mPay - mobile payments 4+

Tickets, highways and e-TOLL

mPay S.A.

    • Free



Purchase public transportation tickets without the need to look for other points of sale.

You will quickly and conveniently find the best and most affordable connection.

Pay for your vehicle's parking without searching for change and parking meters. Save money by charging by the minute.

No queues at stationary ticket outlets or congestion at gates.

Train timetables and tickets of the largest rail carrier connecting the largest cities in Poland.

Queue-free and convenient with mPay's multi-search engine for connections.

Travel insurance? School accident insurance? How about liability insurance (OC) or breakdown cover (AC)? Are you going on a trip? Do you want to insure your child? Or maybe you need OC/AC insurance? In 30 seconds you will compare offers and buy insurance suitable for you.

No unnecessary formalities, instant decision and money on your account in a few minutes.

Convenient transfers to other mPay users or to any bank account in Poland.

The service allows you to automate payments, gain full control over them and facilitate monthly billing.

In mPay you can also find top-ups or tickets to places such as the Tatra National Park or the Warsaw Zoo.

Did you know that you can collect points using the mPay app and exchange them for rewards? Join our club today and check out what we have prepared for you!

Additional information about the LOAN service

The minimum and maximum credit period available to the customer through mPay S.A. is 61 days. The minimum and maximum APR for the first loan is 0% provided the loan is repaid within 61 days. The maximum RRSO for the next loan is 76.88% provided the loan is repaid within 61 days. The lender is Soonly Finance Ltd. The granting of the loan depends on the result of the applicant's credit score. A representative example for the first loan granted through mPay S.A.: Actual Annual Percentage Rate (APR) is 0% with the following assumptions: total loan amount of PLN 1,000; total amount to be paid PLN 1,000; fixed interest rate per annum 0%; total loan cost PLN 0; contract for 61 days. Status as of 01/08/2022.

Representative example for another loan provided through mPay S.A.: Annual Percentage Rate (APR) of 76.88% with the following assumptions: total loan amount of PLN 1,600; total amount to be paid PLN 1,760; fixed interest rate per annum 0%; total loan cost of PLN 160 (commission of PLN 160, interest of PLN 0); agreement for 61 days. Status as of 01/08/2022.

The administrator of the personal data is Soonly Finance sp. z o.o., based in Warsaw, 16c Żwirki i Wigury St., 02-092 Warsaw. NIP: 525-253-13-20, REGON: 146101268. District Court for the Capital City of Warsaw in Warsaw, XIV Business Department of the National Court Register, KRS 0000418977, Registration number in the Register of Credit Intermediaries and Loan Institutions kept by the Polish Financial Supervision Authority is RIP000020. Share capital in the amount of PLN 40,019,100. All information about the principles of personal data processing, the purposes for which they are processed, the legal basis for processing, categories of recipients of personal data, the period of data processing, the necessity or voluntariness of providing personal data and the consequences of not providing them, automated decision-making and your rights can be found in our Privacy Policy:

What’s New

Version 3.9.5

Optimization of application performance and fixes of reported bugs

Ratings and Reviews

4.0 out of 5
3.3K Ratings

3.3K Ratings

mamma7427 ,

Use friendly

Very helpful app when unable to pay by credit card for a ticket .

cz247 ,

Several critical problems from user’s perspective

Unfortunately (because app’s ui and functionality seems to be well designed) I cannot recommend this app due to several critical issues from the user perspective. These are: funds are not available even though I have been charged, sometimes I was unable to buy a ticket (for unknown reason since funds were available and so the access to the internet) so I was in risk of being charged for not having one. If these kind of critical issues will be fixed I’ll may even return to using this app. By now I just want my money back or be able to use them in app but next time I will not refill my purse. It cost me too much stress, money and time. What a pity.

patras_ ,

The application is useless

I linked a payment card, but I can't choose it as my default payment method. I get an error while setting the card as my default payment method. The payment for the motorway does not work because there is no money in the mAccount and the application cannot download it from the card. I reported this to support by uploading the screen recording, but no one is doing anything about it.

Podpiąłem kartę płatniczą, ale nie mogę jej wybrać jako domyślnej formy płatności. W trakcie ustawiania karty jako domyślnej formy płatności pojawia się błąd. Płatność za autostradę nie działa bo w Portmonetce nie ma pieniędzy, a aplikacja nie umie ich pobrać z karty. Zgłosiłem to do wsparcia, przesyłając nagranie ekranu, ale nikt z tym nic nie robi.

App Privacy

The developer, mPay S.A., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Usage Data
  • Sensitive Info
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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