RCBC DiskarTech Savings 4+

Digital Savings Account & more

Rizal Commercial Banking

    • Free

iPhone Screenshots



Experience the award-winning RCBC DiskarTech, the Philippines' first multi-lingual financial inclusion super mobile app in Tag-lish and Cebuano that will give you seamless mobile banking experience!

● Open account in just a few taps
● Earn 6.5% savings interest
● Register and get verified using one valid government-issued ID
● No initial deposit
● No maintaining balance

● Supervised by the Bangko Sentral ng Pilipinas (BSP)
● Insured by the Philippine Deposit Insurance Corporation (PDIC)

But wait there's more!

● Cash-in or deposit money anytime, anywhere with our over 100,000 agent network including 7-Eleven, Cebuana Lhuillier, Bayad Center, and ECPay merchants
● Cash-out or withdraw money from thousands of RCBC ATMs and ATM Go partner merchants, and through Cebuana Lhullier and Pera Hub outlets

● Receive SSS benefits and loan proceeds
● Claim remittances from abroad through Pera Hub's partners

● Pay bills for utility, internet, telecomm, government and others hassle-free
● Transfer funds for as low as Php 8 (but free for DiskarTech to DiskarTech and RCBC to DiskarTech or vice versa transactions)
● Use the QR Ph facility of the app for person-to-person (P2P) transactions to DiskarTech or any QR Ph-participating financial service provider
● Buy load and e-pins
● Purchase telemedicine for as low as Php 50 monthly to get 24/7 access to nurses and doctors, e-prescription, laboratory request and medical certificates
● Avail affordable life and non-life insurance products for as low as P20.00 from SunLife Grepa and Malayan Insurance
● Reward yourself with cashbacks, discounts, and free shipping vouchers from a wide variety of featured merchants from appliances, food, lifestyle, and travel categoriesBut wait there's more!


RCBC DiskarTech is powered by RCBC, the most awarded and fastest-growing challenger bank hailed as the Philippines' Best Bank for Digital (2020-2022) by Asiamoney, Best Financial Inclusion App by the Asian Banker, and Grand Champion for Digital Payments and Financial Inclusion by the Bankers Institute of the Philippines.

RCBC currently ranks 5th, from 8th in 2018, amongst the Philippines' private universal banks in terms of assets.

Open your RCBC DiskarTech account now!

What’s New

Version 4.2.0

Ready to experience the next level of DiskarTech? The new and improved financial inclusion super app is here to bring you a new level of experience! Update now to:

1. Receive notifications, reminders, and suggestions crafted just for you.
2. Enjoy a smarter approach in managing your finances
tailored to your wants, needs, and interests.
3. Help us improve with your valuable feedback.
4. Experience a smoother, bug-free DiskarTech app.

What are you waiting for? Simulan na ang iyong personalized financial adventure mga ka-DiskarTech, update na dis!

Ratings and Reviews

4.6 out of 5
4.4K Ratings

4.4K Ratings

qrtafahs ,

Good Job on the Updates

This happens a lot of time. They have good customer service that replies quickly, but the deducted amount will only be credited to your account for like 2-3 business days, and if it happens everytime then you have to wait for a long time to get your money back... and they reply only if you follow up. The bug is that the transfer does not proceed after input of OTP. It's just loading, then you got logout of the app. Once it opens again, and try to input the OTP it says "not enough balance" and that the amount was already deducted. Or "genera server error". Should fix this. The money should only be deducted once the otp is verified correctly. Isn't that what it should do? Also, some buttons are not working...you have to click like multiple times. This is a nice and beneficial app but it just seems to have a lot of bugs needed to fix, if you sure want to cater a lot of users in the long run these needs to be fixed. It just doesn't seem trustworthy as of the moment. Sure most of mobile banking app doesn't too, but atleast maintain the security. Enhance customer service. Faster turnaround, like within 24 hours.. cause some people need that money asap!!!

Developer Response ,

Hi! Kami ay humihingi ng pasensya sa inyong experience. Our team is constantly working on to improve the app. Thank you for this feedback and suggestions. These are legitimate concerns and we'll include these in our next updates. We hope that you continue using DiskarTech as we unveil more features very soon. Please follow @DiskarTech on Facebook, Instagram and Twitter for promos and announcements. If you have other concerns, you can also chat with us 24/7, just visit diskartech.ph and look for our chatbox. Maraming salamat!

Heyitslour ,


I appreciate the app so much because of its cheap fees to other banks and also works like gcash, can pay bills and all. The only downside is the OTP sent to my number, it takes about 8-10mins before I received it. This does not just happen once. Everytime I do transactions like buying load or transferring money to my other accounts, I have to press resend OTP over and over again and wait for atleast 10mins before I get to have an OTP. This is an inconvenient in my part. Hopefully the RCBC team can check on this matter.

Developer Response ,

We are sorry to hear about your concern. Ang aming customer service at technical teams ay patuloy na gumagawa ng paraan to serve you better.Kindly send us a PM sa FB po so we can better assist you . Thank you!:)

KenBros ,

Promising all digital bank

This all Filipino all digital bank by RCBC is very promising. Aside from it’s very inclusive, since it uses taglish to make the service readily available to the indigent. I would’ve have rated this higher if I didn’t experience the constant blocking of my account. I’ve been receiving countless of otp’s without me requesting one. I’ve repeatedly changed my password every-time my account was blocked. So far it has been 2 weeks (3rd week of aug 2020) that I’ve no longer encountered this problem.

App Privacy

The developer, Rizal Commercial Banking, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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