NayaPay 4+

For all your everyday payments

NAYAPAY (PVT.) LIMITED

Designed for iPhone

    • Free

iPhone Screenshots

Description

Welcome to NayaPay: The financial partner of choice for 1,000,000+ users.

One wallet for all your everyday payments. Send money, pay bills, receive remittances from around the world, chat with friends, and shop worldwide with a free Visa debit card.

Here’s why you’ll love NayaPay:

GET STARTED INSTANTLY
Download the app and set up your account right away - no wait, no fees. All you need is your CNIC and a few minutes of your time. We’ll take care of the rest.

FREE MEANS FREE
Say goodbye to surprises (read: shocks) and unnecessary charges. No hidden fees, no annual charges and no SMS surcharge to worry about. Enjoy a free Visa card, seamless fee-free money transfers to one another and complete transparency about your money.

GO INTERNATIONAL WITH VISA
You’ll get your FREE Visa Virtual debit card on your phone immediately upon account creation. Get a physical Visa debit card delivered to your doorstep for in-store shopping and cash withdrawals from ATMs anywhere in the world.

YOU’RE IN CONTROL
Order a new card, set spending limits, freeze or unfreeze your card, change your PIN, enable or disable international transactions, online payments and contactless payments - all from within your app.

SEAMLESS MONEY TRANSFERS
Make free, instant money transfers to any bank. Your mobile number serves as your NayaPay account number, easy to remember and share with anyone to receive funds. Connect your Raast ID to your NayaPay account to send and receive money through Raast.

BILL PAYMENTS MADE EASY
Manage all your bills in one place. Pay hundreds of merchants from K-Electric, LESCO, and MEPCO to SNGPL, SSGC, and StormFiber right through the app. We’ll also send you reminders when your bill is due, helping you avoid pesky late payment penalties.

GLOBAL REMITTANCES
Looking to receive home remittance or freelance payments from abroad? Simply share your NayaPay IBAN, and our global remittance partners, including Payoneer, Western Union, Wise, Remitly, RIA, ACE, and more, will handle the rest. Your funds will be deposited directly in your account.

ADD MONEY TO START SPENDING
Link your bank account to effortlessly add funds to your NayaPay app. Deposit cash at partner banks or transfer money from any bank to NayaPay to load up your account and get cracking.

TOP UP AND MORE
Whether it’s Prepaid, Postpaid, or handy bundles, we’ve got you covered for Ufone, Telenor, Zong, and Jazz. From call packages to data bundles for Whatsapp, Facebook, Youtube, Tiktok, and PUBG, find all your mobile top-up needs in one place.

WE’LL TAKE YOU PLACES
Catching a flight? Pay for your Fly Jinnah ticket directly through the NayaPay app. Would you rather go on a road trip? We’ve got you there too. Ditch the toll queues, recharge your M-Tag using the app and have a smooth journey!

CHAT YOUR PAYMENTS AWAY
Add meaning to money transfers with payment notes. Chat with your friends, share photos, send voice notes, and much more. When words fall short, use our fun stickers to express yourself.

STAY ON TOP OF YOUR FINANCES
Track all your transactions with detailed, easy-to-understand transaction history. Manage your finances with digital receipts, making record-keeping a breeze.

NEVER LOSE SIGHT OF YOUR MONEY
You know what’s come in and what’s gone out instantly. Receive instant push notifications for every transaction - we’ll update you as soon as you send, receive and spend money so you’re always in the know.

YOU’RE SAFE WITH US
Enjoy secure transactions. NayaPay is PCI DSS and ISO 27001 certified. Each transaction is protected by fingerprint/Face ID or MPIN verification, ensuring only you can authorize payments.

NayaPay has been featured internationally by Forbes, TechCrunch, Nikkei Asia, Fintech Finance, Tech in Asia, Tech Node Global, The Asian Banker and more.

We are here to help, 24/7. Reach out to us via in-app chat, email at support@nayapay.com or give us a call on +(9221) 111-222-729.


What’s New

Version 1.5.0

We're on cloud nine about Fly Jinnah on NayaPay, and we know you are too! This update brings a smoother and more secure experience of paying for your Fly Jinnah tickets through the app.

Ratings and Reviews

4.7 out of 5
8.1K Ratings

8.1K Ratings

Sajidbutt049 ,

Instant payment (any currency)

Nayapay is the only way to make payments in any currency without any trouble. I like virtual card option which you can be freeze any time & also has push notification option to approve transactions with in seconds . Highly recommended 👍

Haashiimm ,

To increase cash limits

I've been using the online wallet for a few months now, and I must say, it has greatly simplified my financial management. The user interface is intuitive, making it easy to navigate and perform transactions. What I appreciate most is the robust security features that give me peace of mind knowing my funds are safe. However, I'd love to see more features added, such as budgeting tools and investment options, to make it an all-in-one financial platform. Overall, it's been a positive experience, and I look forward to seeing how this online wallet continues to evolve and improve in the future.

But also consider

I believe it's high time for our online wallet service to consider increasing the bank cash limits. As a user, I often find myself needing access to larger amounts of cash for various transactions and emergencies. This adjustment would greatly enhance the utility of the wallet, ensuring we can seamlessly manage our finances without running into limitations.

Developer Response ,

Hi Haashiimm, 👋🏻 thank you for your detailed review. We are so glad to know you are finding our app useful. We value your suggestions greatly and will take them into consideration. However, we're already working on increasing the withdrawal limits. Expect an announcement soon! 🧡

Tariquejm99 ,

No proper system of verification

I was waiting NayaPay ISO version for last one year, once version launched i install it but Verification of my account has been failed, and i tried to contact customer care via App for re-verification, they said send ur orginal CNIC pics to our email for verification. That is inappropriate and a breach of privacy of a customer, there should be a direct system that is connected with Nadra authority for automatic verification, manually verification by a third party is not acceptabl. Furthermore who will make sure that NayaPay will not sale out customer information to a another third party or not misuse it.

Developer Response ,

Hi Tariq! 👋🏽

At NayaPay, we place immense organizational emphasis on managing, controlling and protecting customer data, and have a dedicated team to manage our information security system and its operations. We have made adherence to international best practices and State Bank guidelines an organizational imperative. We are certified by international entities such as PCI-DSS and ISO 27001. The PCI-DSS compliance certification helps minimize exposure to threats such as breaches and theft of cardholder data.

Hope this helps! 🧡

App Privacy

The developer, NAYAPAY (PVT.) LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • User Content
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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