Prospa is a fully CBN licensed and NDIC insured bank for serious businesses. With a Prospa bank account businesses can make payments, access loans, and manage vital business processes, all from a mobile app that’s fast and secure.
Regulated, Trusted, Insured
- Prospa Capital Microfinance Bank
- Licensed by the Central Bank of Nigeria (CBN)
- Deposits insured by the NDIC
- Built on robust infrastructure for faster payments and security
Faster Business Payments
- Send and receive payments instantly
- Make bulk transfers to vendors or payroll teams
- Make seamless bill payments
Expense Cards & Spend Control
- Issue virtual and physical cards for team members
- Set spend limits, track usage, and block cards anytime
- Use across online and offline channels securely
Run Operations Like a CFO
- Create sub-accounts for payroll, taxes, savings
- Upload bulk payments for multiple recipients
- Automatically track payables & receivables
Get Real Support, Online or In-Person
- Speak to real people, not just bots
- Visit a Prospa Support Centre in your city
- Get help with issues fast
Perfect for Structured, Growth-Focused Businesses
- SMEs with ₦10 million+ in monthly revenue
- Agencies, consultants, trade businesses, logistics, SaaS
- Founders and business owners ready to grow
Why Prospa Is Different
- Built for real businesses, not just side hustles
- A relationship-first approach to banking
- Fast onboarding and regulatory credibility
- Designed for high-transaction, team-managed businesses
Beyond business banking Prospa is a real financial partner. Businesses build credit automatically, just by using their Prospa business account. Every transaction adds to your credibility and makes it easier to qualify for serious business loans, starting from ₦10 million.
Highlight of the app for me was when I was trying to recharge electricity and other banks (including some modern ones failed). Only Prospa worked 🔥🎊
Now a horrible app I regret getting.
Tritanites
This guys started out well from the onset then suddenly transfers where no longer getting to their destinations. Today I have been trying to pay vendors but I keep getting reversals over and over. Sometimes making me look like a scammer when I send receipts of successful transfers to vendors only for the amount to be reversed. You guys should get your app in order before going public with it. It is frustrating to not be able to access your funds when you need it.
Much better!
Ugo James
1,000 times much better than the old version!This is really impressive and what a fintech should look like.Not cluttered anymore.Not confusing to navigate.Well done Team Prospa.
Toju
Asofedami
Transactions are fast
• GBP, USD and EUR accounts are now available
• Send global payments to UK, USA, Europe, CNY corridors and more
• Exchange multiple currencies seamlessly
• New home screen layout for faster navigation
Version 3.1.6
The developer, Prospa Technology Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Contact Info
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Location
Contact Info
Contacts
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Prospa Technology Limited
Size
98.6 MB
Category
Finance
Compatibility
Requires iOS 16.6 or later.
iPhone Requires iOS 16.6 or later.
iPad Requires iPadOS 16.6 or later.
Mac Requires macOS 13.5 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
