Home Credit Online Loan App 4+
Online Credit Loan App Partner
HC Consumer Finance Philippines, Inc.
-
- Free
iPhone Screenshots
Description
Discover Home Credit's Ultimate Installment Loan App!
Welcome to Home Credit, the Philippines' trusted lending solution! With our innovative installment loan app, managing your credit and finances has never been easier. Experience flexible payment terms, exclusive deals, and a seamless online lending process.
Why Choose Home Credit?
Flexible Installment Options: Enjoy easy and flexible installment plans for all your needs. Whether it's a new phone, laptop, home appliance, or furniture, our Home Credit Online Loan App offers product loans up to PHP 60,000 with approvals in as fast as one minute!
Buy Now, Pay Later: Shop online in the Shoppingmall by Home Credit and enjoy the convenience of buying now and paying later. Pick up your items at shopping malls near you and take advantage of fantastic deals available in the Home Credit Online Loan App.
Quick and Easy Repayments: Repay your Home Credit loans effortlessly with these 3 available payment methods within the app. Prefer over-the-counter payments? We're available at GCash, Maya, Shopee, Palawan Express, USSC, Touchpay, and more. Prefer online bank account payment? Pay within the app with our bank partners at BDO, BPI, Landbank, Metrobank, PNB, Security Bank, RCBC, and Unionbank. You can pay also using your debit cards affiliated with Mastercard or Visa. Auto-debit arrangement for your loan repayment is also available for account holders of BPI, Metrobank, Unionbank, Security Bank, PNB, BDO, and RCBC.
Home Credit Qwarta: Buy mobile load, pay bills, buy vouchers, and scan-to-pay QR payments with Qwarta. Get to enjoy the 4% discounts, Lazada promos, and more! Top-up your Lazada Wallet seamlessly through the Home Credit Online Loan App. You may also buy discounted vouchers from our selected partners like Angkas, Mcdonald's, and more.
Home Credit Card: Access installment deals and manage your credit card effortlessly with the Home Credit Online Loan App. Keep track of your spending and ensure your card's security.
Cash Loans up to PHP 150,000: Need more cash? Get up to PHP 150,000 in cash loans, repayable within 6 to 60 months. With interest rates starting at 18% APR, our Home Credit Online Loan App ensures quick processing times and hassle-free applications with just one ID needed.
Interest Rates and Fees:
Interest Rate: Minimum – 1.49% per month; 18% p.a. | Maximum – 7.99% per month; 96% p.a.
Processing Fee: Fixed at PHP 500 (automatically deducted from disbursed cash loan proceeds).
Sample Loan Calculation:
Cash Loan Amount: PHP 15,000
Cash Loan Term: 12 months
Interest Rate: 1.49%
Monthly Installment: PHP 1,374
Total Cash Loan Cost: PHP 16,492
Privacy and Security: Your privacy is our priority. We comply with the Data Privacy Act of 2012, ensuring your data is protected. Learn more about our privacy policy on our website. The Home Credit loan app may request permissions such as location, emails, messages, phone calls, camera, calendar, and contacts to prevent fraud and determine creditworthiness. These permissions can be deactivated after submitting a loan application but may affect certain features.
Contact Information:
HC CONSUMER FINANCE PHILIPPINES, INC.
Doing business under the name and style of HOME CREDIT
SEC Reg. Number: CS201301354
Certificate of Authority Number 1071 issued 07 April 2017
Important Note: Please read the terms and conditions carefully before proceeding with a loan transaction.
Download Home Credit's Online Loan App Today: Embrace the future of lending with Home Credit. Enjoy flexible installment options, easy repayments, and exclusive deals, all in one place. Manage your credit and finances effortlessly with the Home Credit loan app. Start your journey towards financial freedom today!
What’s New
Version 3.111.11
Discover the Latest Features on the Home Credit Loan App!
Flexible Installment Offers: Find the best deals on Shoppingmall by Home Credit.
Go Cashless: Easily pay at Puregold using your Home Credit Card or Qwarta.
Convenient Repayments: Pay for your loans via BPI, BDO, Unionbank, Metrobank, Landbank, and more, all within the app.
Download Home Credit's online loan app today and enjoy flexible installment options, exclusive deals, and easy repayments!
Ratings and Reviews
BAD CUSTOMER SERVICE
They will flood you with calls (7 missed call before 12 noon) even if it is not yet your due date. I mean, they just called yesterday for the update and called once again today! Hello! Today is Sunday!!!! My due date is still 1 week from now!!! Gave the 5 star rating so my review is visible 👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼❌❌❌❌❌❌❌❌❌❌❌❌❌❌❌❌❌
Developer Response ,
Thank you for letting us know about this, Yassysushis. The calls are simply made to inform our valued clients that there is an upcoming payment due for the month. We are doing this to help our clients maintain good credit standing, avoid payment posting delays and incur penalty charges. Kindly send us a private message in our Facebook page via bit.ly/HCFBChat should you opt to be excluded on our call reminders. We appreciate your patience regarding on this matter.
VERY INCONSIDERATE.
We recently experienced incredibly disappointing customer service at home credit . Despite reaching out with a genuine concern, I was met with rudeness and a lack of empathy. We sincerely ask for an extension of the payment, and we are also willing to pay the interest of the late payment. since one of our family members got admitted in the hospital and we are having issues financially. We emailed them for the extension of the monthly payment, that we will be paying late and the representative just replied that we should pay it on time to avoid penalties, disinterested and unwilling to address our issue, leaving us feeling undervalued as a customer. They flooded multiple call every single day like 15 times a day, even though we already tell them the date that we will be paying, it’s very traumatizing and it pressure us a lot, I know that we should be responsible with our loans but there’s some circumstances that will happen sometimes, we will not run with our loan, it’s just that, please stop calling multiple times because we are aware with our due dates and trying our best to pay it on time. listen with your customer concerns, and provide a resolution, It’s very disappointing when a company fails to prioritize customer satisfaction, and based on this experience, I cannot recommend home credit to others.
Developer Response ,
We regret to know about this experience and we understand your situation right now, a_fai. We always aim to provide the best customer service experience to our clients and we're sorry if you experienced the other way around. We do actually offer a repayment solution for our clients who are having some challenges to settle payment on their loan account with us. You could DM us on our FB page via bit.ly/HCFBChat and we'd be glad to discuss this more to you and for us to accommodate this request. Thank you!
Inconsiderate and not compassionate to loyal customers
We’ve been using home credit for the longest time and even used their service to purchase 10+ times. This month was supposedly our last month paying another device and we called them ahead of time asking for extension for the first time. We were never delayed and always paid in advance and this was the only time it was delayed. We kindly and humbly asked their agents and they turned us down immediately. They didn’t even asked for a supervisor to review/asked assistance to approve our request and we can really feel that they’re rushing and it’s all for the money after all. We’re very disappointed on how the two agents handled the situation and this will be the last time that we will be using this service.
Developer Response ,
Thank you for bringing this to our attention, Shtnvm. We'd like to check this further for you. To do so, please send us a private message in our Facebook page via bit.ly/HCFBChat so we can assist you right away and discuss this with you thoroughly. We appreciate your patience regarding on this matter.
App Privacy
The developer, HC Consumer Finance Philippines, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contacts
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- HC Consumer Finance Philippines, Inc.
- Size
- 225.6 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 14.0 or later.
- iPod touch
- Requires iOS 14.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © 2024 HC Consumer Finance Philippines, Inc.
- Price
- Free