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Zelia Finance 17+
Zelia Services Limited
Designed for iPhone
-
- Free
iPhone Screenshots
Description
Zelia is a Lagos-Nigeria-based credit-led neo-bank powering convenient access to credit facilities for the underserved Nigerian markets. With Zelia, the young Nigerian will not have to worry about fee deadlines and the businessman will experience easier access to project financing.
We provide three (3) loan categories: Student Personal Loans, Tuition Advance, and SME Loans.
For Student Personal Loans, individuals with valid identification can apply for amounts ranging from 5,000 to NGN 50,000. Eligibility starts at 5,000 Naira, and after successful repayment, they become eligible for higher amounts.
In the case of Tuition Advance, students initiate the application, and parents/guardians act as co-signers. Before submission, the application must be passed to a co-signer for acknowledgment and confirmation. The co-signer's banking history and creditworthiness determine loan eligibility, ranging from NGN 10,000 to NGN 500,000.
Entrepreneurs seeking SME Loans can request funding for Purchase Order Financing, Working Capital Needs, and Accounts Receivables Financing. Loan amounts, based on creditworthiness and eligibility, range from 10,000 to 500,000 Naira.
The repayment terms range from 61 days to 365 days with Annual Percentage Rates (APRs) from 2% - 36%. No service fees, late repayment charges are applicable.
Getting a loan is simple:
1. Get the App.
2. Sign up as a new user to create an account and submit the required KYC details (rest assured, we've streamlined the process to minimize form-related hassles).
3. Apply for a loan, selecting from options such as Tuition Advance, Student Personal Loan, or SME Loans. Once approval is granted, typically within 24 to 72 hours, the funds will be disbursed to your personal Zelia wallet. Users can then conduct transactions conveniently from there.
Why choose Zelia Finance?
Zelia Services Limited holds a license from the Lagos State Ministry of Home Affairs as a Money Lender, granted per section 5(2) of the Money Lenders Law of Lagos State.
Approved by FCCPC (Federal Competition and Consumer Protection Commission) to be featured on app stores as a digital money lender (DML).
We possess the NDPR (Nigerian Data Protection Regulation) trust mark.
Choosing Zelia for your borrowing needs guarantees:
Lower interest rates.
Swift response times.
Secure transactions.
Loan Repayment Example:
An entrepreneur borrows a principal amount of NGN 450,000 with a 12-month tenure and a monthly interest rate of 3%.
Details:
Principal: NGN 450,000
Loan Tenure:12 Months
Monthly Interest Rate: 3%
Repayment Information:
Repayment Cycle: 12
Repayment Cycle Amount: NGN 51,000
Total Payable: NGN 612,000
You can reach out to us through the following channels:
Website: www.zeliafinance.com
Email:
General inquiries: contact@zeliafinance.com info@zeliafinance.com
Lending Inquiries: loans@zeliafinance.com
Phone:
Customer support: +2349088308010
Alternate contact: +2349088308011
Corporate office:
Plot 1-5, Obagun Avenue, Off Fatai Atere Way, Matori, Mushin, Lagos State, Nigeria
Please stay connected with us on social media: BankwithZelia
What’s New
Version 1.3.0
Bug fixes and app update
Ratings and Reviews
Impressive Rates
I love that the rates on this app are so reasonable. Definitely recommend!
Nice app
I found them on Instagram and their rates are good.
Amazing 👏👏👏
I love it! App is so user friendly
App Privacy
The developer, Zelia Services Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Sensitive Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Zelia Services Limited
- Size
- 37 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 12.4 or later.
- iPod touch
- Requires iOS 12.4 or later.
- Mac
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Languages
-
English
- Age Rating
- 17+
- Copyright
- © Zelia Services Limited
- Price
- Free