MoneyCat.ph 17+

Name: MoneyCat.ph
Rating: 4.8 (12962 reviews)
Author: MoneyCat Asia

0% interest on your FIRST loan

MoneyCat Asia

Designed for iPhone

- 4.8 • 13K Ratings

- Free

iPhone Screenshots

Description

REQUIREMENTS:
>Just 1 VALID ID! Nothing else!

WHO CAN APPLY?
1. 20-60 years old
2. Filipinos currently living in the Philippines
3. Employed individuals and selected professionals

HOW TO APPLY?
1. Fill-up the application online in just 5 minutes and confirm using the OTP code sent through SMS.
2. Answer our call to verify the information, terms & conditions.
3. Receive the money in your account within 24 hours!

WHY USE MONEYCAT?
FAST
Only 5 minutes to complete the application!

SIMPLE
Just provide 1 valid ID and apply in 3 simple steps!

SAFE
Personal information is kept confidential according to the Company's Privacy Policy.

CONVENIENT
Download the app on your phone and apply from ANYWHERE in the Philippines!

How do I repay my loan?
Visit any 7-Eleven, LBC, Bayad Center, Robinsons Department Store, SM Payment Counters or ECPay Center. You may also pay online, use Bank Cash Payment or GCash. Please click https://moneycat.ph/page/howtopay for more information.

Apply for reliable and secure lender service when salary is not enough.
Get a special offer for new clients: as low as 0% interest and without other fees credit.
For valuable repeater borrowers:
The loan amount is from 1,000₱ to 25,000₱.
Subject to evaluation, the credit term reaches from 90 days to 180 days.
Interest rate is 200% annually. In case of overdue, the interest may reach up to 365%.
One time late payment fee is 500₱ (in case of delinquency of each monthly payment).
For example, a borrower who took 5,000₱ for 90 days gets 5,000₱ and has to return 7,500₱ in 3 equal instalments, 2,500 interest fees. No other debt payments.

We welcome any feedback, questions or concerns! Please contact us through the following:
E-mail: support@moneycat.ph
Facebook: MoneyCat Philippines
Address: 10F, Rockwell Business Center, South Tower, Sheridan, Brgy. Highway Hills, Mandaluyong City.

MoneyCat Financing Inc.
Company Registration No. CS201953073
Certificate of Authority No. 1254

15 Jul 2023

Version 1.0.1

Bug fixed

4.8 out of 5

13K Ratings

Long Prolongation

It’s okay for emergency use but not recommended due to high interest and please don’t fall for the “Long Prolongation” because if you avail it para kang hindi nagbayad ng utang mo. In my case, may loan was 5K and I availed the prolongation to be extended for another 14 days, I paid 2K. From 5K, I need to pay 4.2K on the next due date because it was extended. See? Parang yung binayad mo 2K, walang nabawas sa original amount. Tapos hindi sila transparent sa Prolongation na ito. Walang calculation. Di ko rin mahanap sa website nila. Will not use again.

Okay if you need money BUT!!!

It is easy to get funds and they upgrade your loanable amount fast if you pay before due date. In my case, it was ₱600 the first time which I was shocked coz it was so small so I repaid it instantly (plus they don’t disclose how much is approved before you click accept - you will only know when it has been deposited to your account). After which they increased it immediately to ₱10,000.

However, this lender borders on harassment and I doubt if they even maintain data privacy as since I checked out this lender, I have had numerous callers / texters on my mobile. Moneycat themselves call me no less than 10x per day even if I had just taken a loan that day —- reminding me of when the payment is due. And they call on weekends and ungodly hours too.

Will change rating once my money is disbursed

I applied December 15 and it says on the app that they already disbursed the money in my account. Today is December 18 and I checked my bank account and it isn’t still disbursed. I am afraid that they will contact me or ask me to repay even though I didn’t received any money on my bank account. I tried calling their customer service (numbers written on the app) but the numbers are not even correct. I just want to cancel my application since they might ask me to repay without even receiving the amount I loaned.

The developer, MoneyCat Asia, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Information

Provider

Lendtop Company Limited

Size

266.9 MB