Neocash Mobile 17+

Powered by Shepherd Trust

Shephard Trust Bank

    • Free

iPhone Screenshots


Whatsapp: 08081250499

₦5,000 to ₦5,000,000, apply in just 5 minutes!
No Collateral, No Guarantor, No Time!

NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally.

Download our app now and apply for a loan in less than 5 minutes.

Why Use NeoCash?
- Borrow up to ₦5,000,000
- Choose your payment tenure
- Fast and easy access to loans, with no hidden charges
- Account is credited as soon as the loan is approved
- No collateral or guarantor needed for most loans
- NeoCash Loan App is extremely secure and reliable

Loan characteristics
Loan amounts from ₦5,000 to ₦5,000,000
Repayment period from 61 days to 12 months
APR from 30% to 120% per annum

Loan Requirements
- A steady and verifiable source of income (Job or Business)
- Bank statement (to prove income)
- Gov't issued ID Card
- A good credit history

An example of a NeoCash loan
Borrow ₦100,000 over 3 months
Interest (total cost of the loan): ₦7,500 (2.5% rate)
Three monthly repayments: ₦35,833
Total amount payable: ₦107,500
Representative: 30% APR

What’s New

Version 2.6.4

- User Experience improvements
- Security Improvements

Ratings and Reviews

3.1 out of 5
41 Ratings

41 Ratings

Olawamirab ,

Loan app you can trust

NeoCash app is a very good loan app I can recommend to anybody in need of urgent loans,they are fast and reliable their customer care are top notch,i rate them 5star they are so good to me and very caring

Morenike28 ,

My experience using NeoCash app

NeoCash app is a very good loan app that I will recommend to anyone who is in need of urgent loan with low interest and no collateral. They are fast in disbursing funds and their customer service is the best. Their staff are professionals and polite, I rate them 5. Keep up the good work👍

akpanuwa ,

Customer service

Their customer service is top notch instant replies and follow up without you reminding them and also a loan approved with no issues in minutes.
Their interest rate is also very fair

App Privacy

The developer, Shephard Trust Bank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data
  • Other Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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