FairMoney MicroFinance Bank 17+

Instant Loans in Nigeria


    • Free

iPhone Screenshots


FairMoney is the number 1 most downloaded Fintech App in Nigeria. With more than 10,000 loan disbursements each day and more than 5 million users taking advantage of our services, FairMoney enables every average Nigerian to have access to easy loans that will enable them to gain control over their lives and their finances.

Licensed by the Central Bank of Nigeria with deposits insured by NDIC, we have created a new kind of credit-led digital bank. As customers need access to personal cash loans for personal use, we provide them with fast loans without requiring any form of collateral. Discover the future of personal cash loans with FairMoney, the ultimate loan app designed to empower you with fast, accessible, and hassle-free solutions right here in Nigeria.

What we offer:
Get ready to discover the power of instant loans with FairMoney.
Here’s what sets us apart:

1) Quick and easy loans in Nigeria: Access up to N3,000,000 in just 5 minutes ensuring you are never caught off guard by unexpected expenses.
2) Easy Application process & Quick approvals: Our cutting-edge technology and simple application process make it possible for you to access funds when you need them the most within 5 minutes
3) No Collateral Needed: Say goodbye to the complexities of collateral. We believe in trust. With FairMoney, you don't need to risk your valuable assets to secure a loan. We’ve redefined lending by focusing on your financial capacity and trustworthiness.
4) Flexible Repayment Terms: At FairMoney, we understand that life is unpredictable. That’s why we offer repayment terms from 61 days to 24 months. Whether you prefer a shorter payback period or need more time, our flexible options have got you covered.
5) Higher Loan Amounts and loan top-up: Enjoy access to a higher loan amount compared to traditional lenders. You can also get a loan top-up while servicing a current loan if you need more money.

Why choose us:
1) Online loan amount from N1500 to N3,000,000
2) No collateral needed
3) 100% digital application & fast loan disbursement
4) Repayment period from 61 days to 18 months
5) APR from 2% to 36% dependant on eligibility
6) Interest discounts of up to 90% for early repayments
7) No hidden fees

How to Apply for Loans:
Getting your personal cash loan with FairMoney is quick and easy:
1. Download our user-friendly online loan app from the Apple Store: Start by downloading the app which has been designed to give you a seamless and intuitive experience making it easy for you to navigate your loan application process.
2. Complete a quick and secure application: Complete your registration in minutes. with our user-friendly application ensuring you can provide the needed information with ease.
4. Receive your loan decision instantly: FairMoney's advanced technology allows us to evaluate your application swiftly so you can receive your loan decision instantly.
5. Click on ‘Get my loan’ to access your funds directly to your bank account. Once the funds are in your account, you are free to use them for any purpose you choose.

Requirements to Apply for a Loan:
We’ve simplified the process of getting cash loans in Nigeria to make it accessible to all. To apply for a loan with FairMoney, you will need:
1. A valid ID
2. An active payment card
3. Contact details of next of kin

Example of a Fairmoney Loan
Borrow N10,000 over 2 months
Interest N301
Two monthly payments of N5,150.50
Total Amount Payable N10,301

Contact Details
Email: help@fairmoney.io
Phone: 01-7001276 | 01-8885577
Office address: 28, Pade Odanye Close, Off Adeniyi Jones, 101233, Ikeja, Nigeria

To know more about us, you can visit us on
Website: www.fairmoney.ng

To learn more about FairMoney MFB’s privacy policy, click the link below:

Frequently Asked Questions | FairMoney

What’s New

Version 1.4.0

We're thrilled to present FairMoney Version 1.4.0, filled with upgrades aimed at enhancing your overall experience. This update concentrates on polishing different features of the application and resolving irritating bugs. Check out what's been updated:

What's Been Enhanced: We've enabled auto logout from the app for your safety concerns

Improved Overall Experience: We've optimized the app to offer you a smoother and more delightful journey from beginning to end. Enjoy better performance and seamless navigation.

Ratings and Reviews

2.4 out of 5
243 Ratings

243 Ratings

preshiizy ,


Why is it impossible to delete my account. I feel this app just wants to make use of people details. Make I no receive any debit ohh . Why will pay almost half of the loan as interest that’s much na
It’s not helping at all. My problem now is how can I delete my details cause I’m no longer interested in getting any loan from u guys. Una be arm rubber oh

mhizanni ,


Please you people should leave my account alone and stop bounding it from activating …you did not pay me so why bounding the account ,,, you didn’t give out loan please delete my account from your app😡😡😡 I thought this was one of the best app until you people started restricting one from accessing their Uba account… it’s help you want to render not scam you want to display… you guys should stop what you’re doing

xxxytoby ,

Wait till after 28days

I tried to get a loan I was told to wait after 28days I don’t understand that, is it because am new or what,I really need to know what exactly is the problem

App Privacy

The developer, FAIRMONEY MICROFINANCE BANK LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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