If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you.
• All accounts in one app
Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and manage your everyday finances.
• Super fast
Creating a new transaction now takes a matter of seconds. The app was designed with simplicity and convenience in mind. It will never require you to make dozens of unnecessary steps to accomplish simple tasks.
• Companion iOS & Apple Watch app
Debit & Credit has its own app for iPhone and iPad, which you can use to add transactions on the go. It is super convenient and keeps data in sync via iCloud.
• Importing data
We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do.
• Budgets & Scheduled Transactions
Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done.
• Financial Plans
Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth.
• Reports
We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too.
• Shared Accounts
Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances!
• Bank reconciliation mode
Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities.
• Transaction Attachments
There might be a number of a reasons why you might want to attach files to transactions. You can attach as many files as needed and they will be synced with iCloud. You can even use Continuity Camera to scan documents or take photos with your iPhone and receive them in the Mac app.
• Powerful features
Split categories, Touch ID support, pending transactions, transaction export, transaction tags, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them.
• iCloud sync
We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you.
Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at https://debitandcredit.app/privacy-policy-with-terms.html.
In case of any questions please don't hesitate to contact support@debitandcreditapp.com.
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Excellent Way to Manage Budget
Joel.Abela
I'm glad I found this app. It syncs on all my apple devices. I love that I can add several accounts (paid version) and keep money wallets. It helps me control spending because it keeps track of all my expenses real-time. Yes you have to enter your expenses manually but being able to do it quickly through my iphone, apple watch or mac is such a joy. I have not tried the location based feature yet that provides the expense description automatically based on your location but that's a cool feature. I like that I can also set budgets and schedule recurring transactions such as utilities and insurances. I also like the product support. The app developer repsonds via email very fast!
Great with some room for improvement
claudrod_
As with any app, there's always room for improvement the more you get to use it. But as it is now, no other app does it as comprehensively, for simple use cases which motivates me to really focus on tracking and budgeting. If without this tool, it would definitely be so much harder. I hope I get to effectively budget and log things on this app like clockwork soon!
I found the one
Jhaynerzz
I've tried numerous apps for me to be able to track my expenses but nothing can compare with Debit and Credit. It's easy to understand and use. The app is not expensive and it is worth every penny.
Minimalistic and very practical!
Mikulots
been using debit & credit for a very long time now, it helps me manage my finances and keep a handy record of my cash flow.
This update resolves an issue where transactions created on a shared account displayed "another iCloud user" instead of the person's name. After installing this update, please open the shared account settings once to refresh your shared accounts. There is no need to re-setup shared accounts.
Version 7.7.2
The developer, Ivan Pavlov Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Usage Data
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
