FINCA Pay 4+


    • 3.7 • 243 Ratings
    • Free

iPhone Screenshots


About the App:
SimSim has been renamed as FINCA Pay!

Here’s what we have in store for you:

• Sign-up in a few clicks to experience banking on the go!
• No minimum balance requirement, No paperwork!
• Safe & Secure Banking with FINCA Microfinance Bank, a fully regulated bank, trusted by millions of Pakistanis
• View your balance & apply for e-statements
• Login with Face ID, Touch ID or Passcode
• Send and Receive money instantly, anytime, anywhere, 24/7
• Manage bills for 500+ billers from the comfort of your home
• Instant Mobile Top-ups

• After downloading the application, enter your mobile number & OTP to sign up.
• Verify your identity by entering a few personal details
• Set up your 4-digit login PIN
• Viola! Your FINCA Pay account has been created.
FINCA Pay is the digital mobile wallet by FINCA Microfinance Bank Ltd (FMBL) – a fully regulated bank, trusted by millions of Pakistanis. FMBL became a part of FINCA Impact Finance (FIF) network in 2013. FIF is an international network of 16 microfinance institutions and banks offering innovative, responsible and impactful financial services. Since 1985, we have helped 40 million people build their financial health globally.

What’s New

Version 6.0

- Saving feature
- Dynamic QR code
- eStatement for Core accounts
- To remove dormancy from the app
- Minor bugs fixed

Ratings and Reviews

3.7 out of 5
243 Ratings

243 Ratings

Saad.Shahid30 ,


I cannot access the loan option, worked for me the last time but now whenever i want to use that option it says 'There's a problem, Please try again later'!! Overall the app is very sweet!

Adil Mian ,

Much needed

I’m actually glad a service like this has finally been introduced to Pakistan, I only hope it stays. So many uses and conveniences for the user. Streamlines much of the hassle in making an account compared to other banks. Plus using the phone as a digital wallet is pretty neat. So far I have bought from a restaurant, and recharged my phone balance from it. It’s even easy to transfer funds from any atm. Be sure to read up the guide for that.

Farooq Qamar Khan ,


A great addition to digital options available in market. I have been using quite a few apps of same nature and would comfortably rate SIM SIM among the top two in it’s category. At the same time, I would not be honest of I do not point-out available room for improvement. I feel that there should be an alert if a user exceeds his/her daily/monthly/annually assigned limit, instead of app taking the transaction amount to float amount.

Developer Response ,

Hi Farooq, thank you for your your recommendation. We are constantly innovating to improve user experience. Stay tuned for lots of new exciting features.

App Privacy

The developer, FINCA MICROFINANCE BANK LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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