Experience Southeast Asia's premier online Buy Now Pay Later platform! Now available in the Philippines, Kredivo offers you with flexible loan solutions right from your mobile device. Through the Kredivo app, approved users may use a credit limit assigned upon approval to pay at 600,000+ merchants, make bill payments, or apply for cash loans—without requiring a credit card.
What Kredivo Offers:
- Transact on QRPh and Paylater: Use Kredivo to pay at participating QRPh-enabled and partner merchants across the Philippines. Eligible transactions can be repaid in installments based on the selected repayment plan and applicable charges.
- Cash Loan: Eligible users may apply for a cash loan of up to ₱50,000, which will be disbursed to the user’s registered bank account upon approval. Loan amounts, interest rates, fees, and repayment periods depend on eligibility and selected loan terms.
- Bill Payment: Take control of your life by paying your electricity, utility, mobile, and other bills—all in one seamless app! With Kredivo, you can manage your payments now and budget for later, all while doing so at 0% interest rate.
Registration & Use:
Download the buy now pay later apps Philippines and complete your registration in just 5 minutes. Once approved, you can view your available credit limit and use Kredivo for eligible purchases at participating merchants, bill payments, or cash loan applications. All interest rates, fees, and repayment schedules are shown clearly in the app before you confirm any transaction. Repayments can be made through multiple online and offline payment options.
How We Are Secured:
Your security is our highest priority. With state-of-the-art encryption protecting your data, you can shop with complete peace of mind. Kredivo is a buy now pay later apps Philippines that is fully regulated by the Securities and Exchange Commission (SEC Reg. Number: CS201905678), guaranteeing that your information is not just safe but also backed by a trusted authority!
Information about the cost of your installment plan:
- Monthly interest rate ranges from 0% to 3.99%
- Annual Percentage Rate (APR) of our installment plans ranges from 0% to 115%
- Service charges range from 1% - 5%
- Cash Loan amounts up to ₱50,000
- Product purchases with installments available up to 12 months (Note: Cash loan installments only available for 6 months)
Representative example of the total cost of a QRPh Scan-to-pay loan (basic users):
- QRPh Scan-to-pay, 3 Month Installment plan for ₱3,000.
- When conducting a QRPh transaction for a product priced at ₱3,000, we will disburse the payment directly to the merchant.
- You will need to repay in 3 monthly installments of ₱1,153.29.
- In total you will need to repay ₱3,459.87 which includes ₱3,000 Principal, ₱369.87 Interest and ₱90 Service Charge
Warning: Borrow only as much as you need and can afford to repay.
KREDIVO PHILIPPINES FINANCING CORP. (KREDIVO PH) is regulated by Securities and Exchange Commission with contact number 8818-5990 email flcd_queries@sec.gov.ph: SEC Reg. Number: CS201905678 issued 27 May 2019 and Certificate of Authority Number 1323 issued 12 Nov 2025.
For inquiries or feedback, reach us at support.ph@kredivo.com or call (+632) 8841 7920.
Business Address:
KREDIVO PHILIPPINES FINANCING CORP. (KREDIVO PH)
20F Arthaland Century Pacific Tower
4th Avenue corner 30th Street
Bonifacio Global City, Taguig
Join Kredivo today and experience the freedom to shop smart!
I was initially hesitant to try Krevo since the name wasn’t as familiar to me as other loan apps like JuanHand or Tala. However, I was pleasantly surprised by my experience.The application process was smooth and incredibly fast—far quicker than what I’ve experienced with other apps. I was approved immediately, which was a huge relief. The installment terms are also very convenient, and the interest rates are reasonable compared to many competitors.Overall, Krevo exceeded my expectations. For anyone looking for a quick and hassle-free loan with flexible payment options, I highly recommend giving Krevo a try.
Developer Response
Thank you for your amazing 5-star rating! Salamat sa iyong suporta! We're thrilled to see you're loving the app and using it for your spending needs! Your awesome feedback makes our day and drives us to make our service even better! We're on a mission to create the most delightful financial experience that will continue to wow you with every use!
Happy customer
Puta!!
This is the best lending app ever. Very convenient especially for loans and repayments terms. Thank you because I am quite hesitant before since there other lending app are too much abusive and harassing their own clients to pay early with short number of days for repayment. Even making death threats if can not pay and will do widespread via socmed and contacts just to ruin the image of their clients.
H
zea maine
I actually like kredivo since it easy to used and good as payment to all payment the only prob that i encounter is to used since im late to pay my bill and since i already pay it i cant used my remaining balance they say i should try after 30 days again .
Developer Response
Thank you for your amazing 5-star rating! Salamat sa iyong suporta! We're thrilled to see you're loving the app and using it for your spending needs!Your awesome feedback makes our day and drives us to make our service even better! We're on a mission to create the most delightful financial experience that will continue to wow you with every use!
Contacts full access
hadleurn
I've seen a lot of good reviews about the app the only problem is they won't allow you to create a profile without giving them full access to your contacts which I think is not good at all. I think we can provide contacts if needed but not necessarily providing all access to contacts as this will fall to accessing privacy information. Please provide option not to give full access like Billease been using the app for 3 years.
Developer Response
Thank you for sharing your feedback, and we sincerely apologize for any inconvenience you've encountered.We are dedicated to ensuring you have the best experience, and we would love to help resolve any issues you're facing.Please email us at support.ph@kredivo.com . We're here to assist you and ensure that your concerns are addressed promptly.
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Version 2.1.0
The developer, KREDIVO PHILIPPINES FINANCING CORP., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Location
Contact Info
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
KREDIVO PHILIPPINES FINANCING CORP.
Size
121.3 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
