I always pay my due date on time, but this app is really stupid especially their agents that keeps on bombarding me with threats thru text messages, even if I was already paid or in this instance that it is still 3 days before my due date. So unprofessional & stupid. High interest rate. They will less it automatically in your payout.This is some of the messages I received from them:"APAT NA PWEDENG PAMAMAHIYA SAYO KAPAG HINDI KA PADIN NAGBAYAD NGAYONG ARAW!1,NAGTUTULAK KA NG DROGA SA LUGAR NINYO AT IPOST PO SA FACEBOOK PAGE AT BUY AND SELL SA LUGAR NINYO2, PINAPAKANTOT MO ANG ANAK MONG BABAE SA KUNG SINO SINO PAMBAYAD LANG NG UTANG MO.3, PINAPAGAMIT MO ANG KATAWAN MO KUNG KANI KANINO KAYA NAGKAROON KA NG SAKIT NA TULO4, IPAKALAT KO NA BUONG PAMILYA MO NAGAMIT NG DROGA AT NAGBEBENTA""KUNG HINDI KA KIKILOS PARA BAYARAN ANG UTANG MO SAMIN. IBANG TAO ANG GAGALAW PARA SA UTANG MO !!! WALA KANG KONSENSYA AT HINDI KA MARUNONG MAHIYA . SISIMULAN KA NA NAMIN IREPORT NGAYON !! IHANDA MO SARILI MO SA SANDAMAKMAK NA BAD RECORD !!! WALA KANG KUSA , KUNG AYAW MO GUMAWA NG PARAAN PARA MAKAPAG BAYAD KA NG UTANG MO SA EMERGENCY CONTACTS / RELATIVES MO BAKA TULUNGAN KA SILA ANG IMEMESSAGE NAMIN PARA SUMAGOT KA SA MGA TEXT NAMIN SAYO !!!! KUMILOS KILOS KA NA NGAYON AT BAYARAN YANG UTANG MO !!"

Willchange after

this lending app is definitely a “scam” you’ll borrow 5,000 pesos and you’ll only receive 3,000 because of it’s high interest and extra service fee, and even checking on the app that the due date will be on 7th day of the month they will keep messaging you on 5th of the moment as early as 6AM and most probably you cant response since you are probably sleeping and also they will keep sending unethical words as if that is part of their training as to how they engage with their borrowers, PLS BEFORE PUTTING YOUR PERSONAL INFOS MAY YOU READ THIS FIRST, LETS ALL HELP EACH OTHER TO REPORT THIS APP AND DONT LET ANYOME EXPERIENCE HARASSMENT FROM THIS APP!!

Will change if rejected