Rubies is a product of Rubies Microfinance Bank that disrupts regular banking as we know it by providing 100% digital top-notch services and technology at its peak.

With Rubies, you can
Decide what your account number looks like
Open an account in a minute
Get free Debit cards and have us deliver to you at no cost.
No hidden charges
Request money
Earn 20% income on friends you bring on board

Don’t just bank……. Be Free.
Freedom, sincerely yours….

What’s New

Version 1.7.2

1. New Account Upgrade Process
2. Betting

Ratings and Reviews

4.7 out of 5
683 Ratings

683 Ratings

VilliValla ,

Free Banking, amazing Features, earn money

I use Rubies for my banking needs and I make money as an independent banker. Rubies allows me bank on my own terms with no hidden charges. Rubies offers free debit cards, free ATM WITHDRAWALS , cheapest transfers, seamless transactions , money market, loans and credit, awesome interest rates on fixed deposits, friendly money request, proximity banking, earn money as an independent banker and loads of other amazing features

dammomo ,

Freedom is truly in This Rubies i love rubies

Freedom is truly in This Rubies, i love this bank so much i have used more than 6banks but when i heard of this rubies bank i dropped all of it for just rubies thank you rubies i will keep bring people to this app. I love all the features and i will continue to use it.

Bigdude001 ,

No idea banking could be this fun.

Everything about this app is amazing. From the beautiful UI to the speed at which I complete my transactions and top it all, I even get to make money simply by banking. This is definitely more than just a banking app.

App Privacy

The developer, RUBIES MICROFINANCE BANK LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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