Home Credit Online Loan App 4+

Online Credit Loan App Partner

HC Consumer Finance Philippines, Inc.

    • Free

iPhone Screenshots

Description

Trusted by millions worldwide, Welcome to the all-new Home Credit Online Loan app! Home Credit empowers Filipinos with responsible lending, offering affordable cash loan and flexible installment plans. No credit card or collateral is required! Explore our low-interest rate and affordable loan options that suit your financial needs. It's no surprise we are the trusted loan app in the Philippines.

Download the Home Credit and you'll love the fast and easy registration and login process, as you can manage your loan and repayments effortlessly. Enhance your financial literacy with the latest Tips and Stories. Enjoy and learn from our games. New features are consistently being added, so stay tuned for more enhancements coming soon! For now, Here's what you can do with the all-new app:

Register Using Only Your Mobile Number
Home Credit prioritizes safe and secure accessibility, allowing you to register and log in using your mobile number in one user-friendly loan app.

Safe, Fast, And Secure App Log-In
Secure access to your Home Credit loan app data is in your hands by choosing between a PIN or biometrics using Face login.

Stay connected with your friends and loved ones!
Get a discount on mobile load purchases for Globe, Talk' N Text, TM, Smart, and DITO using your favorite installment Home Credit loan app.

300+ Partner Billers with Zero Fees
In addition to our lending services, Home Credit offers convenient features such as bill payment with zero fees, with over 300+ partner billers, including Meralco, Globe Postpaid, Manila Water, and more!

Enjoy Shopping with QR Payment powered by QRPH
Enjoy a seamless shopping experience with QR payment options and fast and easy QR Ph code transactions for GCash, Maya, and other apps!

Shop Now, Pay Later, Top Up
A convenient way to Shop in Lazada and pay later! Add spending credits to your Lazada Wallet using your Lazada-registered email or mobile number from your Home Credit Qwarta or Home Credit Card to enjoy exclusive deals and discounts.

Exclusive Promos and Vouchers all for you!
Home Credit loan app offers exclusive loan promos and special vouchers in the app. Tap us if you need a low-interest rate, hassle-free loan requirements, and secure loan such as Product loan, Cash loan, Qwarta, and Credit Card loan.

Your Loan Details in One App
Home Credit provides all the necessary information, including loan account numbers, the amount due, and the due date for product loan, cash loan, Qwarta, and credit card.

Repay Your Loans
Repay your Home Credit loan effortlessly by utilizing our convenient over-the-counter payment partners, ensuring you never miss any payments.

Updates on Your Loan Repayments
Stay updated on your installment loan. See when your payment has been processed and receive timely loan repayment schedule notifications.

Play Anytime, Anywhere
Enjoy and learn from our games in the Home Credit loan app.

New Tips and Stories for Financial Literacy
Home Credit provides valuable tips and stories to improve your financial literacy and our Wais Tips. Stay updated on the hottest gadgets you can loan from Home Credit and learn how to make smart financial decisions and manage your money effectively.

How we protect your privacy
Our commitment to your privacy is paramount. We comply with the Data Privacy Act of 2012 and strive to embed privacy in all of our processes. Visit our website (https://homecredit.ph/privacy-policy/) to learn more. The Home Credit loan app may request permissions such as location, emails, messages, phone calls, camera, calendar, and contacts, which we use to prevent fraud and determine creditworthiness. After submitting a loan application, you can deactivate these permissions, but it may affect certain features.

HC Consumer Finance Philippines, Inc.
SEC Reg. Number: CS201301354
Certificate of Authority Number 1071 issued 07 April 2017
Please carefully read the terms and conditions before proceeding with a loan transaction.

What’s New

Version 3.109.XX - April 25

We want to improve your customer experience with our loan app. With the newest version, we focused on enhancing its performance, reliability, and some bug fixes. If you're in need of a Product Loan, Cash, Loads, Bills, QR, Vouchers & more, our platform provides seamless and fast installment loan options for your transactions. Learn more with our Financial Literacy articles to shop confidently with us. Download your favorite lending app, Home Credit Online Loan App today.

Ratings and Reviews

4.8 out of 5
30.1K Ratings

30.1K Ratings

yassysushis ,

BAD CUSTOMER SERVICE

They will flood you with calls (7 missed call before 12 noon) even if it is not yet your due date. I mean, they just called yesterday for the update and called once again today! Hello! Today is Sunday!!!! My due date is still 1 week from now!!! Gave the 5 star rating so my review is visible 👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼❌❌❌❌❌❌❌❌❌❌❌❌❌❌❌❌❌

Developer Response ,

Thank you for letting us know about this, Yassysushis. The calls are simply made to inform our valued clients that there is an upcoming payment due for the month. We are doing this to help our clients maintain good credit standing, avoid payment posting delays and incur penalty charges. Kindly send us a private message in our Facebook page via bit.ly/HCFBChat should you opt to be excluded on our call reminders. We appreciate your patience regarding on this matter.

shtnvm ,

Inconsiderate and not compassionate to loyal customers

We’ve been using home credit for the longest time and even used their service to purchase 10+ times. This month was supposedly our last month paying another device and we called them ahead of time asking for extension for the first time. We were never delayed and always paid in advance and this was the only time it was delayed. We kindly and humbly asked their agents and they turned us down immediately. They didn’t even asked for a supervisor to review/asked assistance to approve our request and we can really feel that they’re rushing and it’s all for the money after all. We’re very disappointed on how the two agents handled the situation and this will be the last time that we will be using this service.

Developer Response ,

Thank you for bringing this to our attention, Shtnvm. We'd like to check this further for you. To do so, please send us a private message in our Facebook page via bit.ly/HCFBChat so we can assist you right away and discuss this with you thoroughly. We appreciate your patience regarding on this matter.

Mira018 ,

Home Credit App says to contact customer service

Hi it's been years now since i had my last loan. However, i got delayed but still i paid it. When trying to contact customer service so many times all of the agent cut lines on me or shut me down while talking I don't know what their issue. That's the reason why I am contacting the customer service to fix whatever the problem is but they all refused. Customer service is really not accommodating and some of them are rude just shut the call without any reasons. BIG THUMBS DOWN 👎🏻 NO TO HOME CREDIT HIGH INTEREST RATE , RUDE CUSTOMER SERVICE, PROBLEM NOT SOLVE. Sorry but not sorry.

Developer Response ,

We regret to know about this experience, Mira018. We always aim to provide the best customer service experience to our clients and we're sorry if you experienced the other way around. You could DM us on our FB page via bit.ly/HCFBChat and we'd be glad to assist you on your account related concerns. Thank you.

App Privacy

The developer, HC Consumer Finance Philippines, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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