PayoffPath
Debt Payoff Planner & Tracker
Free · In-App Purchases · Designed for iPad. Not verified for macOS.
Compare debt payoff strategies and find the fastest path to financial freedom.
PayoffPath is your personal debt payoff planner. Track all your loans in one place, compare payoff strategies, and find the fastest path to becoming debt-free.
MANAGE ALL YOUR LOANS
Track mortgages, auto loans, student loans, credit cards, and personal loans with detailed breakdowns for each.
COMPARE PAYOFF STRATEGIES
See exactly how much time and money you save with Avalanche (highest interest first) vs. Snowball (smallest balance first) strategies. Make data-driven decisions about your debt.
CALCULATE & PLAN
- Loan Calculator: Instantly see monthly payments, total interest, and payoff dates
- Extra Payment Calculator: See exactly how much you save by paying extra each month
- Refinance Calculator: Compare your current loan against refinancing options with break-even analysis
VISUALIZE YOUR PROGRESS
Interactive charts show your debt decreasing over time. Track milestones as each loan gets paid off on your journey to financial freedom.
AMORTIZATION SCHEDULES
View detailed month-by-month or year-by-year payment breakdowns showing principal vs. interest for every payment.
EXPORT YOUR DATA
Export amortization schedules to CSV for analysis in your favorite spreadsheet app.
PREMIUM FEATURES
- Unlimited loan tracking
- Strategy comparison (Avalanche vs. Snowball)
- Refinance calculator
- Extra payment calculator
- Full amortization schedules
- CSV export
SUBSCRIPTION INFO
PayoffPath Premium offers weekly ($3.99/week), monthly ($9.99/month), and yearly ($59.99/year) auto-renewable subscriptions, plus a one-time lifetime purchase ($59.99). Payment is charged to your Apple ID at confirmation. Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage subscriptions in your Account Settings.
Terms of Use: https://kreativekoala.llc/terms
Privacy Policy: https://kreativekoala.llc/privacy
Start your journey to debt freedom today with PayoffPath.
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
The developer, KreativeKoalaSolutions LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Purchases
Data Linked to You
The following data may be collected and linked to your identity:
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Size
- 9.5 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Lifetime Access 299,99 zł
- Weekly 19,99 zł
- Yearly 299,99 zł
- Monthly 49,99 zł
- Provider
KreativeKoalaSolutions LLC
- KreativeKoalaSolutions LLC has not identified itself as a trader for this app. If you are a consumer in the European Economic Area, consumer rights do not apply to agreements between you and the provider.
- Copyright
- © 2026 KreativeKoalaSolutions LLC
