Wealth Architect
Net Worth & Finance Planner
Free · In-App Purchases · Designed for iPad. Not verified for macOS.
Know if your money will last a lifetime. Plan your retirement, track your wealth, and stress-test your future — all in one beautifully simple app.
Wealth Architect is a private, all-in-one personal finance app designed to give you a clear picture of your financial life — without asking for a login, a subscription, or access to your bank.
Everything stays on your device. Always.
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UNDERSTAND YOUR FULL FINANCIAL PICTURE
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Financial Health Score
Get a single 0–100 score across five dimensions: retirement readiness, emergency fund coverage, investment activity, insurance protection, and goal progress. Know where you stand and what to focus on next.
Net Worth Tracker
Track assets and liabilities to see your true net worth over time. Add bank balances, investments, property, vehicles, and any debts — and watch your net worth grow as you make better decisions.
Wealth Projection
Visualize where your wealth is headed. Customize assumptions for expected returns, inflation, and income growth to see long-term curves that reflect your actual situation.
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PLAN, PROTECT, AND GROW
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Goals Engine
Set financial goals — a home, a car, education, travel, retirement, or anything that matters to you. Track your progress and see how close you are to each milestone.
Retirement Readiness
Estimate the corpus you need for retirement, calculate the gap from where you are today, and get a readiness score. Straightforward, honest, and actionable.
Bucket Strategy
Allocate money across short, medium, and long-term buckets based on your timeline and risk comfort. A simple framework to bring structure to your wealth.
Stress Testing
Run scenario analyses to see how your finances hold up under pressure: job loss, a medical emergency, a market crash, or a spike in inflation. Know your vulnerabilities before they find you.
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DAILY MONEY HABITS
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Expense Tracker
Log your daily spending by category, set monthly budget limits, record income sources, and track your savings rate — all in one place.
Expense Streak
Build the habit of tracking expenses daily with a flame streak counter. Consistency is the foundation of financial awareness.
Debt Tracker
Manage loans with full EMI breakdowns, interest rates, and a debt-to-asset ratio view. See how your debt compares to your total assets and plan your path to financial freedom.
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TAX & INVESTMENT PLANNING
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Tax Planning
Track your tax-saving investments against configurable limits. Stay informed about how much you've invested and how much headroom remains — without any external data required.
Investment Policy Statement
Generate a personalized Investment Policy Statement based on your goals, time horizon, and risk profile. A document that keeps your investment philosophy clear and consistent.
Personalized Insights
The app reads your own data and surfaces meaningful observations — patterns in your spending, gaps in your coverage, and opportunities worth considering. All generated from your numbers, never from a cloud server.
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PRIVACY BY DESIGN
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• No account required — ever
• No internet connection needed
• No data sent to any server
• 100% on-device storage
• Supports 10 currencies: INR, USD, EUR, GBP, JPY, AUD, CAD, SGD, AED, CHF
Wealth Architect is built for people who want to understand their money honestly and completely. No noise, no hype — just the tools to make thoughtful financial decisions.
Download free and start building your financial clarity today.
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
• Pro access now works reliably after restarting the app. If you unlocked Pro via an offer code or purchase, it will stay unlocked — no more being asked to upgrade again after closing and reopening.
• Offer code redemption fixed. Redeeming a code from the App Store now correctly activates Pro. Use "Restore Purchase" on the paywall if you redeemed a code and the app hasn't picked it up yet.
The developer, Ajith Kumar, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Size
- 12.8 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Life Time Access 24,99 zł
- Provider
Ajith Kumar
- Ajith Kumar has identified itself as a trader for this app and confirmed that this product or service complies with European Union law.
- Address
56, South Maharajpuram street
Puliyampatti, Aruppukottai
Virudhunagar 626101
Tamil Nadu
India - Phone Number
+91 8300048002 - Email
eajithkumar128@gmail.com
- Copyright
- © 2026 Wealth Architect