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PayMaya  is a FREE e-wallet app that caters to your need for safe and contactless transactions. You can use the PayMaya app to buy load, send money, make bank transfers, pay bills, scan-to-pay via QR, and more. You also get a virtual prepaid card for shopping online and booking flights.

You can also get a PayMaya physical card that you can link to the app and use to pay in stores that accept credit and debit cards, or to withdraw at ATMs here and abroad.

With PayMaya, you can easily manage your finances, closely monitor your spending, enjoy great deals and even get cashback when you spend!

What is Balik Bayad?
PayMaya introduces Balik Bayad to communicate effectively the VALUE of secure and fast payments with generous cashback. It also gives customers back-to-back rewards, saved time, discounts, and special perks!

• No application forms needed
• Zero maintaining balance
• Get a pre-approved Visa or Mastercard card when you upgrade your account

• #ScanToPay via QR at your favorite stores, restaurants, supermarkets, and more!

• Real-time tracking of transactions
• Receive SMS alerts after every transaction
• Regulated by the Bangko Sentral ng Pilipinas

• Easily pull funds from your debit and/or credit card to your PayMaya account
• Transfer your money from other mobile banking apps: BDO, BPI, Metrobank, Unionbank, etc.
• Top up at SM Business Centers, Robinsons Supermarket, Smart Padala outlets, Pay&Go kiosks, leading convenience stores, and more!

• Use your virtual card to pay for your shopping haul, flights, and hotel accommodations

• No need to line up - pay your bills anytime, anywhere!

• Send allowance to your family
• Split the bill with friends easily

Join millions of other users who have made the switch to hassle-free, cashless transactions!

Visit https://www.paymaya.com/deals

We'd love to hear what you think about our product so we can make it an even better experience for you! Send us an email at support@paymaya.com


What’s New

Version 2.33.2

No tricks, just treats for this month’s update!

Your wish is our command! You wanted credit card billers? You got 'em! P.S. We now have more than 600 billers!

Cash In made smooth like butter by linking your bank account — now with more banks! We’re adding more to the list soon so follow us for the latest.

Do you use PayMaya to accept payments for your online store? Let your customers know you’re the real deal with a Verified Seller badge!

Bugs have been squished in this update!
Stay safe!

Ratings and Reviews

4.8 out of 5
107K Ratings

107K Ratings

Hyrucha ,


I have been contacting them about a payment i made via this app because such payment did not reach the biller. It has been two weeks since the payment was made (as of writing). I have been contacting them via email, messenger, call and to no avail no one responded with a resolution nor offered to help. Until now my line is cut because i do not have extra to pay off my bill twice. VERY DISAPPOINTING!!!
UPDATE: NO TICKET WAS PROVIDED. I checked the email and Miyuki replied to me asking for my details last March 10 5:45AM(for reference isent the screenshot of the email to paymaya cares messenger). I provided it on the same day and i got no response since then. I also communicated via Paymaya Cares and got no response either. I followed-up last March 28 via email and messenger and still no response.

Developer Response ,

Hi Hyrucha. If you sent an email to support@paymaya.com, you should get an automated response with the ticket reference number. We regret that we are unable to escalate this issue without an identifier such as the reference number. We also advise against providing personal details through this channel, for security reasons. You may send another email follow-up, with your review alias as the subject. Thank you.

Vicente Abana ,

Very poor customer service

There should be a zero rating for this app. I called today to quickly ask only about the recent updates made in the app and the customer service (CS) said that she cannot proceed with my queries due to the place of birth I have provided did not match their record. This is weird since I only have one place of birth and I’m 100% sure I did not change it since I only submitted my information for the account upgrade once. Told the CS that I used the same information with my previous calls and got verified. I pointed out to the CS that maybe she is not looking at the correct information for my place of birth or there is a glitch in the database or system but insisted that I’m wrong. I cannot even see anymore in the app all my other personal information other than my name and mobile number. And she asked me to call back once I remember my correct place of birth. Really? How come I’m able to verify my account with my previous calls with the same information and then today I was told after providing the same place of birth that it is incorrect. This is not making any sense to me and I’m hoping PayMaya will look into this asap. Very poor customer service! 😔

Joana Obispo ,

App is great but service is not

I really loved PayMaya because it is very convenient for online purchases. It was a lot of help when the Covid lockdown started because I do my groceries online and pay using Paymaya. That was until I received a text message that my virtual card was deactivated because I haven’t used it for 30 days, which is not true because I did my groceries just a few days before. Opened the app and saw that I was supposed to upgrade my account. I tried to do so but it requires specific types of IDs which I currently don’t have and am unable to get due to the lockdown. I emailed customer service why my account was deactivated in the first place and if they can give me an exception for the ID due to the situation. I got a response that my card expired, which again is not true because I remember using my card for purchase and the expiry date is not anytime soon. After explaining that in my response, I did not hear back from them for about 3 weeks now. This is such an inconvenience at such a critical time. I have money in the account that I cannot use because I cannot upgrade. And they have been ignoring me everywhere. I will probably uninstall once I get my money back.

App Privacy

The developer, PayMaya Philippines, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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