Send and receive money:
With Dot, you can send money to anyone who can receive it, along with instant notifications for incoming funds. More people are choosing Dot as their preferred payment method, whether it's paying for DSTV, GOtv, electricity, or anything else.

Reliable card:
Request a Dot card for seamless online and offline transactions, and we'll deliver it right to your doorstep. No more visits to the bank.

Bank network monitor:
Know the network status of the bank you're sending money to, and discover the best and worst times for transactions.

Schedule your transfers:
Plan your transfers in advance and set them for your convenience.

Sleep like a baby:
You work hard for your money, and we work even harder to keep it safe. Rest assured that your money is secure with Dot. In case your debit card is lost, you can block it in the app (and unblock it if you find it). Use Private Mode to hide your account balance, and reach out to us for help via in-app chat or messages anytime you need it.

Fully licensed and insured:

We're licensed by the Central Bank of Nigeria, and your deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC), giving you complete peace of mind.

Get started now:

Register an account and start transacting within minutes!

How to open an account:

Opening an account is easy. In less than 5 minutes, get an account that fits your financial needs, with or without a BVN. Simply download the app and follow the instructions.

Discover how to do life with Dot. Get started today!

What’s New

Version 2.4.1

Introducing a functionality for users to set PIN, and National Identification Number (NIN) for Tier 2 upgrade.

Ratings and Reviews

3.7 out of 5
63 Ratings

63 Ratings

Countesstola ,


This has to be the easiest, user friendly bank app I have used. To top it all, the customer service is great. I don’t have to hold on forever before I get attended to.

Developer Response ,

It is delightful to hear such positive words and it’s always a pleasure to serve our users.

Kattie.O ,

Great app

User friendly with a fantastic interface. It even tells how good the network of the receiving bank is😍.

Developer Response ,

Hi, Thanks for your feedback. We are continuously working on adding more features to our app to make your experience better

kresporey ,

Great UX

One of the best apps I’ve used. Fast transfers! No other bank comes close.

Developer Response ,

Hi, Thanks for your feedback. We are continuously working on adding more features to our app to make your experience better

App Privacy

The developer, Dot Microfinance Bank Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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