
Wise 4+
Money without borders
Wise Payments Ltd
-
- Free
Screenshots
Description
Products available depend on where you live. Check wise.com or download the app, to see what’s available for you.
Make your money work worldwide, for less. 160 countries. 40 currencies.
Move, send and spend your money internationally with Wise. Get paid like a local. Keep as many currencies as you want. All without any hidden fees, and all at the real mid-market exchange rate.
Join 16+ million people and businesses worldwide.
— International money transfers —
• Send money to 70+ countries, fast
• Get the real mid-market exchange rate, like on Google, for every money transfer
• Over 52% of transfers are instant, arriving in under 20 seconds
• Secure your transfers with two-factor authentication, encryption and biometrics
— The debit card that’s always got the right currency —
• Spend or withdraw cash in more than 160 countries
• If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price
• Freeze and unfreeze your card, and update your digital card details
— Get paid like a local —
• Get your own UK account number and sort code, European IBAN, Australian account details and more, as if you had local bank accounts around the world
• Use these account details to get paid in multiple currencies for free, and for direct debits
• Keep up-to-date with instant push notifications for every transaction
— Hold 40 currencies and convert between them instantly —
• No monthly fee and no maintenance fee to keep money in your account, in most cases
• Convert between currencies instantly, at the real exchange rate, for a super-low fee
• Auto-convert currencies at specific rates, and keep up to date with exchange rates with Rate Alerts
— Put your money to work with Assets —
• Try Interest or Stocks in a few taps. Available in the UK, Singapore and multiple EEA countries, for now
• Capital at risk, growth not guaranteed
— A better business account for going global —
• Pay invoices and bills faster, at a better exchange rate
• Use account details to get paid by clients and customers around the world
• Connect to supported platforms like Amazon, Stripe, Xero, and more
Wise is regulated by local authorities around the world.
Send from: GBP (British pound), EUR (Euro), USD (US dollar), AUD (Australian dollar), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CZK (Czech koruna), DKK (Danish krone), HKD (Hong Kong dollar), HUF (Hungarian forint), JPY (Japanese yen), MYR (Malaysian ringgit), NOK (Norwegian krone), NZD (New Zealand dollar), PLN (Polish zloty), RON (New Romanian leu), SEK (Swedish krona), SGD (Singapore dollar)
Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)
What’s New
Version 8.103
We fixed bugs and made minor improvements.
Happy sending, spending, and saving!
Ratings and Reviews
See AllEditors' Notes
Sending money to friends and family in other countries can be a pricey proposition, unless you can find a way to avoid the unfavourable currency exchange rates set by banks. TransferWise uses the standard exchange rate—not your bank’s—when you wire money abroad. It’s remarkably streamlined and easy to use, especially for frequent transfers, and it’ll save you plenty of dollars, pounds, euros, zloty…whatever money means to you.
Way better value than PayPal
Had a slight issue with ID verification (name change via marriage and no photo ID in my married name yet) but when I emailed them, the ID verification was completed in less than 10 minutes after I emailed them. Excellent response.
When we needed to repay a family member (NZD to GBP), I first tried using PayPal but PayPal’s exchange rate and fees were NZD20 more than sending via Wise. Such good value sending money via Wise.
The app is easy to use. When you open a foreign currency account, you get a bank account number in that currency so that you can receive money in that currency too. Very useful when sending and receiving birthday and Christmas money for the kids.
We used our physical Wise card in the Philippines and it completely eliminated any extortionate foreign exchange fees and overseas transactions fees that our regular New Zealand bank charges when we use our credit card overseas. We kept the money in our NZD Wise account and the card automatically converted the money to pesos - no need to open a separate PHP account to use our money in the Philippines.
Thank you for moving with the times, JPM, and providing an efficient, user-friendly money foreign exchange service for people who are not fixed to one country and like to travel to different countries.
Beware Terrible Customer Support and Security
The app, the conversion service and the rates are great but their customer service and security are terrible. I was shocked at the arrogance of their customer support staff.
The first issue was when I made a transfer from NZD to AUD. The bank transferred it immediately and I got auto-acknowledgement from Wise that they received the funds in couple of hours. Yet due to some ridiculous internal issue, Wise waited more than 8 hours to convert the funds and that led me to lose my “guaranteed rate” which was for 8 hours. When customer service was contacted, an absolutely rude lady kept repeating the same thing without answering any of the questions. Terrible service but I left it as the loss was not much.
The second incident was a few months later, couple of ghost transactions on my Wise account in USD. I immediately contacted Wise asking them to check. Again another rude customer service person without enquiring just answers that they are “not unauthorised” and has been processed via Apple Pay which is extremely secure!! I had to educate the guy that I’m in NZ and my device is with me so how is it that USD is being transacted? Also educated him that anyone can add any card to their Apple Pay as long as they have the card details. Very clear that Wise has had a data breach and our card details have been compromised. They are keeping quiet about this.
Developer Response ,
Hey there,
Thanks for taking the time to leave us a review.
We're a regulated financial institution, so whenever any kind of data breach happens, we notify anyone effected immediately. This means if you weren't notified, there wasn't a data breach.
We always want to make sure that you’re getting what you need, and that we’re helping you fix any issues.
So we’re sorry to hear that you had a bad experience with our support team. We’d love it if you could get back in touch at: https://wi.se/contactus and we’ll happily take another look at your case.
Wise
App Privacy
The developer, Wise Payments Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Location
- Identifiers
- Other Data
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
- Search History
- Identifiers
- Usage Data
- Diagnostics
- Other Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- Wise Payments Ltd
- Size
- 312.4 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 16.0 or later.
- iPad
- Requires iPadOS 16.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English, French, German, Hungarian, Indonesian, Italian, Japanese, Polish, Portuguese, Romanian, Russian, Simplified Chinese, Spanish, Thai, Traditional Chinese, Turkish, Ukrainian
- Age Rating
- 4+
- Copyright
- © 2023 Wise Ltd.
- Price
- Free
Supports
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