Have you ever worried about money? You are not alone.
Download YNAB, get good at money, and never worry about money again.
“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020
Start your free one-month trial and stop feeling like you’re bad at money.
“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.
Why YNAB?
-92% of YNAB users report feeling less stressed about money since starting.
-The average user saves $600 in the first month, and $6,000 in the first year.
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016
Benefits and Features
STOP ARGUING ABOUT MONEY
…and start planning your life, together
-Create and share unlimited plans with up to six people with one subscription
-Real time updates between devices make it easy to keep everyone informed
-Cheaper than couples counseling
STOP DROWNING IN DEBT
…and start seeing progress with your paydown
-Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
-Avoid new credit card debt with YNAB’s clever built-in spending categorization feature
-Enjoy the benefits of a debt-paying community and resources
STOP FEELING DISORGANIZED
…and start feeling totally in control
-Securely link financial accounts to automatically import transactions
-Easily add transactions manually, if you prefer
-Ask Siri to update your plan or provide expense category balances on the go
START REACHING MORE GOALS
…and stop thinking your future is limited
-Keep your priorities and goals in focus
-Visualize progress as you go
-Watch your net worth climb
START SPENDING CONFIDENTLY
…and stop feeling guilt, doubt, and regret
-Calculate your “Cost to Be Me”
-Make a flexible, proactive spending plan
-Always know how much you have to spend
START FEELING SUPPORTED
…and stop feeling like you’re alone in this
-Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish)
-Join workshops and attend live Q&A sessions
-Become part of our community of genuine, amazingly supportive people who get it
-Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-at-money people. (Seriously.)
The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good at money?
(You seem ready! And we already really like you, so please join us.)
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
Ynab is more than an app - it changes your mindset about spending and saving. I moved from seeing my checking account balance as the measure of how much money I have (and being surprised when it ran fast out before the next pay check) to using my budget to measure it and knowing exactly how much money Ireally have
Developer Response
Thanks for the review, Juliana! I love that YNAB has given you more clarity around the money you have and how you want to use it. 😊 \- Aubrey @ YNAB
No support for Norwegian banks
folium_
Useless for Norwegian banks. Very boring interface. Ynab classic was better. Must click 2 times extra for every transaction to enter 00 cents. And extra key press needed to choose a category. Not efficient enough. Age of money concept irrelevant, unless you have close to no money to start with. Not suitable for travels. Too much extra work if travel spans 2 months. Too mouse intensive user interface on web. Sorry. Not this time.
Peak personal finance
Piotr Gidsenhus Goedjeklapt
Life changing and extremely addicting. Almost Everything you’ll ever need from a budgeting / personal finance app.After 1.5 years only 1 bank connection in Norway(Nordea)DNB. SB1. Amex, Lunar, Sbanken etc missingThis is the only drawdown for the app. It’s still extremely good, but would be
Developer Response
Hi Piotr! I'm happy to hear YNAB has had such a positive effect on your finances. 😊 Thank you for posting a review! Regarding Direct Import, please use the "Suggest an Institution" option If you haven't already. You can find more details here: https://support.ynab.com/en_us/direct-import-in-europe-Syae1z_A9#search -Erika@YNAB
A premium price for a US-centric app
JohnDougher
Not fun paying a full premium subscription in Europe for an app that lacks bank sync, only to be reminded every morning that YNAB thinks the world still revolves around the US calendar.It looks like starting the week on a Monday is such a "high-tech" feature that it would take decades to implement. Thank you for charging me full price for the privilege of manually entering my data into a UI that refuses to acknowledge European standards. Truly a masterpiece of localization.
Developer Response
Hi John! We support bank connections in the EU/NO. When connecting an account, if you search for a bank that isn’t in our list, you'll see the option to Suggest an Institution. I'd encourage you to use that when you get a chance so our direct import provider can consider adding it. I'm happy to pass along your suggestion to have the week start on Monday. If you have more feedback, reach out in the app—that's the best way to get it over to the folks who implement updates! -Blair@YNAB
We've squashed some bugs and made a few improvements to make it easier than ever to get good at money. Notably: Current Goal just got more flexible! Categories with certain monthly, yearly, and custom targets now qualify, so it's easier to track the savings goal that matters most to you.
Version 26.20
The developer, You Need A Budget LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Location
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More