
InDebt
Debts with interest
Free · In-App Purchases · Designed for iPad
Book of debts with the possibility of accounting for interest on the debt and charge penalties for delayed debt repayment.
Interest and penalties charging.
Any currency in the world.
Backup of your data.
All payments in debts history.
Total profit for all closed debts.
Export of history.
Notifications when the debt is overdue.
Light and dark theme.
Ratings & Reviews
This app has not received enough ratings or reviews to display an overview.
Version 6.0: Payment Schedule & More!
NEW: Payment Schedule
Create a full payment schedule for any debt with interest! Choose between annuity (equal payments) or differentiated (decreasing payments) calculation. The app generates a complete amortization table showing principal, interest, and remaining balance for each payment.
Early Repayment: make early payments at any time and choose how to apply them — reduce the remaining term or lower the monthly payment. The schedule recalculates automatically.
Late Payment Penalties: configure automatic penalty charges for overdue scheduled payments — fixed amount or percentage of the debt, one-time or per day of delay. Penalties can be tracked separately or added to the debt balance with schedule recalculation.
Payment Reminders: enable notifications for upcoming scheduled payments with a custom reminder time. Tap a notification to jump straight to the debt.
NEW: Debt Top-Up
Add additional funds to any existing debt. For debts with a schedule, choose whether to extend the term or increase the monthly payment — the schedule recalculates from the top-up date.
Improved Privacy
The app screen is now hidden and blurred in the iOS multitasking switcher when biometric authentication is enabled — just like banking apps.
Enhanced Export
Share complete debt details: full payment schedule, early repayments, top-ups, penalties, interest breakdown, and total outstanding balance.
History: Sorting & Filtering
Sort closed debts by date, name, amount; filter by debtor/creditor, currency, or overdue status.
The developer, Sergei Volkov, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- Sergei Volkov
- Size
- 29.9 MB
- Category
- Finance
- Compatibility
Requires iOS 18.6 or later.
- iPhone
Requires iOS 18.6 or later. - iPad
Requires iPadOS 18.6 or later. - Mac
Requires macOS 15.6 or later and a Mac with Apple M1 chip or later.
- Languages
English and 15 more
- English, Belarusian, Croatian, Czech, French, German, Italian, Japanese, Kazakh, Polish, Portuguese, Russian, Simplified Chinese, Slovak, Spanish, Ukrainian
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Purchasing the full version USD 4.99
- Copyright
- © Sergei Volkov