Insta Pera-Loan app Pilipinas 17+

Online Pera&Prea Loan

TWINS LENDING INVESTOR INC.

    • Free

iPhone Screenshots

Description

Insta Pera is a personal loan app designed to provide fast and safe pera (cash) credit facilities up to ₱60,000 pesos in loans to Filipino individuals in need.

Insta Pera is a personal loan app designed to provide fast cash credit services to Filipino individuals in need. Download and install Insta Pera, log in, and get a loan quickly in just a few simple steps. The personal information you provide to us will be well protected and we promise that our previous transactions are safe and reliable. Download Insta Pera and get a loan now!
Insta Pera is launched by a company called "TWINS LENDING INVESTOR INC.",PSEC Registration Number is NO. AS94005725, Certificate of Authority (CA) Number is NO. 213
Why choose us?
-Serve
Within 3 minutes, you can complete your application form on our app and receive your decision.
-Safety
Our apps use industry-leading encryption technology and strict protocols to ensure that all your personal and financial information remains private and inaccessible to unauthorized parties.
-support
Our customer support team is available 24/7, 365 days a year to answer any questions you may have or resolve any concerns you may have.
What loan products can you get on Insta Pera?
Loan amount: 5000-60000
Loan term: 91 days - 181 days
Maximum annual interest rate: 30%
Let’s consider a scenario where you borrow 10,000 pesos with a loan term of 120 days and a daily interest rate of 0.05%. In this case, the total repayment amount will be 10,600 pesos.
Breaking it down further, the interest accrued on the loan is 600 pesos (10,000 pesos * 0.05% * 120). Add interest to the principal and the total payment becomes 10,600 pesos.
To make repayments more manageable, you can choose to repay the loan in four equal monthly installments. The amount per installment is 2,650 pesos (10,600 pesos/4).
How to Apply
- Create your account
Register quickly using your phone number
- Sign the application form
Provide basic personal information
- Submit your applicatio
- Application review
We will return an approval decision within 5 minutes
- Fund disbursement
If approved, funds will be deposited into your account immediately
- Start repayment
Log in at any time to view your repayment schedule
Privacy agreement
This Privacy Policy complies with the Data Protection Act of the Republic of the Philippines. Insta Pera attaches great importance to customer privacy and data security.
We are committed to protecting the personal information provided by all users. This information will not be used for any other purpose or shared with third parties.
Statement on privacy and data security:
We will only collect the personal information necessary for your loan application.
All your data will be securely protected and only accessible by authorized personnel. We use advanced technology to keep your data safe.
Your data is only used to process loan operations and will never be shared with third parties without your consent.
You can access and manage your profile at any time. We will be transparent and accountable for our information practices with you.
Your trust is important to us. We are committed to providing you with a safe and secure lending experience.
If there are any changes, we will notify you as soon as possible.
If you have any service-related issues, please feel free to contact us:
Company Name:
Email:cs@twins-lending.com
Address: M Crisostomo Street 3000 Malolos

What’s New

Version 1.0.3

[Added] Added a new repayment method
[Fixed] Fixed known issues

Ratings and Reviews

4.8 out of 5
8.7K Ratings

8.7K Ratings

sndele ,

Fast approval but will never recommend!! 😡😡

Beware!! This app does not offer 121 days to pay your loan. Loan period is just 1 week. This is only app that I receive harsh customer service! Plus the interest is very high! Then 1 day before your due date, they will start harassing you using your personal data!!😡😡😡😡 !! Never again on this app. Paid my loan and uninstalled the app!

astigyg26 ,

121 Days not true

I was hesitant to borrow money from this app, but I did coz I really need the cash at that moment, and since its 121 days I thought it is okay. But what I did not realized is nit really 121 days and money I borrowed is 3k and the actual amount I received is 1869 and I have to pay less than a week, to the amount of 2970, and in case you want to extend the due date only 3 days and you have to pay 1200+! I paid quickly before the due date because who knows how much this app will say I need to pay because I’m delayed in payment. Lesson learn from my side, I will never again borrow money from any apps just because I saw advertisements 😀

Developer Response ,

Thank you for your comment. To reduce your repayment pressure, we will charge interest in advance when you loan, so the amount you actually receive is equal to the loan principal minus interest.

Denverzzz123 ,

Very high interest rate

To all those that wish to loan just be mindful about their interest. I borrowed 4K and the amount received is less than 3k. But you are expected to pay the entire amount. So just be careful.

Also, what I don’t like is that they keep on texting you to reapply even when you have deactivated your account already. In case of emergency or if you badly need cash, try TALA or JUANHAND. These apps so far have shown minimal interest with flexible payments. Just make sure to pay on time.

Developer Response ,

Thank you for your comment. To reduce your repayment pressure, we will charge interest in advance when you loan, so the amount you actually receive is equal to the loan principal minus interest.

App Privacy

The developer, TWINS LENDING INVESTOR INC., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • Identifiers

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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